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Home Insurance in 14620

Our rates are very competitive for homeowners living in the 14620 zip code. Many homeowners based out of Rochester, NY have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our NY licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 14620 should appear in the zip code field ready to go.

14620 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Rochester area? The average homeowners premium in 14620 is high in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 14620, you can expect to pay around $1003 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

Get Home Insurance Coverage in 14620 Today!

Get Home Insurance Quotes in 14620

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of New York. Start your 14620 home insurance shopping today!

  1. Rochester, NY Home Insurance Quotes

14620 Home Insurance Average Premiums

Local 14620 homeowners insurance quotes comparison

$753 /yr.

Shows Zip Code: 14620 lowest rates with discounts applied on average.

For the 14620, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$753 /yr.
Average Coverage:$1003 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1303 /yr.

What is the average home insurance cost for a home in 14620?

  • • The average homeowners insurance premium paid annually for a home in 14620 is around $1003 per year.

What does it cost on average per month for home insurance in 14620?

  • • Homeowners in 14620 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 14620?

  • • Autoowners in 14620 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rochester area, check out other zip codes nearby 14620.
Review average rates in another zip code:
14621 homeowners insurance rates
14617 homeowners insurance rates
14620 homeowners insurance rates
14611 homeowners insurance rates
14624 homeowners insurance rates
14619 homeowners insurance rates
14604 homeowners insurance rates
14607 homeowners insurance rates
14612 homeowners insurance rates
14610 homeowners insurance rates

Home Replacement Cost Coverage in 14620

Average Building Cost Per Square Foot in 14620: $205

Location: Rochester, New York (Monroe County)

Average Square Footage in 14620: 787 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 14620 before you start any project. Rochester homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 14620 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 14620 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 787 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rochester area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$205787$161,300
Additional Upgrades & Added Features$256787$201,625
Major Home Updates or Advancements$308787$241,950

It's important to understand that when you estimate your replacement cost of your home in the 14620 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 14620

Best Home & Auto Insurance Agencies in 14620

Samuel Nash - Allstate Agent

Address: 1511 South Ave Rochester, NY 14620
Phone:
Website: http://www.allstateagencies.com/SNASH/Welcome/
Info:

Housing Demographics for 14620

Population Review for 14620 Zip Code

For the city of Rochester, the population within 14620 has increased to over 21,790 residents in population size. The current population total is 24,185. We have broken down the population based on race below. In 14620, there are over 12102 in male population and 12083 females.

PopulationValues
Total Population24,185
White Population15668
Black Population3567
Hispanic Population1857
Asian Population2441
Hawaiian Population14
Indian Population91
Other Population724
Male Population12102
Female Population12083
Population Estimate21790

Household Data for 14620

The average number of homes in 14620 is around 12,225, there are an average of 1.81 per household. The average house value according to local real estate values is around $161,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,225
Persons Per Household1.81
Average House Value$161,300
Income Per Household$54363
Median Age33.8
Median Age Male33.3
Median Age Female34.4
14620 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code585
CityRochester
City Alias NameROCHESTER
CountyMonroe
County FIPS055
State FIPS36
Time Zone5
Day Light SavingY
MSA6840
PMSA
CSA464
CBSA40380
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRochester, NY
MSA_NameRochester, NY MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses476
Number Of Employees26541
Business First Quarter Payroll318349
Business Annual Payroll1387774
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1054323
CBSA Division Population0
Congressional District25
Congressional LandArea510.19
Delivery Residential12039
Delivery Business560
Delivery Total12597
Preferred Last Line KeyV15732
Classification Code
Multi-County
CSA NameRochester-Batavia-Seneca Falls, NY
CBSA_DIV_Name
City State KeyV15732
Land Area4.436000
Water Area0.091000
City Alias Code
City Mixed CaseRochester
City Alias Mixed CaseRochester
Box Count0
SFDU7937
MFDU3881
State ANSI36
County ANSI055
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number357105
Unique ZIP Name
SSA State County Code33370
Medicare CBSA Code40380
Medicare CBSA NameRochester, NY
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseMonroe

New York Homeowners Insurance News & Information

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