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Home Insurance Rates in 11102

For homeowners shopping online in 11102, our insurance rates are very competitive for homeowners living in Astoria, NY. Many homeowners based out of the great city of Astoria have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our New York licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 11102, simply click the "Get Multiple Quotes Now" button. Your 11102 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Astoria, NY Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

11102 Home Insurance Rating is: High!

If you live in 11102, you can easily save up to 40% off the average home insurance premium of $1125 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Astoria can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 11102 today!

Get Multiple Home Insurance Rates in 11102!

11102 Home Insurance Average Premiums

Local 11102 homeowners insurance quotes comparison

$875 /yr.

Shows Zip Code: 11102 lowest rates with discounts applied on average.

For the 11102, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$875 /yr.
Average Coverage:$1125 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1425 /yr.

What is the average home insurance cost for a home in 11102?

  • • The average homeowners insurance premium paid annually for a home in 11102 is around $1125 per year.

What does it cost on average per month for home insurance in 11102?

  • • Homeowners in 11102 pay a monthly average cost per month around $94.00.

What kind of discount could I get if I combine my home and auto insurance together in 11102?

  • • Autoowners in 11102 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Astoria area, check out other zip codes nearby 11102.
Review average rates in another zip code:
11105 homeowners insurance rates
11103 homeowners insurance rates
11102 homeowners insurance rates
11106 homeowners insurance rates

Home Replacement Cost Coverage in 11102

Average Building Cost Per Square Foot in 11102: $205

Location: Astoria, New York (Queens County)

Average Square Footage in 11102: 3,751 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 11102 before you start any project. Astoria homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11102 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 11102 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,751 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Astoria area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2053,751$768,900
Additional Upgrades & Added Features$2563,751$961,125
Major Home Updates or Advancements$3083,751$1,153,350

It's important to understand that when you estimate your replacement cost of your home in the 11102 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 11102

Allstate Insurance - Matthew Andrews

Address: 3017 Astoria Blvd Astoria, NY 11102
Phone: (718)204-5300
Website:

Best Home & Auto Insurance Agencies in 11102

Allstate Insurance - Matthew Andrews

Address: 30-17 Astoria Blvd Queens, NY 11102
Phone:
Website:
Info:

Mitchell Cohen - Nationwide Insurance

Address: 2505 30th Ave Astoria, NY 11102
Phone:
Website: http://www.newyork.citysearch.com/profile/667341910/astoria_ny/mitchell_cohen_nationwide_insurance.html
Info:

Dinegar-Schneider-Reaccug

Address: 22-77 25th Rd Queens, NY 11102
Phone:
Website:
Info:

Bruce T Woodruff Agency Inc

Address: 25-12 31st St Astoria, NY 11102
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

J. J Cohen Agency

Address: 25-05 30th Ave Queens, NY 11102
Phone:
Website:
Info:

Housing Demographics for 11102

Population Review for 11102 Zip Code

For the city of Astoria, the population within 11102 has increased to over 35,627 residents in population size. The current population total is 37,468. We have broken down the population based on race below. In 11102, there are over 18398 in male population and 19070 females.

PopulationValues
Total Population37,468
White Population18047
Black Population3436
Hispanic Population10436
Asian Population5310
Hawaiian Population18
Indian Population378
Other Population5754
Male Population18398
Female Population19070
Population Estimate35627

Household Data for 11102

The average number of homes in 11102 is around 16,492, there are an average of 2.24 per household. The average house value according to local real estate values is around $768,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,492
Persons Per Household2.24
Average House Value$768,900
Income Per Household$95478
Median Age35.0
Median Age Male34.9
Median Age Female35.1
11102 DetailsValues
StateNY
State Full NameNew York
City TypeN
City Alias Abbreviation
Area Code718
CityAstoria
City Alias NameASTORIA
CountyQueens
County FIPS081
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses806
Number Of Employees7870
Business First Quarter Payroll86483
Business Annual Payroll405964
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District14
Congressional LandArea28.29
Delivery Residential15905
Delivery Business834
Delivery Total17103
Preferred Last Line KeyV11969
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV11969
Land Area0.701000
Water Area0.001000
City Alias Code
City Mixed CaseAstoria
City Alias Mixed CaseAstoria
Box Count163
SFDU2190
MFDU13596
State ANSI36
County ANSI081
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number354830
Unique ZIP Name
SSA State County Code33590
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseQueens

New York Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]