Get multiple home insurance quotes in 44113. Our licensed 44113, OH agents are ready to serve you.

Compare 44113 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Cleveland just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 10,823 neighbors looking to save on their home insurance policy in the local 44113 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 44113. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Ohio rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Cleveland, OH home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Cleveland, OH

44113 Home Insurance Average Premiums

Local 44113 homeowners insurance quotes comparison

$408 /yr.

Shows Zip Code: 44113 lowest rates with discounts applied on average.

For the 44113, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$408 /yr.
Average Coverage:$658 /yr.
2600 sq. ft. or higher
(all discounts applied)
$958 /yr.

What is the average home insurance cost for a home in 44113?

  • • The average homeowners insurance premium paid annually for a home in 44113 is around $658 per year.

What does it cost on average per month for home insurance in 44113?

  • • Homeowners in 44113 pay a monthly average cost per month around $55.00.

What kind of discount could I get if I combine my home and auto insurance together in 44113?

  • • Autoowners in 44113 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cleveland area, check out other zip codes nearby 44113.
Review average rates in another zip code:
44124 homeowners insurance rates
44126 homeowners insurance rates
44118 homeowners insurance rates
44106 homeowners insurance rates
44110 homeowners insurance rates
44125 homeowners insurance rates
44102 homeowners insurance rates
44121 homeowners insurance rates
44115 homeowners insurance rates
44143 homeowners insurance rates

Home Replacement Cost Coverage in 44113

Average Building Cost Per Square Foot in 44113: $111

Location: Cleveland, Ohio (Cuyahoga County)

Average Square Footage in 44113: 2,193 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44113 before you start any project. Cleveland homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44113 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44113 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,193 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cleveland area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1112,193$243,400
Additional Upgrades & Added Features$1392,193$304,250
Major Home Updates or Advancements$1672,193$365,100

It's important to understand that when you estimate your replacement cost of your home in the 44113 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44113

Kenneth Lemonte Agency

Address: 614 W Superior Ave Cleveland, OH 44113
Phone: (216)556-9600
Website:

Best Home & Auto Insurance Agencies in 44113

Kenneth Lemonte Agency

Address: 614 W Superior Ave Cleveland, OH 44113
Phone:
Website:
Info:

McClement- Richard F

Address: 2700 W 25th St Cleveland, OH 44113
Phone:
Website:
Info:

Housing Demographics for 44113

Population Review for 44113 Zip Code

For the city of Cleveland, the population within 44113 has increased to over 22,262 residents in population size. The current population total is 20,291. We have broken down the population based on race below. In 44113, there are over 11215 in male population and 9076 females.

PopulationValues
Total Population20,291
White Population12134
Black Population4337
Hispanic Population3107
Asian Population598
Hawaiian Population14
Indian Population74
Other Population1315
Male Population11215
Female Population9076
Population Estimate22262

Household Data for 44113

The average number of homes in 44113 is around 10,823, there are an average of 1.71 per household. The average house value according to local real estate values is around $243,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,823
Persons Per Household1.71
Average House Value$243,400
Income Per Household$65179
Median Age32.2
Median Age Male32.7
Median Age Female31.7
44113 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code216/440
CityCleveland
City Alias NameCLEVELAND
CountyCuyahoga
County FIPS035
State FIPS39
Time Zone5
Day Light SavingY
MSA1692
PMSA1680
CSA184
CBSA17410
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCleveland, OH
MSA_NameCleveland-Akron, OH CMSA
PMSA_NameCleveland-Lorain-Elyria, OH PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1192
Number Of Employees18288
Business First Quarter Payroll305451
Business Annual Payroll1242423
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District11
Congressional LandArea244.46
Delivery Residential13019
Delivery Business1387
Delivery Total14385
Preferred Last Line KeyX20578
Classification Code
Multi-County
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX20578
Land Area3.831000
Water Area0.190000
City Alias Code
City Mixed CaseCleveland
City Alias Mixed CaseCleveland
Box Count0
SFDU4919
MFDU7452
State ANSI39
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number381666
Unique ZIP Name
SSA State County Code36170
Medicare CBSA Code17460
Medicare CBSA NameCleveland-Elyria, OH
Medicare CBSA TypeMetro
Market Rating Area ID11
County Mixed CaseCuyahoga

Ohio Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]