11209, NY Home Insurance

In the zip code of 11209, the population size is around 73,239, which consists of 31,583 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Brooklyn, NY. A few years ago, a study was done and found that the average home insurance rates for New York are around $903 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 11209 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Brooklyn. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Brooklyn, NY Homeowners Insurance Online Rates Today!

11209 Home Insurance Average Premiums

Local 11209 homeowners insurance quotes comparison

$653 /yr.

Shows Zip Code: 11209 lowest rates with discounts applied on average.

For the 11209, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$653 /yr.
Average Coverage:	$903 /yr.
2600 sq. ft. or higher (all discounts applied)	$1203 /yr.

What is the average home insurance cost for a home in 11209?

• The average homeowners insurance premium paid annually for a home in 11209 is around $903 per year.

What does it cost on average per month for home insurance in 11209?

• Homeowners in 11209 pay a monthly average cost per month around $75.00.

What kind of discount could I get if I combine my home and auto insurance together in 11209?

• Autoowners in 11209 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Brooklyn area, check out other zip codes nearby 11209.
Review average rates in another zip code:
11211 homeowners insurance rates
11223 homeowners insurance rates
11231 homeowners insurance rates
11229 homeowners insurance rates
11221 homeowners insurance rates
11219 homeowners insurance rates
11225 homeowners insurance rates
11212 homeowners insurance rates
11236 homeowners insurance rates
11218 homeowners insurance rates

Home Replacement Cost Coverage in 11209

Average Building Cost Per Square Foot in 11209: $205

Location: Brooklyn, New York (Kings County)

Average Square Footage in 11209: 4,015 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 11209 before you start any project. Brooklyn homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11209 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 11209 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,015 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brooklyn area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$205	4,015	$823,100
Additional Upgrades & Added Features	$256	4,015	$1,028,875
Major Home Updates or Advancements	$308	4,015	$1,234,650

Calculate Your Dwelling Coverage in 11209

It's important to understand that when you estimate your replacement cost of your home in the 11209 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 11209

Insurance Depot, Incorporated

Address: 7603 5th Ave Brooklyn, NY 11209
Phone:
Website: http://www.brooklyn.citysearch.com/profile/666446590/brooklyn_ny/insurance_depot_inc_.html
Info:

Perez, Nereyda - State Farm Insurance Agent

Address: 9411 5th Ave Brooklyn, NY 11209
Phone:
Website: http://www.brooklyn.citysearch.com/profile/external/32949028/brooklyn_ny/perez_nereyda_state_farm_insurance_agent.html
Info:

Allstate Insurance Company - Abraham Fallah

Address: 8307 5th Ave Brooklyn, NY 11209
Phone:
Website: http://www.allstateagencies.com/056293?cid=OTC-YP.com-IYP&att=TL
Info:

James D Vavas - Nationwide Insurance

Address: 8423 3rd Ave Brooklyn, NY 11209
Phone:
Website: http://www.brooklyn.citysearch.com/profile/external/7344448/brooklyn_ny/james_d_vavas_nationwide_insurance.html
Info:

Nicole Guzzone - Allstate Agent

Address: 9309 3rd Ave Brooklyn, NY 11209
Phone:
Website: http://www.allstateagencies.com/NICOLEGUZZONE/Welcome/
Info:

Housing Demographics for 11209

Population Review for 11209 Zip Code

For the city of Brooklyn, the population within 11209 has increased to over 66,950 residents in population size. The current population total is 73,239. We have broken down the population based on race below. In 11209, there are over 35165 in male population and 38074 females.

Population	Values
Total Population	73,239
White Population	47638
Black Population	1868
Hispanic Population	13371
Asian Population	10100
Hawaiian Population	15
Indian Population	531
Other Population	6801
Male Population	35165
Female Population	38074
Population Estimate	66950

Household Data for 11209

The average number of homes in 11209 is around 31,583, there are an average of 2.31 per household. The average house value according to local real estate values is around $823,100. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	31,583
Persons Per Household	2.31
Average House Value	$823,100
Income Per Household	$84145
Median Age	40.0
Median Age Male	38.9
Median Age Female	41.1

11209 Details	Values
State	NY
State Full Name	New York
City Type	P
City Alias Abbreviation
Area Code	718
City	Brooklyn
City Alias Name	BROOKLYN
County	Kings
County FIPS	047
State FIPS	36
Time Zone	5
Day Light Saving	Y
MSA	5602
PMSA	5600
CSA	408
CBSA	35620
CBSA_DIV	35614
CBSA_Type	Metro
CBSA_Name	New York-Newark-Jersey City, NY-NJ
MSA_Name	New York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_Name	New York, NY PMSA
Region	Northeast
Division	Middle Atlantic
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	1914
Number Of Employees	15108
Business First Quarter Payroll	172100
Business Annual Payroll	740018
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	18897109
CBSA Division Population	11576251
Congressional District	11
Congressional LandArea	65.83
Delivery Residential	28983
Delivery Business	1860
Delivery Total	34284
Preferred Last Line Key	V12317
Classification Code
Multi-County
CSA Name	New York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name	New York-Jersey City-White Plains, NY-NJ
City State Key	V12317
Land Area	2.113000
Water Area	0.000000
City Alias Code
City Mixed Case	Brooklyn
City Alias Mixed Case	Brooklyn
Box Count	371
SFDU	8056
MFDU	20554
State ANSI	36
County ANSI	047
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	350995
Unique ZIP Name
SSA State County Code	33331
Medicare CBSA Code	35614
Medicare CBSA Name	New York-Jersey City-White Plains, NY-NJ
Medicare CBSA Type	Metro
Market Rating Area ID	4
County Mixed Case	Kings

New York Homeowners Insurance News & Information

2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024
According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges. Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]
What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024
A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly. The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]
$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

Home Insurance Quotes in 11209!