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11205 Home Insurance Rates & Premiums

Did you know there are over 50,474 people living within the 11205 zip code area? There are over 18,089 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 11205.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in New York are on the rise. The estimated average premium is around $888 a year for a standard homeowners insurance policy in Brooklyn. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Brooklyn, NY Homeowners Insurance Quotes Online

11205 Home Insurance Average Premiums

Local 11205 homeowners insurance quotes comparison

$638 /yr.

Shows Zip Code: 11205 lowest rates with discounts applied on average.

For the 11205, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$638 /yr.
Average Coverage:$888 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1188 /yr.

What is the average home insurance cost for a home in 11205?

  • • The average homeowners insurance premium paid annually for a home in 11205 is around $888 per year.

What does it cost on average per month for home insurance in 11205?

  • • Homeowners in 11205 pay a monthly average cost per month around $74.00.

What kind of discount could I get if I combine my home and auto insurance together in 11205?

  • • Autoowners in 11205 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Brooklyn, check out other zip codes nearby 11205.
To review average rates in another zip code, click on a zip code below:
11232  |  11217  |  11228  |  11215  |  11222  |  11239  |  11221  |  11223  |  11214  |  11233  | 

Home Replacement Cost Coverage in 11205

Average Building Cost Per Square Foot in 11205: $205

Location: Brooklyn, New York (Kings County)

Average Square Footage in 11205: 3,947 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 11205 before you start any project. Brooklyn homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11205 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 11205 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,947 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brooklyn area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2053,947$809,100
Additional Upgrades & Added Features$2563,947$1,011,375
Major Home Updates or Advancements$3083,947$1,213,650

It's important to understand that when you estimate your replacement cost of your home in the 11205 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 11205

Best Home & Auto Insurance Agencies in 11205

Khan, Shifa - Allstate

Address: 65 Grand Ave New York, NY 11205
Phone:
Website: http://www.allstateagencies.com/SHIFAKHAN/Welcome/
Info:

Housing Demographics for 11205

Population Review for 11205 Zip Code

For the city of Brooklyn, the population within 11205 has increased to over 48,138 residents in population size. The current population total is 50,474. We have broken down the population based on race below. In 11205, there are over 23672 in male population and 26802 females.

PopulationValues
Total Population50,474
White Population25478
Black Population11518
Hispanic Population8103
Asian Population4189
Hawaiian Population54
Indian Population304
Other Population4891
Male Population23672
Female Population26802
Population Estimate48138

Household Data for 11205

The average number of homes in 11205 is around 18,089, there are an average of 2.68 per household. The average house value according to local real estate values is around $809,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode18,089
Persons Per Household2.68
Average House Value$809,100
Income Per Household$68607
Median Age29.7
Median Age Male29.1
Median Age Female30.2
11205 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code718
CityBrooklyn
City Alias NameBROOKLYN
CountyKings
County FIPS047
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1626
Number Of Employees16538
Business First Quarter Payroll188178
Business Annual Payroll894142
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District07|08
Congressional LandArea16.16|29.66
Delivery Residential17962
Delivery Business1579
Delivery Total19829
Preferred Last Line KeyV12317
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV12317
Land Area1.171000
Water Area0.145000
City Alias Code
City Mixed CaseBrooklyn
City Alias Mixed CaseBrooklyn
Box Count191
SFDU1606
MFDU15039
State ANSI36
County ANSI047
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number350995
Unique ZIP Name
SSA State County Code33331
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseKings

New York Homeowners Insurance News & Information

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    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]