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11234 Homeowners Insurance Quotes & Rates

Brooklyn residents living within the 31,852 homes available in the zip code of 11234 are shopping online to compare cheaper and more affordable Brooklyn, NY home insurance rates. In the great city of Brooklyn, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of New York is around $939 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 11234 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 11234 home insurance rates today! Please give us a call now at 1-855-976-2656. For Brooklyn, NY Homeowners Insurance Quotes, Click to easily get started!

11234 Home Insurance Average Premiums

Local 11234 homeowners insurance quotes comparison

$689 /yr.

Shows Zip Code: 11234 lowest rates with discounts applied on average.

For the 11234, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$689 /yr.
Average Coverage:$939 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1239 /yr.

What is the average home insurance cost for a home in 11234?

  • • The average homeowners insurance premium paid annually for a home in 11234 is around $939 per year.

What does it cost on average per month for home insurance in 11234?

  • • Homeowners in 11234 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 11234?

  • • Autoowners in 11234 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Brooklyn area, check out other zip codes nearby 11234.
Review average rates in another zip code:
11220 homeowners insurance rates
11212 homeowners insurance rates
11208 homeowners insurance rates
11222 homeowners insurance rates
11210 homeowners insurance rates
11219 homeowners insurance rates
11236 homeowners insurance rates
11218 homeowners insurance rates
11203 homeowners insurance rates
11239 homeowners insurance rates

Home Replacement Cost Coverage in 11234

Average Building Cost Per Square Foot in 11234: $205

Location: Brooklyn, New York (Kings County)

Average Square Footage in 11234: 3,130 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 11234 before you start any project. Brooklyn homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11234 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 11234 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,130 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brooklyn area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2053,130$641,600
Additional Upgrades & Added Features$2563,130$802,000
Major Home Updates or Advancements$3083,130$962,400

It's important to understand that when you estimate your replacement cost of your home in the 11234 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 11234

Allstate Insurance - Gloria Keck

Address: 2520 Flatbush Ave #5 Brooklyn, NY 11234
Phone: (718)253-0900
Website:

Best Home & Auto Insurance Agencies in 11234

Gennaro De Simone - Allstate Agent

Address: 7023 Avenue U New York, NY 11234
Phone:
Website: http://www.allstateagencies.com/GDeSimone/Welcome/
Info:

Rosemary Kellner - Allstate Agent

Address: 4918 Avenue H Brooklyn, NY 11234
Phone:
Website: http://www.allstate.com/
Info:

Allstate Insurance Companies - Claim Offices

Address: 2255 Coleman St Brooklyn, NY 11234
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Allstate Insurance Company - Guenter Bauer

Address: 5202 Avenue N Brooklyn, NY 11234
Phone:
Website: http://www.brooklyn.citysearch.com/profile/667482340/brooklyn_ny/allstate_insurance_company_guenter_bauer.html
Info:

Allstate Insurance Company - Rosemary Kellner

Address: 4918 Avenue U Brooklyn, NY 11234
Phone:
Website: http://www.allstateagencies.com/050790?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 11234

Population Review for 11234 Zip Code

For the city of Brooklyn, the population within 11234 has increased to over 76,674 residents in population size. The current population total is 92,133. We have broken down the population based on race below. In 11234, there are over 42417 in male population and 49716 females.

PopulationValues
Total Population92,133
White Population34775
Black Population39275
Hispanic Population8528
Asian Population7370
Hawaiian Population23
Indian Population328
Other Population4027
Male Population42417
Female Population49716
Population Estimate76674

Household Data for 11234

The average number of homes in 11234 is around 31,852, there are an average of 2.88 per household. The average house value according to local real estate values is around $641,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode31,852
Persons Per Household2.88
Average House Value$641,600
Income Per Household$86185
Median Age40.8
Median Age Male38.4
Median Age Female43.1
11234 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code347/929/718/917
CityBrooklyn
City Alias NameBROOKLYN
CountyKings
County FIPS047
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1764
Number Of Employees21934
Business First Quarter Payroll193911
Business Annual Payroll869133
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District08|09
Congressional LandArea29.66|15.54
Delivery Residential26623
Delivery Business1606
Delivery Total32128
Preferred Last Line KeyV12317
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV12317
Land Area7.384000
Water Area0.573000
City Alias Code
City Mixed CaseBrooklyn
City Alias Mixed CaseBrooklyn
Box Count557
SFDU22193
MFDU3661
State ANSI36
County ANSI047
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number350995
Unique ZIP Name
SSA State County Code33331
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseKings

New York Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]