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14621 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 14621? Our rates are very competitive for homeowners living in Rochester, NY. Many homeowners based out of your 14621 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our New York licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 14621 should appear in the zip code field ready to go. For Rochester, NY Home Insurance Rate Quotes click to review the best rates and service online!

14621 Average Premium is Rated: High!

Homeowners living in 14621 can easily save up to 40% off the average home insurance premium of $1010 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Rochester that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 14621 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 14621!

14621 Home Insurance Average Premiums

Local 14621 homeowners insurance quotes comparison

$760 /yr.

Shows Zip Code: 14621 lowest rates with discounts applied on average.

For the 14621, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$760 /yr.
Average Coverage:$1010 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1310 /yr.

What is the average home insurance cost for a home in 14621?

  • • The average homeowners insurance premium paid annually for a home in 14621 is around $1010 per year.

What does it cost on average per month for home insurance in 14621?

  • • Homeowners in 14621 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 14621?

  • • Autoowners in 14621 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rochester area, check out other zip codes nearby 14621.
Review average rates in another zip code:
14623 homeowners insurance rates
14627 homeowners insurance rates
14609 homeowners insurance rates
14620 homeowners insurance rates
14612 homeowners insurance rates
14608 homeowners insurance rates
14607 homeowners insurance rates
14625 homeowners insurance rates
14619 homeowners insurance rates
14626 homeowners insurance rates

Home Replacement Cost Coverage in 14621

Average Building Cost Per Square Foot in 14621: $205

Location: Rochester, New York (Monroe County)

Average Square Footage in 14621: 320 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 14621 before you start any project. Rochester homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 14621 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 14621 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 320 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rochester area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$205320$65,700
Additional Upgrades & Added Features$256320$82,125
Major Home Updates or Advancements$308320$98,550

It's important to understand that when you estimate your replacement cost of your home in the 14621 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 14621

Best Home & Auto Insurance Agencies in 14621

Blue Cross and Blue Shield

Address: 800 Carter St Rochester, NY 14621
Phone:
Website:
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Blue Cross Blue Shield

Address: 150 Manchester St Rochester, NY 14621
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A Action Agency

Address: 1619 E Ridge Rd Rochester, NY 14621
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Housing Demographics for 14621

Population Review for 14621 Zip Code

For the city of Rochester, the population within 14621 has increased to over 32,040 residents in population size. The current population total is 32,891. We have broken down the population based on race below. In 14621, there are over 15315 in male population and 17576 females.

PopulationValues
Total Population32,891
White Population6681
Black Population14676
Hispanic Population12584
Asian Population690
Hawaiian Population25
Indian Population132
Other Population6660
Male Population15315
Female Population17576
Population Estimate32040

Household Data for 14621

The average number of homes in 14621 is around 12,896, there are an average of 2.50 per household. The average house value according to local real estate values is around $65,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,896
Persons Per Household2.50
Average House Value$65,700
Income Per Household$30296
Median Age34.3
Median Age Male32.2
Median Age Female35.9
14621 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code585
CityRochester
City Alias NameROCHESTER
CountyMonroe
County FIPS055
State FIPS36
Time Zone5
Day Light SavingY
MSA6840
PMSA
CSA464
CBSA40380
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRochester, NY
MSA_NameRochester, NY MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses486
Number Of Employees18050
Business First Quarter Payroll251311
Business Annual Payroll1063242
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1054323
CBSA Division Population0
Congressional District25
Congressional LandArea510.19
Delivery Residential12816
Delivery Business719
Delivery Total13746
Preferred Last Line KeyV15732
Classification Code
Multi-County
CSA NameRochester-Batavia-Seneca Falls, NY
CBSA_DIV_Name
City State KeyV15732
Land Area4.060000
Water Area0.113000
City Alias Code
City Mixed CaseRochester
City Alias Mixed CaseRochester
Box Count0
SFDU9300
MFDU3438
State ANSI36
County ANSI055
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number357105
Unique ZIP Name
SSA State County Code33370
Medicare CBSA Code40380
Medicare CBSA NameRochester, NY
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseMonroe

New York Homeowners Insurance News & Information

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