Compare quotes for your home in 44022! Compare the best 12 carriers in minutes.
Compare 44022 Home Insurance Rates Today!
Compare multiple home insurance rates for your home in Chagrin Falls just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 6,766 neighbors looking to save on their home insurance policy in the local 44022 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 44022. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Ohio rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Chagrin Falls, OH home insurance rates today!
For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Chagrin Falls, OH
44022 Home Insurance Average Premiums
$284 /yr.
Shows Zip Code: 44022 lowest rates with discounts applied on average.
For the 44022, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $284 /yr. |
| Average Coverage: | $534 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $834 /yr. |
What is the average home insurance cost for a home in 44022?
- • The average homeowners insurance premium paid annually for a home in 44022 is around $534 per year.
What does it cost on average per month for home insurance in 44022?
- • Homeowners in 44022 pay a monthly average cost per month around $45.00.
What kind of discount could I get if I combine my home and auto insurance together in 44022?
- • Autoowners in 44022 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Chagrin Falls area, check out other zip codes nearby 44022.
Review average rates in another zip code:
44023 homeowners insurance rates
44022 homeowners insurance rates
Home Replacement Cost Coverage in 44022
Average Building Cost Per Square Foot in 44022: $111
Location: Chagrin Falls, Ohio (Cuyahoga County)Average Square Footage in 44022: 3,563 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 44022 before you start any project. Chagrin Falls homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44022 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 44022 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,563 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Chagrin Falls area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $111 | 3,563 | $395,500 |
| Additional Upgrades & Added Features | $139 | 3,563 | $494,375 |
| Major Home Updates or Advancements | $167 | 3,563 | $593,250 |
It's important to understand that when you estimate your replacement cost of your home in the 44022 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 44022
Frank M. Lovich Agency
Address: 539 E Washington St Chagrin Falls, OH 44022Phone: (440)247-2077
Website:
Allstate Insurance-Bryan Carr Insurance Agency
Address: 57 E Washington St Chagrin Falls, OH 44022Phone: (440)247-4810
Website: agent.allstate.com/48265
Best Home & Auto Insurance Agencies in 44022
American Family Insurance - CJ Durachinsky
Address: 31 S Franklin St, Ste 5 Chagrin Falls, OH 44022Phone:
Website: http://www.insurance-agency.amfam.com/OH/cj-durachinsky/default.aspx?sourceid=yp3
Info:
Allstate Insurance-Bryan Carr Insurance Agency
Address: 57 E Washington St Chagrin Falls, OH 44022Phone:
Website: http://www.agent.allstate.com/48265
Info:
Kreiner- Kenneth L
Address: 1188 Bell Rd, #101 Chagrin Falls, OH 44022Phone:
Website:
Info:
Anderson- Marilyn R
Address: 28299 Miles Rd Chagrin Falls, OH 44022Phone:
Website:
Info:
Frank M. Lovich Agency
Address: 539 E Washington St Chagrin Falls, OH 44022Phone:
Website:
Info:
Housing Demographics for 44022
Population Review for 44022 Zip Code
For the city of Chagrin Falls, the population within 44022 has increased to over 18,380 residents in population size. The current population total is 17,150. We have broken down the population based on race below. In 44022, there are over 8244 in male population and 8906 females.
| Population | Values |
|---|---|
| Total Population | 17,150 |
| White Population | 15315 |
| Black Population | 463 |
| Hispanic Population | 404 |
| Asian Population | 480 |
| Hawaiian Population | 4 |
| Indian Population | 14 |
| Other Population | 92 |
| Male Population | 8244 |
| Female Population | 8906 |
| Population Estimate | 18380 |
Household Data for 44022
The average number of homes in 44022 is around 6,766, there are an average of 2.52 per household. The average house value according to local real estate values is around $395,500. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 6,766 |
| Persons Per Household | 2.52 |
| Average House Value | $395,500 |
| Income Per Household | $134325 |
| Median Age | 48.2 |
| Median Age Male | 47.4 |
| Median Age Female | 48.9 |
| 44022 Details | Values |
|---|---|
| State | OH |
| State Full Name | Ohio |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 440 |
| City | Chagrin Falls |
| City Alias Name | CHAGRIN FALLS |
| County | Cuyahoga |
| County FIPS | 035 |
| State FIPS | 39 |
| Time Zone | 5 |
| Day Light Saving | Y |
| MSA | 1692 |
| PMSA | 1680 |
| CSA | 184 |
| CBSA | 17410 |
| CBSA_DIV | |
| CBSA_Type | Metro |
| CBSA_Name | Cleveland, OH |
| MSA_Name | Cleveland-Akron, OH CMSA |
| PMSA_Name | Cleveland-Lorain-Elyria, OH PMSA |
| Region | Midwest |
| Division | East North Central |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 613 |
| Number Of Employees | 4555 |
| Business First Quarter Payroll | 48443 |
| Business Annual Payroll | 231462 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 0 |
| CBSA Division Population | 0 |
| Congressional District | 07|11|14 |
| Congressional LandArea | 3864.76|244.46|1953.14 |
| Delivery Residential | 7294 |
| Delivery Business | 493 |
| Delivery Total | 7983 |
| Preferred Last Line Key | X20500 |
| Classification Code | |
| Multi-County | Y |
| CSA Name | Cleveland-Akron-Canton, OH |
| CBSA_DIV_Name | |
| City State Key | X20500 |
| Land Area | 30.153000 |
| Water Area | 0.409000 |
| City Alias Code | |
| City Mixed Case | Chagrin Falls |
| City Alias Mixed Case | Chagrin Falls |
| Box Count | 87 |
| SFDU | 6223 |
| MFDU | 521 |
| State ANSI | 39 |
| County ANSI | 035 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 381470 |
| Unique ZIP Name | |
| SSA State County Code | 36170 |
| Medicare CBSA Code | 17460 |
| Medicare CBSA Name | Cleveland-Elyria, OH |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 11 |
| County Mixed Case | Cuyahoga |
Ohio Homeowners Insurance News & Information
-
2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025
While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future. According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]
-
Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025
Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]
-
Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024
Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies. Here are some common exclusions that could leave you […]