Get multiple home insurance quotes in 44023. Our licensed 44023, OH agents are ready to serve you.

44023 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 44023 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Chagrin Falls, OH. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 44023 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Ohio, like average Chagrin Falls homeowners insurance rates, coverage options or home insurance types, please select Chagrin Falls, OH Home Insurance Rates Online!

44023 Home Insurance Average Premiums

Local 44023 homeowners insurance quotes comparison

$431 /yr.

Shows Zip Code: 44023 lowest rates with discounts applied on average.

For the 44023, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$431 /yr.
Average Coverage:$681 /yr.
2600 sq. ft. or higher
(all discounts applied)
$981 /yr.

What is the average home insurance cost for a home in 44023?

  • • The average homeowners insurance premium paid annually for a home in 44023 is around $681 per year.

What does it cost on average per month for home insurance in 44023?

  • • Homeowners in 44023 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 44023?

  • • Autoowners in 44023 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Chagrin Falls area, check out other zip codes nearby 44023.
Review average rates in another zip code:
44023 homeowners insurance rates
44022 homeowners insurance rates

Home Replacement Cost Coverage in 44023

Average Building Cost Per Square Foot in 44023: $111

Location: Chagrin Falls, Ohio (Geauga County)

Average Square Footage in 44023: 3,028 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44023 before you start any project. Chagrin Falls homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44023 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44023 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,028 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Chagrin Falls area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1113,028$336,100
Additional Upgrades & Added Features$1393,028$420,125
Major Home Updates or Advancements$1673,028$504,150

It's important to understand that when you estimate your replacement cost of your home in the 44023 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44023

Best Home & Auto Insurance Agencies in 44023

Kevin T Ruscher Agency - Nationwide Insurance

Address: Novelty, OH 44023
Phone:
Website:
Info:

James P Blank - Nationwide Insurance

Address: 8334 E Washington St Chagrin Falls, OH 44023
Phone:
Website: http://www.nationwide.com/agent/Chagrin-Falls-OHIO-insurance-agent/jimblank/office.html
Info:

Frank M Lovich - Nationwide Insurance

Address: 8334 Washington St Chagrin Falls, OH 44023
Phone:
Website: http://www.nationwide.com/agent/Chagrin-Falls-OHIO-insurance-agent/frank-lovich/office.html
Info:

Skala Ins Agency Inc - Nationwide Insurance

Address: 17747 Chillicothe Rd, Ste 201 Chagrin Falls, OH 44023
Phone:
Website: http://www.nationwide.com/agent/Chagrin-Falls-OHIO-insurance-agent/john-skala/office.html
Info:

National Risk Management

Address: 7181 Chagrin Rd, #3 Chagrin Falls, OH 44023
Phone:
Website: http://www.ntlrisk.com
Info:

Housing Demographics for 44023

Population Review for 44023 Zip Code

For the city of Chagrin Falls, the population within 44023 has increased to over 19,937 residents in population size. The current population total is 19,075. We have broken down the population based on race below. In 44023, there are over 9124 in male population and 9951 females.

PopulationValues
Total Population19,075
White Population17418
Black Population516
Hispanic Population413
Asian Population211
Hawaiian Population0
Indian Population11
Other Population112
Male Population9124
Female Population9951
Population Estimate19937

Household Data for 44023

The average number of homes in 44023 is around 6,968, there are an average of 2.73 per household. The average house value according to local real estate values is around $336,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,968
Persons Per Household2.73
Average House Value$336,100
Income Per Household$115263
Median Age49.8
Median Age Male47.8
Median Age Female51.6
44023 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code440
CityChagrin Falls
City Alias NameCHAGRIN FALLS
CountyGeauga
County FIPS055
State FIPS39
Time Zone5
Day Light SavingY
MSA1692
PMSA1680
CSA184
CBSA17410
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCleveland, OH
MSA_NameCleveland-Akron, OH CMSA
PMSA_NameCleveland-Lorain-Elyria, OH PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses584
Number Of Employees4799
Business First Quarter Payroll57912
Business Annual Payroll274177
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District11|14
Congressional LandArea244.46|1953.14
Delivery Residential7303
Delivery Business448
Delivery Total8407
Preferred Last Line KeyX20500
Classification Code
Multi-County
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX20500
Land Area51.613000
Water Area2.467000
City Alias Code
City Mixed CaseChagrin Falls
City Alias Mixed CaseChagrin Falls
Box Count81
SFDU6307
MFDU242
State ANSI39
County ANSI055
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number381470
Unique ZIP Name
SSA State County Code36280
Medicare CBSA Code17460
Medicare CBSA NameCleveland-Elyria, OH
Medicare CBSA TypeMetro
Market Rating Area ID11
County Mixed CaseGeauga

Ohio Homeowners Insurance News & Information

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  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]