Home Insurance Rates in 14622

For homeowners shopping online in 14622, our insurance rates are very competitive for homeowners living in Rochester, NY. Many homeowners based out of the great city of Rochester have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our New York licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 14622, simply click the "Get Multiple Quotes Now" button. Your 14622 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Rochester, NY Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

14622 Home Insurance Rating is: High!

If you live in 14622, you can easily save up to 40% off the average home insurance premium of $1010 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Rochester can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 14622 today!

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14622 Home Insurance Average Premiums

Local 14622 homeowners insurance quotes comparison

$760 /yr.

Shows Zip Code: 14622 lowest rates with discounts applied on average.

For the 14622, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$760 /yr.
Average Coverage:	$1010 /yr.
2600 sq. ft. or higher (all discounts applied)	$1310 /yr.

What is the average home insurance cost for a home in 14622?

• The average homeowners insurance premium paid annually for a home in 14622 is around $1010 per year.

What does it cost on average per month for home insurance in 14622?

• Homeowners in 14622 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 14622?

• Autoowners in 14622 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rochester area, check out other zip codes nearby 14622.
Review average rates in another zip code:
14616 homeowners insurance rates
14623 homeowners insurance rates
14620 homeowners insurance rates
14622 homeowners insurance rates
14627 homeowners insurance rates
14612 homeowners insurance rates
14607 homeowners insurance rates
14615 homeowners insurance rates
14610 homeowners insurance rates
14606 homeowners insurance rates

Home Replacement Cost Coverage in 14622

Average Building Cost Per Square Foot in 14622: $205

Location: Rochester, New York (Monroe County)

Average Square Footage in 14622: 612 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 14622 before you start any project. Rochester homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 14622 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 14622 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 612 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rochester area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$205	612	$125,500
Additional Upgrades & Added Features	$256	612	$156,875
Major Home Updates or Advancements	$308	612	$188,250

Calculate Your Dwelling Coverage in 14622

It's important to understand that when you estimate your replacement cost of your home in the 14622 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 14622

Blue Cross and Blue Shield

Address: 1880 E Ridge Rd, #7 Rochester, NY 14622
Phone:
Website:
Info:

Consolidated Agency Incorporated

Address: 1819 E Ridge Rd Rochester, NY 14622
Phone:
Website: http://www.rochester.citysearch.com/profile/662407150/rochester_ny/consolidated_agency_inc.html
Info:

J Parisi Associates Inc - Nationwide Insurance

Address: 1738 E Ridge Rd Rochester, NY 14622
Phone:
Website: http://www.rochester.citysearch.com/profile/external/7793903/rochester_ny/j_parisi_associates_inc_nationwide_insurance.html
Info:

Housing Demographics for 14622

Population Review for 14622 Zip Code

For the city of Rochester, the population within 14622 has increased to over 12,085 residents in population size. The current population total is 11,930. We have broken down the population based on race below. In 14622, there are over 5650 in male population and 6280 females.

Population	Values
Total Population	11,930
White Population	9641
Black Population	917
Hispanic Population	1016
Asian Population	186
Hawaiian Population	1
Indian Population	33
Other Population	403
Male Population	5650
Female Population	6280
Population Estimate	12085

Household Data for 14622

The average number of homes in 14622 is around 5,579, there are an average of 2.13 per household. The average house value according to local real estate values is around $125,500. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	5,579
Persons Per Household	2.13
Average House Value	$125,500
Income Per Household	$65850
Median Age	47.0
Median Age Male	44.1
Median Age Female	49.9

14622 Details	Values
State	NY
State Full Name	New York
City Type	P
City Alias Abbreviation
Area Code	585
City	Rochester
City Alias Name	ROCHESTER
County	Monroe
County FIPS	055
State FIPS	36
Time Zone	5
Day Light Saving	Y
MSA	6840
PMSA
CSA	464
CBSA	40380
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Rochester, NY
MSA_Name	Rochester, NY MSA
PMSA_Name
Region	Northeast
Division	Middle Atlantic
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	237
Number Of Employees	2557
Business First Quarter Payroll	16140
Business Annual Payroll	77252
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	1054323
CBSA Division Population	0
Congressional District	25
Congressional LandArea	510.19
Delivery Residential	5674
Delivery Business	268
Delivery Total	6009
Preferred Last Line Key	V15732
Classification Code
Multi-County
CSA Name	Rochester-Batavia-Seneca Falls, NY
CBSA_DIV_Name
City State Key	V15732
Land Area	4.437000
Water Area	0.765000
City Alias Code
City Mixed Case	Rochester
City Alias Mixed Case	Rochester
Box Count	0
SFDU	4895
MFDU	712
State ANSI	36
County ANSI	055
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	357105
Unique ZIP Name
SSA State County Code	33370
Medicare CBSA Code	40380
Medicare CBSA Name	Rochester, NY
Medicare CBSA Type	Metro
Market Rating Area ID	5
County Mixed Case	Monroe

New York Homeowners Insurance News & Information

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According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges. Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]
What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024
A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly. The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]
$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

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