11233 Home Insurance Quotes & Rates

Currently, the 29,260 homes within the 11233 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for New York is around $1,044 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Brooklyn, NY, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 11233.

New York is now ranking #16 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Brooklyn home insurance quotes all in one place then GetHomeInsuranceQuotes.com of New York has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 11233 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Brooklyn, New York home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Brooklyn, NY Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

11233 Home Insurance Average Premiums

Local 11233 homeowners insurance quotes comparison

$794 /yr.

Shows Zip Code: 11233 lowest rates with discounts applied on average.

For the 11233, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$794 /yr.
Average Coverage:	$1044 /yr.
2600 sq. ft. or higher (all discounts applied)	$1344 /yr.

What is the average home insurance cost for a home in 11233?

• The average homeowners insurance premium paid annually for a home in 11233 is around $1044 per year.

What does it cost on average per month for home insurance in 11233?

• Homeowners in 11233 pay a monthly average cost per month around $87.00.

What kind of discount could I get if I combine my home and auto insurance together in 11233?

• Autoowners in 11233 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Brooklyn area, check out other zip codes nearby 11233.
Review average rates in another zip code:
11239 homeowners insurance rates
11206 homeowners insurance rates
11226 homeowners insurance rates
11221 homeowners insurance rates
11222 homeowners insurance rates
11210 homeowners insurance rates
11232 homeowners insurance rates
11204 homeowners insurance rates
11229 homeowners insurance rates
11205 homeowners insurance rates

Home Replacement Cost Coverage in 11233

Average Building Cost Per Square Foot in 11233: $205

Location: Brooklyn, New York (Kings County)

Average Square Footage in 11233: 4,641 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 11233 before you start any project. Brooklyn homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11233 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 11233 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,641 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brooklyn area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$205	4,641	$951,400
Additional Upgrades & Added Features	$256	4,641	$1,189,250
Major Home Updates or Advancements	$308	4,641	$1,427,100

Calculate Your Dwelling Coverage in 11233

It's important to understand that when you estimate your replacement cost of your home in the 11233 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 11233

Shannon, Rodney - State Farm Insurance Agent

Address: 1950 Fulton St Brooklyn, NY 11233
Phone:
Website: http://www.brooklyn.citysearch.com/profile/external/46266304/brooklyn_ny/shannon_rodney_state_farm_insurance_agent.html
Info:

Allstate Insurance Company - Gilbert Ellis

Address: 253 Ralph Ave Brooklyn, NY 11233
Phone:
Website: http://www.brooklyn.citysearch.com/profile/667155330/brooklyn_ny/allstate_insurance_company_gilbert_ellis.html
Info:

Housing Demographics for 11233

Population Review for 11233 Zip Code

For the city of Brooklyn, the population within 11233 has increased to over 65,640 residents in population size. The current population total is 75,399. We have broken down the population based on race below. In 11233, there are over 34005 in male population and 41394 females.

Population	Values
Total Population	75,399
White Population	8884
Black Population	51102
Hispanic Population	12805
Asian Population	1715
Hawaiian Population	42
Indian Population	513
Other Population	6124
Male Population	34005
Female Population	41394
Population Estimate	65640

Household Data for 11233

The average number of homes in 11233 is around 29,260, there are an average of 2.52 per household. The average house value according to local real estate values is around $951,400. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	29,260
Persons Per Household	2.52
Average House Value	$951,400
Income Per Household	$52380
Median Age	34.2
Median Age Male	32.5
Median Age Female	35.5

11233 Details	Values
State	NY
State Full Name	New York
City Type	P
City Alias Abbreviation
Area Code	718
City	Brooklyn
City Alias Name	BROOKLYN
County	Kings
County FIPS	047
State FIPS	36
Time Zone	5
Day Light Saving	Y
MSA	5602
PMSA	5600
CSA	408
CBSA	35620
CBSA_DIV	35614
CBSA_Type	Metro
CBSA_Name	New York-Newark-Jersey City, NY-NJ
MSA_Name	New York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_Name	New York, NY PMSA
Region	Northeast
Division	Middle Atlantic
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	597
Number Of Employees	7152
Business First Quarter Payroll	51001
Business Annual Payroll	231209
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	18897109
CBSA Division Population	11576251
Congressional District	07\|08\|09
Congressional LandArea	16.16\|29.66\|15.54
Delivery Residential	26048
Delivery Business	884
Delivery Total	27327
Preferred Last Line Key	V12317
Classification Code
Multi-County
CSA Name	New York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name	New York-Jersey City-White Plains, NY-NJ
City State Key	V12317
Land Area	1.349000
Water Area	0.000000
City Alias Code
City Mixed Case	Brooklyn
City Alias Mixed Case	Brooklyn
Box Count	324
SFDU	5174
MFDU	17671
State ANSI	36
County ANSI	047
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	350995
Unique ZIP Name
SSA State County Code	33331
Medicare CBSA Code	35614
Medicare CBSA Name	New York-Jersey City-White Plains, NY-NJ
Medicare CBSA Type	Metro
Market Rating Area ID	4
County Mixed Case	Kings

New York Homeowners Insurance News & Information

North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025
The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]
2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025
While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future. According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]
Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025
Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

Home Insurance Quotes in 11233!