Get multiple home insurance quotes in 44144. Our licensed 44144, OH agents are ready to serve you.

44144 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 44144 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Cleveland, OH. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 44144 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Ohio, like average Cleveland homeowners insurance rates, coverage options or home insurance types, please select Cleveland, OH Home Insurance Rates Online!

44144 Home Insurance Average Premiums

Local 44144 homeowners insurance quotes comparison

$379 /yr.

Shows Zip Code: 44144 lowest rates with discounts applied on average.

For the 44144, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$379 /yr.
Average Coverage:$629 /yr.
2600 sq. ft. or higher
(all discounts applied)
$929 /yr.

What is the average home insurance cost for a home in 44144?

  • • The average homeowners insurance premium paid annually for a home in 44144 is around $629 per year.

What does it cost on average per month for home insurance in 44144?

  • • Homeowners in 44144 pay a monthly average cost per month around $52.00.

What kind of discount could I get if I combine my home and auto insurance together in 44144?

  • • Autoowners in 44144 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cleveland area, check out other zip codes nearby 44144.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 44144

Average Building Cost Per Square Foot in 44144: $111

Location: Cleveland, Ohio (Cuyahoga County)

Average Square Footage in 44144: 932 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44144 before you start any project. Cleveland homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44144 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44144 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 932 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cleveland area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$111932$103,500
Additional Upgrades & Added Features$139932$129,375
Major Home Updates or Advancements$167932$155,250

It's important to understand that when you estimate your replacement cost of your home in the 44144 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44144

Best Home & Auto Insurance Agencies in 44144

Gene L Piazza

Address: 4342 Ridge Rd Brooklyn, OH 44144
Phone:
Website:
Info:

Allstate Insurance Company - Karl Kessler

Address: 4342 Ridge Road Cleveland, OH 44144
Phone:
Website: http://www.allstateagencies.com/045750?cid=OTC-YP.com-IYP&att=TL
Info:

Frey- Gregory L - State Farm Insurance Agent

Address: 6779 Memphis Ave, #6 Brooklyn, OH 44144
Phone:
Website:
Info:

American Family Insurance

Address: 7120 Southfield Ave Cleveland, OH 44144
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Housing Demographics for 44144

Population Review for 44144 Zip Code

For the city of Cleveland, the population within 44144 has increased to over 21,893 residents in population size. The current population total is 21,361. We have broken down the population based on race below. In 44144, there are over 10203 in male population and 11158 females.

PopulationValues
Total Population21,361
White Population14156
Black Population1967
Hispanic Population4335
Asian Population782
Hawaiian Population6
Indian Population110
Other Population2024
Male Population10203
Female Population11158
Population Estimate21893

Household Data for 44144

The average number of homes in 44144 is around 9,809, there are an average of 2.18 per household. The average house value according to local real estate values is around $103,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,809
Persons Per Household2.18
Average House Value$103,500
Income Per Household$50068
Median Age41.9
Median Age Male40.9
Median Age Female43.1
44144 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code216
CityCleveland
City Alias NameCLEVELAND
CountyCuyahoga
County FIPS035
State FIPS39
Time Zone5
Day Light SavingY
MSA1692
PMSA1680
CSA184
CBSA17410
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCleveland, OH
MSA_NameCleveland-Akron, OH CMSA
PMSA_NameCleveland-Lorain-Elyria, OH PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses340
Number Of Employees10040
Business First Quarter Payroll157056
Business Annual Payroll528490
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District07|11
Congressional LandArea3864.76|244.46
Delivery Residential10043
Delivery Business376
Delivery Total11542
Preferred Last Line KeyX20578
Classification Code
Multi-County
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX20578
Land Area5.549000
Water Area0.031000
City Alias Code
City Mixed CaseCleveland
City Alias Mixed CaseCleveland
Box Count184
SFDU8076
MFDU1716
State ANSI39
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number381666
Unique ZIP Name
SSA State County Code36170
Medicare CBSA Code17460
Medicare CBSA NameCleveland-Elyria, OH
Medicare CBSA TypeMetro
Market Rating Area ID11
County Mixed CaseCuyahoga

Ohio Homeowners Insurance News & Information

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    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]