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Homeowners Insurance in 10606

In White Plains, NY, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 10606 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our New York licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 10606 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 10606 should appear in the zip code field ready to go.

10606 Homeowners Insurance Rates Are Considered: High!

If your looking for a standard homeowners policy in New York, you are going to see rates around the average home insurance premium per year of $1066. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your White Plains home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 10606 Home Insurance Rates Now!

Best 3 Options to Compare in 10606

If you want homeowners insurance quotes within the city of White Plains or in the 10606 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in White Plains, NY.

10606 Home Insurance Average Premiums

Local 10606 homeowners insurance quotes comparison

$816 /yr.

Shows Zip Code: 10606 lowest rates with discounts applied on average.

For the 10606, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$816 /yr.
Average Coverage:$1066 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1366 /yr.

What is the average home insurance cost for a home in 10606?

  • • The average homeowners insurance premium paid annually for a home in 10606 is around $1066 per year.

What does it cost on average per month for home insurance in 10606?

  • • Homeowners in 10606 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 10606?

  • • Autoowners in 10606 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the White Plains area, check out other zip codes nearby 10606.
Review average rates in another zip code:
10606 homeowners insurance rates
10607 homeowners insurance rates
10603 homeowners insurance rates
10601 homeowners insurance rates
10605 homeowners insurance rates

Home Replacement Cost Coverage in 10606

Average Building Cost Per Square Foot in 10606: $205

Location: White Plains, New York (Westchester County)

Average Square Footage in 10606: 2,843 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10606 before you start any project. White Plains homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10606 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10606 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,843 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the White Plains area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2052,843$582,900
Additional Upgrades & Added Features$2562,843$728,625
Major Home Updates or Advancements$3082,843$874,350

It's important to understand that when you estimate your replacement cost of your home in the 10606 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10606

Allstate Insurance - John S. Hogan

Address: 120 West Post Road White Plains, NY 10606
Phone: (914)993-5024
Website:

Best Home & Auto Insurance Agencies in 10606

Allstate Insurance CO

Address: 112 W Post Rd White Plains, NY 10606
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Allstate Insurance - John S. Hogan

Address: 120 W Post Rd White Plains, NY 10606
Phone:
Website:
Info:

Housing Demographics for 10606

Population Review for 10606 Zip Code

For the city of White Plains, the population within 10606 has increased to over 16,167 residents in population size. The current population total is 16,929. We have broken down the population based on race below. In 10606, there are over 8370 in male population and 8559 females.

PopulationValues
Total Population16,929
White Population5977
Black Population2202
Hispanic Population7804
Asian Population1245
Hawaiian Population7
Indian Population362
Other Population4957
Male Population8370
Female Population8559
Population Estimate16167

Household Data for 10606

The average number of homes in 10606 is around 6,112, there are an average of 2.71 per household. The average house value according to local real estate values is around $582,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,112
Persons Per Household2.71
Average House Value$582,900
Income Per Household$101853
Median Age37.7
Median Age Male36.5
Median Age Female38.9
10606 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code914/347/929/845
CityWhite Plains
City Alias NameWHITE PLAINS
CountyWestchester
County FIPS119
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses456
Number Of Employees4448
Business First Quarter Payroll84913
Business Annual Payroll351544
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District16
Congressional LandArea78.37
Delivery Residential5966
Delivery Business379
Delivery Total6813
Preferred Last Line KeyV17010
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV17010
Land Area1.484000
Water Area0.000000
City Alias Code
City Mixed CaseWhite Plains
City Alias Mixed CaseWhite Plains
Box Count0
SFDU2819
MFDU3019
State ANSI36
County ANSI119
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number359350
Unique ZIP Name
SSA State County Code33800
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWestchester

New York Homeowners Insurance News & Information

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]