Get multiple home insurance quotes in 44114. Our licensed 44114, OH agents are ready to serve you.

44114 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 44114 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Cleveland, OH. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 44114 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Ohio, like average Cleveland homeowners insurance rates, coverage options or home insurance types, please select Cleveland, OH Home Insurance Rates Online!

44114 Home Insurance Average Premiums

Local 44114 homeowners insurance quotes comparison

$400 /yr.

Shows Zip Code: 44114 lowest rates with discounts applied on average.

For the 44114, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$400 /yr.
Average Coverage:$650 /yr.
2600 sq. ft. or higher
(all discounts applied)
$950 /yr.

What is the average home insurance cost for a home in 44114?

  • • The average homeowners insurance premium paid annually for a home in 44114 is around $650 per year.

What does it cost on average per month for home insurance in 44114?

  • • Homeowners in 44114 pay a monthly average cost per month around $54.00.

What kind of discount could I get if I combine my home and auto insurance together in 44114?

  • • Autoowners in 44114 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cleveland area, check out other zip codes nearby 44114.
Review average rates in another zip code:
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44125 homeowners insurance rates

Home Replacement Cost Coverage in 44114

Average Building Cost Per Square Foot in 44114: $111

Location: Cleveland, Ohio (Cuyahoga County)

Average Square Footage in 44114: 577 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44114 before you start any project. Cleveland homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44114 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44114 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 577 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cleveland area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$111577$64,100
Additional Upgrades & Added Features$139577$80,125
Major Home Updates or Advancements$167577$96,150

It's important to understand that when you estimate your replacement cost of your home in the 44114 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44114

Acordia Of Ohio Inc

Address: 1301 E 9th St Ste 3800 Cleveland, OH 44114
Phone: (216)241-4344
Website: www.acordia.com

Best Home & Auto Insurance Agencies in 44114

Acordia Of Ohio Inc

Address: 1301 E 9th St, #3800 Cleveland, OH 44114
Phone:
Website: http://www.acordia.com
Info:

Luce Smith & Scott Inc

Address: 1 Erieview Plz Cleveland, OH 44114
Phone:
Website: http://www.lucesmithandscott.com
Info:

Housing Demographics for 44114

Population Review for 44114 Zip Code

For the city of Cleveland, the population within 44114 has increased to over 8,345 residents in population size. The current population total is 7,622. We have broken down the population based on race below. In 44114, there are over 4144 in male population and 3478 females.

PopulationValues
Total Population7,622
White Population3330
Black Population1875
Hispanic Population541
Asian Population1684
Hawaiian Population5
Indian Population30
Other Population274
Male Population4144
Female Population3478
Population Estimate8345

Household Data for 44114

The average number of homes in 44114 is around 4,260, there are an average of 1.54 per household. The average house value according to local real estate values is around $64,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,260
Persons Per Household1.54
Average House Value$64,100
Income Per Household$45279
Median Age31.6
Median Age Male32.1
Median Age Female30.9
44114 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code216/440
CityCleveland
City Alias NameCLEVELAND
CountyCuyahoga
County FIPS035
State FIPS39
Time Zone5
Day Light SavingY
MSA1692
PMSA1680
CSA184
CBSA17410
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCleveland, OH
MSA_NameCleveland-Akron, OH CMSA
PMSA_NameCleveland-Lorain-Elyria, OH PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1364
Number Of Employees36749
Business First Quarter Payroll1103532
Business Annual Payroll3995821
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District11
Congressional LandArea244.46
Delivery Residential5419
Delivery Business1596
Delivery Total7768
Preferred Last Line KeyX20578
Classification Code
Multi-County
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX20578
Land Area3.047000
Water Area1.738000
City Alias Code
City Mixed CaseCleveland
City Alias Mixed CaseCleveland
Box Count113
SFDU669
MFDU4509
State ANSI39
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number381666
Unique ZIP Name
SSA State County Code36170
Medicare CBSA Code17460
Medicare CBSA NameCleveland-Elyria, OH
Medicare CBSA TypeMetro
Market Rating Area ID11
County Mixed CaseCuyahoga

Ohio Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]