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11233 Home Insurance Quotes & Rates

Currently, the 29,260 homes within the 11233 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for New York is around $1,044 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Brooklyn, NY, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 11233.

New York is now ranking #16 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Brooklyn home insurance quotes all in one place then GetHomeInsuranceQuotes.com of New York has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 11233 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Brooklyn, New York home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Brooklyn, NY Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

11233 Home Insurance Average Premiums

Local 11233 homeowners insurance quotes comparison

$794 /yr.

Shows Zip Code: 11233 lowest rates with discounts applied on average.

For the 11233, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$794 /yr.
Average Coverage:$1044 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1344 /yr.

What is the average home insurance cost for a home in 11233?

  • • The average homeowners insurance premium paid annually for a home in 11233 is around $1044 per year.

What does it cost on average per month for home insurance in 11233?

  • • Homeowners in 11233 pay a monthly average cost per month around $87.00.

What kind of discount could I get if I combine my home and auto insurance together in 11233?

  • • Autoowners in 11233 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Brooklyn area, check out other zip codes nearby 11233.
Review average rates in another zip code:
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11206 homeowners insurance rates
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11238 homeowners insurance rates
11218 homeowners insurance rates

Home Replacement Cost Coverage in 11233

Average Building Cost Per Square Foot in 11233: $205

Location: Brooklyn, New York (Kings County)

Average Square Footage in 11233: 4,641 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 11233 before you start any project. Brooklyn homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11233 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 11233 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,641 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brooklyn area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2054,641$951,400
Additional Upgrades & Added Features$2564,641$1,189,250
Major Home Updates or Advancements$3084,641$1,427,100

It's important to understand that when you estimate your replacement cost of your home in the 11233 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 11233

Best Home & Auto Insurance Agencies in 11233

Allstate Insurance Company - Gilbert Ellis

Address: 253 Ralph Ave Brooklyn, NY 11233
Phone:
Website: http://www.brooklyn.citysearch.com/profile/667155330/brooklyn_ny/allstate_insurance_company_gilbert_ellis.html
Info:

Shannon, Rodney - State Farm Insurance Agent

Address: 1950 Fulton St Brooklyn, NY 11233
Phone:
Website: http://www.brooklyn.citysearch.com/profile/external/46266304/brooklyn_ny/shannon_rodney_state_farm_insurance_agent.html
Info:

Housing Demographics for 11233

Population Review for 11233 Zip Code

For the city of Brooklyn, the population within 11233 has increased to over 65,640 residents in population size. The current population total is 75,399. We have broken down the population based on race below. In 11233, there are over 34005 in male population and 41394 females.

PopulationValues
Total Population75,399
White Population8884
Black Population51102
Hispanic Population12805
Asian Population1715
Hawaiian Population42
Indian Population513
Other Population6124
Male Population34005
Female Population41394
Population Estimate65640

Household Data for 11233

The average number of homes in 11233 is around 29,260, there are an average of 2.52 per household. The average house value according to local real estate values is around $951,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode29,260
Persons Per Household2.52
Average House Value$951,400
Income Per Household$52380
Median Age34.2
Median Age Male32.5
Median Age Female35.5
11233 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code718
CityBrooklyn
City Alias NameBROOKLYN
CountyKings
County FIPS047
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses597
Number Of Employees7152
Business First Quarter Payroll51001
Business Annual Payroll231209
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District07|08|09
Congressional LandArea16.16|29.66|15.54
Delivery Residential26048
Delivery Business884
Delivery Total27327
Preferred Last Line KeyV12317
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV12317
Land Area1.349000
Water Area0.000000
City Alias Code
City Mixed CaseBrooklyn
City Alias Mixed CaseBrooklyn
Box Count324
SFDU5174
MFDU17671
State ANSI36
County ANSI047
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number350995
Unique ZIP Name
SSA State County Code33331
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseKings

New York Homeowners Insurance News & Information

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