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Home Insurance Rates in 11226

For homeowners shopping online in 11226, our insurance rates are very competitive for homeowners living in Brooklyn, NY. Many homeowners based out of the great city of Brooklyn have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our New York licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 11226, simply click the "Get Multiple Quotes Now" button. Your 11226 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Brooklyn, NY Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

11226 Home Insurance Rating is: High!

If you live in 11226, you can easily save up to 40% off the average home insurance premium of $1004 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Brooklyn can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 11226 today!

Get Multiple Home Insurance Rates in 11226!

11226 Home Insurance Average Premiums

Local 11226 homeowners insurance quotes comparison

$754 /yr.

Shows Zip Code: 11226 lowest rates with discounts applied on average.

For the 11226, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$754 /yr.
Average Coverage:$1004 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1304 /yr.

What is the average home insurance cost for a home in 11226?

  • • The average homeowners insurance premium paid annually for a home in 11226 is around $1004 per year.

What does it cost on average per month for home insurance in 11226?

  • • Homeowners in 11226 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 11226?

  • • Autoowners in 11226 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Brooklyn, check out other zip codes nearby 11226.
To review average rates in another zip code, click on a zip code below:
11216  |  11214  |  11233  |  11211  |  11224  |  11228  |  11207  |  11225  |  11208  |  11204  | 

Home Replacement Cost Coverage in 11226

Average Building Cost Per Square Foot in 11226: $205

Location: Brooklyn, New York (Kings County)

Average Square Footage in 11226: 3,348 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 11226 before you start any project. Brooklyn homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11226 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 11226 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,348 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brooklyn area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2053,348$686,400
Additional Upgrades & Added Features$2563,348$858,000
Major Home Updates or Advancements$3083,348$1,029,600

It's important to understand that when you estimate your replacement cost of your home in the 11226 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 11226

Best Home & Auto Insurance Agencies in 11226

Gansevoort Management Group

Address: 80 Woodruff Ave Brooklyn, NY 11226
Phone:
Website: http://www.brooklyn.citysearch.com/profile/external/603655642/brooklyn_ny/gansevoort_management_group.html
Info:

Housing Demographics for 11226

Population Review for 11226 Zip Code

For the city of Brooklyn, the population within 11226 has increased to over 100,550 residents in population size. The current population total is 101,727. We have broken down the population based on race below. In 11226, there are over 45795 in male population and 55932 females.

PopulationValues
Total Population101,727
White Population15025
Black Population61629
Hispanic Population17326
Asian Population4695
Hawaiian Population57
Indian Population743
Other Population9761
Male Population45795
Female Population55932
Population Estimate100550

Household Data for 11226

The average number of homes in 11226 is around 38,415, there are an average of 2.58 per household. The average house value according to local real estate values is around $686,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode38,415
Persons Per Household2.58
Average House Value$686,400
Income Per Household$66173
Median Age36.2
Median Age Male34.7
Median Age Female37.7
11226 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code718
CityBrooklyn
City Alias NameBROOKLYN
CountyKings
County FIPS047
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1346
Number Of Employees8473
Business First Quarter Payroll75030
Business Annual Payroll323898
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District09
Congressional LandArea15.54
Delivery Residential38973
Delivery Business1717
Delivery Total41723
Preferred Last Line KeyV12317
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV12317
Land Area1.303000
Water Area0.000000
City Alias Code
City Mixed CaseBrooklyn
City Alias Mixed CaseBrooklyn
Box Count489
SFDU3743
MFDU34024
State ANSI36
County ANSI047
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number350995
Unique ZIP Name
SSA State County Code33331
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseKings

New York Homeowners Insurance News & Information

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  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]