Get multiple home insurance quotes in 11103. Our licensed 11103, NY agents are ready to serve you.

Homeowners Insurance in 11103

In Astoria, NY, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 11103 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our New York licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 11103 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 11103 should appear in the zip code field ready to go.

11103 Homeowners Insurance Rates Are Considered: High!

If your looking for a standard homeowners policy in New York, you are going to see rates around the average home insurance premium per year of $1004. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Astoria home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 11103 Home Insurance Rates Now!

Best 3 Options to Compare in 11103

If you want homeowners insurance quotes within the city of Astoria or in the 11103 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Astoria, NY.

11103 Home Insurance Average Premiums

Local 11103 homeowners insurance quotes comparison

$754 /yr.

Shows Zip Code: 11103 lowest rates with discounts applied on average.

For the 11103, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$754 /yr.
Average Coverage:$1004 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1304 /yr.

What is the average home insurance cost for a home in 11103?

  • • The average homeowners insurance premium paid annually for a home in 11103 is around $1004 per year.

What does it cost on average per month for home insurance in 11103?

  • • Homeowners in 11103 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 11103?

  • • Autoowners in 11103 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Astoria area, check out other zip codes nearby 11103.
Review average rates in another zip code:
11102 homeowners insurance rates
11106 homeowners insurance rates
11103 homeowners insurance rates
11105 homeowners insurance rates

Home Replacement Cost Coverage in 11103

Average Building Cost Per Square Foot in 11103: $205

Location: Astoria, New York (Queens County)

Average Square Footage in 11103: 4,464 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 11103 before you start any project. Astoria homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11103 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 11103 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,464 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Astoria area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2054,464$915,200
Additional Upgrades & Added Features$2564,464$1,144,000
Major Home Updates or Advancements$3084,464$1,372,800

It's important to understand that when you estimate your replacement cost of your home in the 11103 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 11103

Allstate Insurance - Heriberto Rodriguez

Address: 31-87 Steinway St Astoria, NY 11103
Phone: (718)274-8868
Website:

Best Home & Auto Insurance Agencies in 11103

Allstate Insurance-Ed Rodriguez

Address: 31-87 Steinway St Queens, NY 11103
Phone:
Website: http://www.agent.allstate.com/82913
Info:

Bill E Lum Agcy Inc - State Farm Insurance Agent

Address: 31-01 Steinway St Astoria, NY 11103
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
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Housing Demographics for 11103

Population Review for 11103 Zip Code

For the city of Astoria, the population within 11103 has increased to over 33,165 residents in population size. The current population total is 37,362. We have broken down the population based on race below. In 11103, there are over 18515 in male population and 18847 females.

PopulationValues
Total Population37,362
White Population21467
Black Population681
Hispanic Population8964
Asian Population5159
Hawaiian Population17
Indian Population316
Other Population5336
Male Population18515
Female Population18847
Population Estimate33165

Household Data for 11103

The average number of homes in 11103 is around 16,992, there are an average of 2.19 per household. The average house value according to local real estate values is around $915,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,992
Persons Per Household2.19
Average House Value$915,200
Income Per Household$82597
Median Age35.1
Median Age Male35.3
Median Age Female34.9
11103 DetailsValues
StateNY
State Full NameNew York
City TypeN
City Alias Abbreviation
Area Code718/332
CityAstoria
City Alias NameASTORIA
CountyQueens
County FIPS081
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1177
Number Of Employees7096
Business First Quarter Payroll79909
Business Annual Payroll384765
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District07|14
Congressional LandArea16.16|28.29
Delivery Residential15144
Delivery Business1394
Delivery Total16994
Preferred Last Line KeyV11969
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV11969
Land Area0.692000
Water Area0.000000
City Alias Code
City Mixed CaseAstoria
City Alias Mixed CaseAstoria
Box Count243
SFDU3736
MFDU11335
State ANSI36
County ANSI081
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number354830
Unique ZIP Name
SSA State County Code33590
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseQueens

New York Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]