Get multiple home insurance quotes in 44022. Our licensed 44022, OH agents are ready to serve you.

Compare 44022 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Chagrin Falls just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 6,766 neighbors looking to save on their home insurance policy in the local 44022 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 44022. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Ohio rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Chagrin Falls, OH home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Chagrin Falls, OH

44022 Home Insurance Average Premiums

Local 44022 homeowners insurance quotes comparison

$284 /yr.

Shows Zip Code: 44022 lowest rates with discounts applied on average.

For the 44022, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$284 /yr.
Average Coverage:$534 /yr.
2600 sq. ft. or higher
(all discounts applied)
$834 /yr.

What is the average home insurance cost for a home in 44022?

  • • The average homeowners insurance premium paid annually for a home in 44022 is around $534 per year.

What does it cost on average per month for home insurance in 44022?

  • • Homeowners in 44022 pay a monthly average cost per month around $45.00.

What kind of discount could I get if I combine my home and auto insurance together in 44022?

  • • Autoowners in 44022 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Chagrin Falls area, check out other zip codes nearby 44022.
Review average rates in another zip code:
44023 homeowners insurance rates
44022 homeowners insurance rates

Home Replacement Cost Coverage in 44022

Average Building Cost Per Square Foot in 44022: $111

Location: Chagrin Falls, Ohio (Cuyahoga County)

Average Square Footage in 44022: 3,563 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44022 before you start any project. Chagrin Falls homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44022 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44022 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,563 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Chagrin Falls area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1113,563$395,500
Additional Upgrades & Added Features$1393,563$494,375
Major Home Updates or Advancements$1673,563$593,250

It's important to understand that when you estimate your replacement cost of your home in the 44022 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44022

Frank M. Lovich Agency

Address: 539 E Washington St Chagrin Falls, OH 44022
Phone: (440)247-2077
Website:

Allstate Insurance-Bryan Carr Insurance Agency

Address: 57 E Washington St Chagrin Falls, OH 44022
Phone: (440)247-4810
Website: agent.allstate.com/48265

Best Home & Auto Insurance Agencies in 44022

Allstate Insurance Company - Brian Blum

Address: 1188 Bell Rd Chagrin Falls, OH 44022
Phone:
Website: http://www.allstateagencies.com/049536?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Companies

Address: 139 Bell St Chagrin Falls, OH 44022
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

American Family Insurance - CJ Durachinsky

Address: 31 S Franklin St, Ste 5 Chagrin Falls, OH 44022
Phone:
Website: http://www.insurance-agency.amfam.com/OH/cj-durachinsky/default.aspx?sourceid=yp3
Info:

Allstate Insurance-Bryan Carr Insurance Agency

Address: 57 E Washington St Chagrin Falls, OH 44022
Phone:
Website: http://www.agent.allstate.com/48265
Info:

Frank M. Lovich Agency

Address: 539 E Washington St Chagrin Falls, OH 44022
Phone:
Website:
Info:

Housing Demographics for 44022

Population Review for 44022 Zip Code

For the city of Chagrin Falls, the population within 44022 has increased to over 18,380 residents in population size. The current population total is 17,150. We have broken down the population based on race below. In 44022, there are over 8244 in male population and 8906 females.

PopulationValues
Total Population17,150
White Population15315
Black Population463
Hispanic Population404
Asian Population480
Hawaiian Population4
Indian Population14
Other Population92
Male Population8244
Female Population8906
Population Estimate18380

Household Data for 44022

The average number of homes in 44022 is around 6,766, there are an average of 2.52 per household. The average house value according to local real estate values is around $395,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,766
Persons Per Household2.52
Average House Value$395,500
Income Per Household$134325
Median Age48.2
Median Age Male47.4
Median Age Female48.9
44022 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code440
CityChagrin Falls
City Alias NameCHAGRIN FALLS
CountyCuyahoga
County FIPS035
State FIPS39
Time Zone5
Day Light SavingY
MSA1692
PMSA1680
CSA184
CBSA17410
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCleveland, OH
MSA_NameCleveland-Akron, OH CMSA
PMSA_NameCleveland-Lorain-Elyria, OH PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses613
Number Of Employees4555
Business First Quarter Payroll48443
Business Annual Payroll231462
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District07|11|14
Congressional LandArea3864.76|244.46|1953.14
Delivery Residential7294
Delivery Business493
Delivery Total7983
Preferred Last Line KeyX20500
Classification Code
Multi-CountyY
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX20500
Land Area30.153000
Water Area0.409000
City Alias Code
City Mixed CaseChagrin Falls
City Alias Mixed CaseChagrin Falls
Box Count87
SFDU6223
MFDU521
State ANSI39
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number381470
Unique ZIP Name
SSA State County Code36170
Medicare CBSA Code17460
Medicare CBSA NameCleveland-Elyria, OH
Medicare CBSA TypeMetro
Market Rating Area ID11
County Mixed CaseCuyahoga

Ohio Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]