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11206 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 11206? There are over 33,093 occupied homes in the 11206 area. With a population size of 91,549, it's not uncommon for residence of Brooklyn, NY to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in New York is around $886 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 11206 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Brooklyn, NY Home Insurance Rate Quotes

11206 Home Insurance Average Premiums

Local 11206 homeowners insurance quotes comparison

$636 /yr.

Shows Zip Code: 11206 lowest rates with discounts applied on average.

For the 11206, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$636 /yr.
Average Coverage:$886 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1186 /yr.

What is the average home insurance cost for a home in 11206?

  • • The average homeowners insurance premium paid annually for a home in 11206 is around $886 per year.

What does it cost on average per month for home insurance in 11206?

  • • Homeowners in 11206 pay a monthly average cost per month around $74.00.

What kind of discount could I get if I combine my home and auto insurance together in 11206?

  • • Autoowners in 11206 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Brooklyn, check out other zip codes nearby 11206.
To review average rates in another zip code, click on a zip code below:
11226  |  11204  |  11218  |  11219  |  11206  |  11234  |  11220  |  11225  |  11205  |  11236  | 

Home Replacement Cost Coverage in 11206

Average Building Cost Per Square Foot in 11206: $205

Location: Brooklyn, New York (Kings County)

Average Square Footage in 11206: 3,938 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 11206 before you start any project. Brooklyn homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11206 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 11206 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,938 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brooklyn area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2053,938$807,200
Additional Upgrades & Added Features$2563,938$1,009,000
Major Home Updates or Advancements$3083,938$1,210,800

It's important to understand that when you estimate your replacement cost of your home in the 11206 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 11206

Best Home & Auto Insurance Agencies in 11206

Housing Demographics for 11206

Population Review for 11206 Zip Code

For the city of Brooklyn, the population within 11206 has increased to over 90,813 residents in population size. The current population total is 91,549. We have broken down the population based on race below. In 11206, there are over 43368 in male population and 48181 females.

PopulationValues
Total Population91,549
White Population36213
Black Population19564
Hispanic Population31978
Asian Population6527
Hawaiian Population81
Indian Population866
Other Population18437
Male Population43368
Female Population48181
Population Estimate90813

Household Data for 11206

The average number of homes in 11206 is around 33,093, there are an average of 2.73 per household. The average house value according to local real estate values is around $807,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode33,093
Persons Per Household2.73
Average House Value$807,200
Income Per Household$49013
Median Age30.1
Median Age Male29.1
Median Age Female31.0
11206 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code718/917/929/347/332
CityBrooklyn
City Alias NameBROOKLYN
CountyKings
County FIPS047
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1594
Number Of Employees20578
Business First Quarter Payroll217205
Business Annual Payroll937982
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District07|08
Congressional LandArea16.16|29.66
Delivery Residential33265
Delivery Business1891
Delivery Total36537
Preferred Last Line KeyV12317
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV12317
Land Area1.401000
Water Area0.000000
City Alias Code
City Mixed CaseBrooklyn
City Alias Mixed CaseBrooklyn
Box Count287
SFDU1497
MFDU27455
State ANSI36
County ANSI047
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number350995
Unique ZIP Name
SSA State County Code33331
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseKings

New York Homeowners Insurance News & Information

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    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]