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If you live in the 11214 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Brooklyn have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our NY licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 11214 and then compare quotes from a variety of nationwide insurance companies.

11214 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 11214 the average premium for homeowners coverage is $912 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 11214. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 11214 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Brooklyn, NY home insurance quotes in your area.

11214 Home Insurance Average Premiums

Local 11214 homeowners insurance quotes comparison

$662 /yr.

Shows Zip Code: 11214 lowest rates with discounts applied on average.

For the 11214, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$662 /yr.
Average Coverage:$912 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1212 /yr.

What is the average home insurance cost for a home in 11214?

  • • The average homeowners insurance premium paid annually for a home in 11214 is around $912 per year.

What does it cost on average per month for home insurance in 11214?

  • • Homeowners in 11214 pay a monthly average cost per month around $76.00.

What kind of discount could I get if I combine my home and auto insurance together in 11214?

  • • Autoowners in 11214 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Brooklyn area, check out other zip codes nearby 11214.
Review average rates in another zip code:
11212 homeowners insurance rates
11208 homeowners insurance rates
11239 homeowners insurance rates
11215 homeowners insurance rates
11207 homeowners insurance rates
11238 homeowners insurance rates
11221 homeowners insurance rates
11222 homeowners insurance rates
11205 homeowners insurance rates
11210 homeowners insurance rates

Home Replacement Cost Coverage in 11214

Average Building Cost Per Square Foot in 11214: $205

Location: Brooklyn, New York (Kings County)

Average Square Footage in 11214: 4,054 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 11214 before you start any project. Brooklyn homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11214 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 11214 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,054 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brooklyn area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2054,054$831,100
Additional Upgrades & Added Features$2564,054$1,038,875
Major Home Updates or Advancements$3084,054$1,246,650

It's important to understand that when you estimate your replacement cost of your home in the 11214 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 11214

BQ Brokerage Inc

Address: 1915 Bath Ave Brooklyn, NY 11214
Phone: (718)331-5100
Website:

Allstate Insurance - Janis C. Crowe

Address: 2419 Bath Ave Brooklyn, NY 11214
Phone: (718)372-6670
Website:

Best Home & Auto Insurance Agencies in 11214

Bernardo, Lina - Allstate Insurance Company

Address: 1904 86th St Brooklyn, NY 11214
Phone:
Website: http://www.allstate.com/
Info:

Richard S Rizzo - Nationwide Insurance

Address: 8108 18th Ave Brooklyn, NY 11214
Phone:
Website: http://www.nationwide.com/agent/BROOKLYN-NEW-YORK-insurance-agent/richard-s-rizzo/office.html
Info:

Salvatore Rizzo - Nationwide Insurance

Address: 8108 18th Ave, Fl 2nd Brooklyn, NY 11214
Phone:
Website: http://www.nationwide.com/agent/Brooklyn-NEW-YORK-insurance-agent/sal-rizzo/office.html
Info:

Bennardo, Lina - Allstate Insurance Company

Address: 2827 Cropsey Ave Brooklyn, NY 11214
Phone:
Website: http://www.brooklyn.citysearch.com/profile/external/32949074/brooklyn_ny/bennardo_lina_allstate_insurance_company.html
Info:

Allstate Insurance - Janis C. Crowe

Address: 2419 Bath Ave Brooklyn, NY 11214
Phone:
Website:
Info:

Housing Demographics for 11214

Population Review for 11214 Zip Code

For the city of Brooklyn, the population within 11214 has increased to over 82,748 residents in population size. The current population total is 96,560. We have broken down the population based on race below. In 11214, there are over 47555 in male population and 49005 females.

PopulationValues
Total Population96,560
White Population39194
Black Population1536
Hispanic Population14849
Asian Population39732
Hawaiian Population28
Indian Population1168
Other Population9320
Male Population47555
Female Population49005
Population Estimate82748

Household Data for 11214

The average number of homes in 11214 is around 33,159, there are an average of 2.88 per household. The average house value according to local real estate values is around $831,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode33,159
Persons Per Household2.88
Average House Value$831,100
Income Per Household$58487
Median Age38.6
Median Age Male36.6
Median Age Female40.5
11214 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code718
CityBrooklyn
City Alias NameBROOKLYN
CountyKings
County FIPS047
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses2034
Number Of Employees14840
Business First Quarter Payroll131873
Business Annual Payroll602305
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District08|11
Congressional LandArea29.66|65.83
Delivery Residential28732
Delivery Business1618
Delivery Total31736
Preferred Last Line KeyV12317
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV12317
Land Area2.024000
Water Area0.000000
City Alias Code
City Mixed CaseBrooklyn
City Alias Mixed CaseBrooklyn
Box Count159
SFDU11027
MFDU17564
State ANSI36
County ANSI047
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number350995
Unique ZIP Name
SSA State County Code33331
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseKings

New York Homeowners Insurance News & Information

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    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]