Compare 11204 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 11204 area? The average homeowners premium in New York for a standard homeowners policy is around $1,060/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 11204 zip code, the population size is around 85,885 with 26,531 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 11204.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Brooklyn, NY Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. NY Rate	Discounts	Savings	Shop Rates
$1,356	up to 40% off	$542	Get Brooklyn, NY Rates!

11204 Home Insurance Average Premiums

Local 11204 homeowners insurance quotes comparison

$810 /yr.

Shows Zip Code: 11204 lowest rates with discounts applied on average.

For the 11204, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$810 /yr.
Average Coverage:	$1060 /yr.
2600 sq. ft. or higher (all discounts applied)	$1360 /yr.

What is the average home insurance cost for a home in 11204?

• The average homeowners insurance premium paid annually for a home in 11204 is around $1060 per year.

What does it cost on average per month for home insurance in 11204?

• Homeowners in 11204 pay a monthly average cost per month around $88.00.

What kind of discount could I get if I combine my home and auto insurance together in 11204?

• Autoowners in 11204 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Brooklyn area, check out other zip codes nearby 11204.
Review average rates in another zip code:
11201 homeowners insurance rates
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11236 homeowners insurance rates
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11206 homeowners insurance rates
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11203 homeowners insurance rates
11224 homeowners insurance rates

Home Replacement Cost Coverage in 11204

Average Building Cost Per Square Foot in 11204: $205

Location: Brooklyn, New York (Kings County)

Average Square Footage in 11204: 4,713 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 11204 before you start any project. Brooklyn homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11204 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 11204 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,713 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brooklyn area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$205	4,713	$966,100
Additional Upgrades & Added Features	$256	4,713	$1,207,625
Major Home Updates or Advancements	$308	4,713	$1,449,150

Calculate Your Dwelling Coverage in 11204

It's important to understand that when you estimate your replacement cost of your home in the 11204 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 11204

Scadudo-Gialanella, Anna - Allstate Insurance Company

Address: 6902 18th Ave Brooklyn, NY 11204
Phone:
Website: http://www.brooklyn.citysearch.com/profile/external/7335434/brooklyn_ny/scadudo_gialanella_anna_allstate_insurance_company.html
Info:

Boro Svce Station

Address: 5201 Cristoforo Colombo Blvd Brooklyn, NY 11204
Phone:
Website:
Info:

Ariston Brokerage Corporation

Address: 7219 18th Ave Brooklyn, NY 11204
Phone:
Website: http://www.brooklyn.citysearch.com/profile/40119168/brooklyn_ny/ariston_brokerage_corp_.html
Info:

Sharon Crescitelli Agency Inc - State Farm Insurance Agent

Address: 7211 18th Ave Brooklyn, NY 11204
Phone:
Website: http://www.brooklyn.citysearch.com/profile/7335460/brooklyn_ny/sharon_crescitelli_agcy_inc_state_farm_insurance_agent.html
Info:

Allstate Insurance Company - Grigory Baranovsky

Address: 20 Avenue O Brooklyn, NY 11204
Phone:
Website: http://www.allstate.com/
Info:

Housing Demographics for 11204

Population Review for 11204 Zip Code

For the city of Brooklyn, the population within 11204 has increased to over 73,979 residents in population size. The current population total is 85,885. We have broken down the population based on race below. In 11204, there are over 42577 in male population and 43308 females.

Population	Values
Total Population	85,885
White Population	44081
Black Population	1010
Hispanic Population	10937
Asian Population	27593
Hawaiian Population	31
Indian Population	711
Other Population	8061
Male Population	42577
Female Population	43308
Population Estimate	73979

Household Data for 11204

The average number of homes in 11204 is around 26,531, there are an average of 3.22 per household. The average house value according to local real estate values is around $966,100. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	26,531
Persons Per Household	3.22
Average House Value	$966,100
Income Per Household	$58850
Median Age	34.0
Median Age Male	32.5
Median Age Female	35.5

11204 Details	Values
State	NY
State Full Name	New York
City Type	P
City Alias Abbreviation
Area Code	718
City	Brooklyn
City Alias Name	BROOKLYN
County	Kings
County FIPS	047
State FIPS	36
Time Zone	5
Day Light Saving	Y
MSA	5602
PMSA	5600
CSA	408
CBSA	35620
CBSA_DIV	35614
CBSA_Type	Metro
CBSA_Name	New York-Newark-Jersey City, NY-NJ
MSA_Name	New York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_Name	New York, NY PMSA
Region	Northeast
Division	Middle Atlantic
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	2342
Number Of Employees	19844
Business First Quarter Payroll	153698
Business Annual Payroll	687526
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	18897109
CBSA Division Population	11576251
Congressional District	09\|11
Congressional LandArea	15.54\|65.83
Delivery Residential	22975
Delivery Business	1750
Delivery Total	25432
Preferred Last Line Key	V12317
Classification Code
Multi-County
CSA Name	New York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name	New York-Jersey City-White Plains, NY-NJ
City State Key	V12317
Land Area	1.595000
Water Area	0.000000
City Alias Code
City Mixed Case	Brooklyn
City Alias Mixed Case	Brooklyn
Box Count	205
SFDU	10622
MFDU	12201
State ANSI	36
County ANSI	047
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	350995
Unique ZIP Name
SSA State County Code	33331
Medicare CBSA Code	35614
Medicare CBSA Name	New York-Jersey City-White Plains, NY-NJ
Medicare CBSA Type	Metro
Market Rating Area ID	4
County Mixed Case	Kings

New York Homeowners Insurance News & Information

2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024
According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges. Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]
What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024
A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly. The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]
$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

Home Insurance Quotes in 11204!