11223 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 11223 zip code it's important to know that our rates are very competitive for homeowners living in Brooklyn, NY. Many homeowners based out of your 11223 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our New York licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 11223 should appear in the zip code field ready to go. For Brooklyn, NY Homeowners Insurance Quotes nearby, we offer the best rates and service.

11223: Average Home Insurance Rates

For homeowners living in the great city of Brooklyn, the average homeowners policy is considered high in comparison to other states. New York premiums are estimated to be around $1018 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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11223 Home Insurance Average Premiums

Local 11223 homeowners insurance quotes comparison

$768 /yr.

Shows Zip Code: 11223 lowest rates with discounts applied on average.

For the 11223, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$768 /yr.
Average Coverage:	$1018 /yr.
2600 sq. ft. or higher (all discounts applied)	$1318 /yr.

What is the average home insurance cost for a home in 11223?

• The average homeowners insurance premium paid annually for a home in 11223 is around $1018 per year.

What does it cost on average per month for home insurance in 11223?

• Homeowners in 11223 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 11223?

• Autoowners in 11223 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Brooklyn area, check out other zip codes nearby 11223.
Review average rates in another zip code:
11219 homeowners insurance rates
11204 homeowners insurance rates
11225 homeowners insurance rates
11220 homeowners insurance rates
11203 homeowners insurance rates
11210 homeowners insurance rates
11206 homeowners insurance rates
11235 homeowners insurance rates
11226 homeowners insurance rates
11222 homeowners insurance rates

Home Replacement Cost Coverage in 11223

Average Building Cost Per Square Foot in 11223: $205

Location: Brooklyn, New York (Kings County)

Average Square Footage in 11223: 4,523 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 11223 before you start any project. Brooklyn homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11223 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 11223 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,523 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brooklyn area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$205	4,523	$927,200
Additional Upgrades & Added Features	$256	4,523	$1,159,000
Major Home Updates or Advancements	$308	4,523	$1,390,800

Calculate Your Dwelling Coverage in 11223

It's important to understand that when you estimate your replacement cost of your home in the 11223 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 11223

Allstate Insurance Company - Yelena Ruzin

Address: 2605 Coney Island Ave Brooklyn, NY 11223
Phone:
Website: http://www.allstateagencies.com/YelenaRuzin/Welcome/
Info:

Diminshteyn, Jackie Chief Marketing Officer - Premium Savings of America Incorporated

Address: 133 Avenue S Brooklyn, NY 11223
Phone:
Website:
Info:

Yelkin, Ella - State Farm Insurance Agent

Address: 2635 Coney Island Ave Brooklyn, NY 11223
Phone:
Website: http://www.brooklyn.citysearch.com/profile/external/46266310/brooklyn_ny/yelkin_ella_state_farm_insurance_agent.html
Info:

Perelmuter, Rob - State Farm Insurance Agent

Address: 171 Avenue U Brooklyn, NY 11223
Phone:
Website: http://www.brooklyn.citysearch.com/profile/external/608778540/brooklyn_ny/perelmuter_rob_state_farm_insurance_agent.html
Info:

A & Y Royal Insurance

Address: 2308 Coney Island Ave Brooklyn, NY 11223
Phone:
Website: http://www.ayroyal.com/
Info:

Housing Demographics for 11223

Population Review for 11223 Zip Code

For the city of Brooklyn, the population within 11223 has increased to over 69,220 residents in population size. The current population total is 83,519. We have broken down the population based on race below. In 11223, there are over 41054 in male population and 42465 females.

Population	Values
Total Population	83,519
White Population	42056
Black Population	3500
Hispanic Population	12303
Asian Population	24592
Hawaiian Population	21
Indian Population	633
Other Population	7740
Male Population	41054
Female Population	42465
Population Estimate	69220

Household Data for 11223

The average number of homes in 11223 is around 28,614, there are an average of 2.91 per household. The average house value according to local real estate values is around $927,200. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	28,614
Persons Per Household	2.91
Average House Value	$927,200
Income Per Household	$57281
Median Age	36.9
Median Age Male	35.4
Median Age Female	38.6

11223 Details	Values
State	NY
State Full Name	New York
City Type	P
City Alias Abbreviation
Area Code	718
City	Brooklyn
City Alias Name	BROOKLYN
County	Kings
County FIPS	047
State FIPS	36
Time Zone	5
Day Light Saving	Y
MSA	5602
PMSA	5600
CSA	408
CBSA	35620
CBSA_DIV	35614
CBSA_Type	Metro
CBSA_Name	New York-Newark-Jersey City, NY-NJ
MSA_Name	New York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_Name	New York, NY PMSA
Region	Northeast
Division	Middle Atlantic
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	2258
Number Of Employees	18024
Business First Quarter Payroll	151050
Business Annual Payroll	711138
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	18897109
CBSA Division Population	11576251
Congressional District	08\|09\|11
Congressional LandArea	29.66\|15.54\|65.83
Delivery Residential	23787
Delivery Business	1935
Delivery Total	26742
Preferred Last Line Key	V12317
Classification Code
Multi-County
CSA Name	New York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name	New York-Jersey City-White Plains, NY-NJ
City State Key	V12317
Land Area	2.070000
Water Area	0.000000
City Alias Code
City Mixed Case	Brooklyn
City Alias Mixed Case	Brooklyn
Box Count	237
SFDU	10926
MFDU	12729
State ANSI	36
County ANSI	047
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	350995
Unique ZIP Name
SSA State County Code	33331
Medicare CBSA Code	35614
Medicare CBSA Name	New York-Jersey City-White Plains, NY-NJ
Medicare CBSA Type	Metro
Market Rating Area ID	4
County Mixed Case	Kings

New York Homeowners Insurance News & Information

$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024
According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024
Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]

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