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Find the Best Home Insurance Rates in 89145
Shopping for homeowners insurance in 89145 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Las Vegas, NV and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.
We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Nevada licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.
If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 89145 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.
Home Insurance Rate Quotes in 89145
Find Las Vegas, NV Homeowners Insurance Quotes to review the best coverage options in your area.
89145 Home Insurance Rating is: very low!
In 89145 the average premium is $673. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.
A Quick Tip: For homeowners living in 89145, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.
Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 89145!
89145 Home Insurance Average Premiums
For the 89145, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $423 /yr. |
Average Coverage: | $673 /yr. |
2600 sq. ft. or higher (all discounts applied) | $973 /yr. |
What is the average home insurance cost for a home in 89145?
- • The average homeowners insurance premium paid annually for a home in 89145 is around $673 per year.
What does it cost on average per month for home insurance in 89145?
- • Homeowners in 89145 pay a monthly average cost per month around $56.00.
What kind of discount could I get if I combine my home and auto insurance together in 89145?
- • Autoowners in 89145 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Las Vegas area, check out other zip codes nearby 89145.
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Home Replacement Cost Coverage in 89145
Average Building Cost Per Square Foot in 89145: $177
Location: Las Vegas, Nevada (Clark County)Average Square Footage in 89145: 1,495 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 89145 before you start any project. Las Vegas homeowners pay on average around $177 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 89145 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 89145 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,495 sq. ft. and the average cost to rebuild the home in this area is around $177 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Las Vegas area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $177 | 1,495 | $264,600 |
Additional Upgrades & Added Features | $221 | 1,495 | $330,750 |
Major Home Updates or Advancements | $266 | 1,495 | $396,900 |
It's important to understand that when you estimate your replacement cost of your home in the 89145 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 89145
Advance Insurance
Address: 222 South Rainbow Boulevard Las Vegas, NV 89145Phone: (702)254-6141
Website: www.advanceautoinsurance.com
Best Home & Auto Insurance Agencies in 89145
Advance Insurance
Address: 222 S Rainbow Blvd Las Vegas, NV 89145Phone:
Website: http://www.advanceautoinsurance.com
Info:
Dye Doug Insurance
Address: 1081 S Cimarron Rd Las Vegas, NV 89145Phone:
Website: http://www.american-best.com
Info:
Toni M. Davis-Petrelli
Address: 450 S Buffalo Dr Las Vegas, NV 89145Phone:
Website:
Info:
Farmers Insurance
Address: 6900 Westcliff Dr, #106 Las Vegas, NV 89145Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,
Citsay- Mark D
Address: 204 S Rainbow Blvd Las Vegas, NV 89145Phone:
Website:
Info:
Housing Demographics for 89145
Population Review for 89145 Zip Code
For the city of Las Vegas, the population within 89145 has increased to over 26,603 residents in population size. The current population total is 24,886. We have broken down the population based on race below. In 89145, there are over 12164 in male population and 12722 females.
Population | Values |
---|---|
Total Population | 24,886 |
White Population | 13181 |
Black Population | 2193 |
Hispanic Population | 6887 |
Asian Population | 2218 |
Hawaiian Population | 184 |
Indian Population | 275 |
Other Population | 3117 |
Male Population | 12164 |
Female Population | 12722 |
Population Estimate | 26603 |
Household Data for 89145
The average number of homes in 89145 is around 10,004, there are an average of 2.49 per household. The average house value according to local real estate values is around $264,600. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 10,004 |
Persons Per Household | 2.49 |
Average House Value | $264,600 |
Income Per Household | $66612 |
Median Age | 42.7 |
Median Age Male | 41.2 |
Median Age Female | 43.9 |
89145 Details | Values |
---|---|
State | NV |
State Full Name | Nevada |
City Type | P |
City Alias Abbreviation | |
Area Code | 702 |
City | Las Vegas |
City Alias Name | LAS VEGAS |
County | Clark |
County FIPS | 003 |
State FIPS | 32 |
Time Zone | 8 |
Day Light Saving | Y |
MSA | 4120 |
PMSA | |
CSA | 332 |
CBSA | 29820 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Las Vegas-Henderson-North Las Vegas, NV |
MSA_Name | Las Vegas, NV-AZ MSA |
PMSA_Name | |
Region | West |
Division | Mountain |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 677 |
Number Of Employees | 7583 |
Business First Quarter Payroll | 86034 |
Business Annual Payroll | 399276 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 1951269 |
CBSA Division Population | 0 |
Congressional District | 03|04 |
Congressional LandArea | 2848.99|50997.97 |
Delivery Residential | 10684 |
Delivery Business | 444 |
Delivery Total | 17141 |
Preferred Last Line Key | Z14477 |
Classification Code | |
Multi-County | |
CSA Name | Las Vegas-Henderson, NV |
CBSA_DIV_Name | |
City State Key | Z14477 |
Land Area | 4.242000 |
Water Area | 0.000000 |
City Alias Code | |
City Mixed Case | Las Vegas |
City Alias Mixed Case | Las Vegas |
Box Count | 0 |
SFDU | 3426 |
MFDU | 2229 |
State ANSI | 32 |
County ANSI | 003 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 314880 |
Unique ZIP Name | |
SSA State County Code | 29010 |
Medicare CBSA Code | 29820 |
Medicare CBSA Name | Las Vegas-Henderson-Paradise, NV |
Medicare CBSA Type | Metro |
Market Rating Area ID | 1 |
County Mixed Case | Clark |
Nevada Homeowners Insurance News & Information
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According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid. Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]