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Home Insurance Rates in 10605

For homeowners shopping online in 10605, our insurance rates are very competitive for homeowners living in White Plains, NY. Many homeowners based out of the great city of White Plains have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our New York licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 10605, simply click the "Get Multiple Quotes Now" button. Your 10605 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. White Plains, NY Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

10605 Home Insurance Rating is: High!

If you live in 10605, you can easily save up to 40% off the average home insurance premium of $960 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in White Plains can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 10605 today!

Get Multiple Home Insurance Rates in 10605!

10605 Home Insurance Average Premiums

Local 10605 homeowners insurance quotes comparison

$710 /yr.

Shows Zip Code: 10605 lowest rates with discounts applied on average.

For the 10605, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$710 /yr.
Average Coverage:$960 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1260 /yr.

What is the average home insurance cost for a home in 10605?

  • • The average homeowners insurance premium paid annually for a home in 10605 is around $960 per year.

What does it cost on average per month for home insurance in 10605?

  • • Homeowners in 10605 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 10605?

  • • Autoowners in 10605 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the White Plains area, check out other zip codes nearby 10605.
Review average rates in another zip code:
10605 homeowners insurance rates
10601 homeowners insurance rates
10603 homeowners insurance rates
10607 homeowners insurance rates
10606 homeowners insurance rates

Home Replacement Cost Coverage in 10605

Average Building Cost Per Square Foot in 10605: $205

Location: White Plains, New York (Westchester County)

Average Square Footage in 10605: 3,201 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10605 before you start any project. White Plains homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10605 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10605 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,201 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the White Plains area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2053,201$656,300
Additional Upgrades & Added Features$2563,201$820,375
Major Home Updates or Advancements$3083,201$984,450

It's important to understand that when you estimate your replacement cost of your home in the 10605 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10605

Allstate Insurance - Deirdre Erin Cosgrove

Address: 365 Mamaroneck Ave White Plains, NY 10605
Phone: (914)328-0100
Website:

Allstate Insurance - Owen F. Cosgrove

Address: 365 Mamaroneck Ave White Plains, NY 10605
Phone: (914)288-0101
Website:

Best Home & Auto Insurance Agencies in 10605

Allstate Insurance - Deirdre Erin Cosgrove

Address: 365 Mamaroneck Ave White Plains, NY 10605
Phone:
Website:
Info:

Housing Demographics for 10605

Population Review for 10605 Zip Code

For the city of White Plains, the population within 10605 has increased to over 19,815 residents in population size. The current population total is 19,438. We have broken down the population based on race below. In 10605, there are over 9181 in male population and 10257 females.

PopulationValues
Total Population19,438
White Population12913
Black Population1361
Hispanic Population3926
Asian Population1087
Hawaiian Population13
Indian Population124
Other Population1827
Male Population9181
Female Population10257
Population Estimate19815

Household Data for 10605

The average number of homes in 10605 is around 7,608, there are an average of 2.50 per household. The average house value according to local real estate values is around $656,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,608
Persons Per Household2.50
Average House Value$656,300
Income Per Household$131463
Median Age45.5
Median Age Male43.5
Median Age Female47.3
10605 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code914
CityWhite Plains
City Alias NameWHITE PLAINS
CountyWestchester
County FIPS119
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses678
Number Of Employees8131
Business First Quarter Payroll149242
Business Annual Payroll601009
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District16
Congressional LandArea78.37
Delivery Residential7926
Delivery Business468
Delivery Total8655
Preferred Last Line KeyV17010
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV17010
Land Area5.371000
Water Area0.011000
City Alias Code
City Mixed CaseWhite Plains
City Alias Mixed CaseWhite Plains
Box Count86
SFDU4818
MFDU2640
State ANSI36
County ANSI119
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number359350
Unique ZIP Name
SSA State County Code33800
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWestchester

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