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Homeowners Insurance in 89108
Getting the most affordable home insurance rates in 89108 just got easier for Las Vegas, NV home insurance shoppers who want to shop online at GetHomeInsuranceQuotes.com. We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of Las Vegas. Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-855-976-2656 For Las Vegas, NV Home Insurance Quotes, Click to easily review rates!
Average Home Insurance Rates in 89108
When discussing Nevada homeowners insurance rates, Las Vegas residents are finding new ways to save time and money by discovering lower rates when they shop online. Nevada may not be the cheapest state in the country to purchase homeowners insurance, but it does rank lower than average at a nationwide rank of 47. Residents that live within the 89108 zipcode are currently paying $584 for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in Las Vegas does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.
89108 Home Insurance Average Premiums
For the 89108, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $334 /yr. |
Average Coverage: | $584 /yr. |
2600 sq. ft. or higher (all discounts applied) | $884 /yr. |
What is the average home insurance cost for a home in 89108?
- • The average homeowners insurance premium paid annually for a home in 89108 is around $584 per year.
What does it cost on average per month for home insurance in 89108?
- • Homeowners in 89108 pay a monthly average cost per month around $49.00.
What kind of discount could I get if I combine my home and auto insurance together in 89108?
- • Autoowners in 89108 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Las Vegas area, check out other zip codes nearby 89108.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 89108
Average Building Cost Per Square Foot in 89108: $177
Location: Las Vegas, Nevada (Clark County)Average Square Footage in 89108: 1,298 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 89108 before you start any project. Las Vegas homeowners pay on average around $177 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 89108 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 89108 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,298 sq. ft. and the average cost to rebuild the home in this area is around $177 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Las Vegas area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $177 | 1,298 | $229,800 |
Additional Upgrades & Added Features | $221 | 1,298 | $287,250 |
Major Home Updates or Advancements | $266 | 1,298 | $344,700 |
It's important to understand that when you estimate your replacement cost of your home in the 89108 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 89108
Allstate Insurance - Carlos Lee
Address: 6020 Smoke Ranch Rd Las Vegas, NV 89108Phone: (702)646-2533
Website: www.allstatetoolkit.com/clicks_rate.asp?MB_ID=16322
Best Home & Auto Insurance Agencies in 89108
Vitiello Jr- Francesco
Address: 1433 N Jones Blvd Las Vegas, NV 89108Phone:
Website:
Info:
Huelsman- Todd A
Address: 2481 N Decatur Blvd Las Vegas, NV 89108Phone:
Website:
Info:
Allstate Insurance
Address: 2021 N Rainbow Blvd Las Vegas, NV 89108Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com
American Family Insurance West of I 15 Mourey RAJA
Address: 3109 N Rainbow Blvd Las Vegas, NV 89108Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities
Walker- Luria L
Address: 3124 N Rainbow Blvd Las Vegas, NV 89108Phone:
Website:
Info:
Housing Demographics for 89108
Population Review for 89108 Zip Code
For the city of Las Vegas, the population within 89108 has increased to over 74,362 residents in population size. The current population total is 73,637. We have broken down the population based on race below. In 89108, there are over 36083 in male population and 37554 females.
Population | Values |
---|---|
Total Population | 73,637 |
White Population | 25359 |
Black Population | 12116 |
Hispanic Population | 33673 |
Asian Population | 3413 |
Hawaiian Population | 664 |
Indian Population | 1019 |
Other Population | 18873 |
Male Population | 36083 |
Female Population | 37554 |
Population Estimate | 74362 |
Household Data for 89108
The average number of homes in 89108 is around 26,188, there are an average of 2.80 per household. The average house value according to local real estate values is around $229,800. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 26,188 |
Persons Per Household | 2.80 |
Average House Value | $229,800 |
Income Per Household | $51161 |
Median Age | 34.6 |
Median Age Male | 33.7 |
Median Age Female | 35.5 |
89108 Details | Values |
---|---|
State | NV |
State Full Name | Nevada |
City Type | P |
City Alias Abbreviation | |
Area Code | 702/725 |
City | Las Vegas |
City Alias Name | LAS VEGAS |
County | Clark |
County FIPS | 003 |
State FIPS | 32 |
Time Zone | 8 |
Day Light Saving | Y |
MSA | 4120 |
PMSA | |
CSA | 332 |
CBSA | 29820 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Las Vegas-Henderson-North Las Vegas, NV |
MSA_Name | Las Vegas, NV-AZ MSA |
PMSA_Name | |
Region | West |
Division | Mountain |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 732 |
Number Of Employees | 8402 |
Business First Quarter Payroll | 95294 |
Business Annual Payroll | 376973 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 1951269 |
CBSA Division Population | 0 |
Congressional District | 04 |
Congressional LandArea | 50997.97 |
Delivery Residential | 26558 |
Delivery Business | 655 |
Delivery Total | 28971 |
Preferred Last Line Key | Z14477 |
Classification Code | |
Multi-County | |
CSA Name | Las Vegas-Henderson, NV |
CBSA_DIV_Name | |
City State Key | Z14477 |
Land Area | 8.908000 |
Water Area | 0.000000 |
City Alias Code | |
City Mixed Case | Las Vegas |
City Alias Mixed Case | Las Vegas |
Box Count | 0 |
SFDU | 10150 |
MFDU | 8588 |
State ANSI | 32 |
County ANSI | 003 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 314880 |
Unique ZIP Name | |
SSA State County Code | 29010 |
Medicare CBSA Code | 29820 |
Medicare CBSA Name | Las Vegas-Henderson-Paradise, NV |
Medicare CBSA Type | Metro |
Market Rating Area ID | 1 |
County Mixed Case | Clark |
Nevada Homeowners Insurance News & Information
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Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance. We thought it might be a good idea to look at some spring cleaning and maintenance […]
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According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone. Data from the Intercontinental Exchange (ICE) showed […]
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Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025
According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid. Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]