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Searching for Homeowners Insurance in 44124

If you are a homeowners that lives in 44124 you may be searching for more affordable homeowners insurance in Cleveland. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Cleveland, OH. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Ohio licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 44124 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Cleveland, OH home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 44124 Home Insurance Costs: very low!

In Cleveland, homeowners are paying roughly $681 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 44124 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Cleveland are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 44124 policy right now!

44124 Home Insurance Average Premiums

Local 44124 homeowners insurance quotes comparison

$431 /yr.

Shows Zip Code: 44124 lowest rates with discounts applied on average.

For the 44124, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$431 /yr.
Average Coverage:$681 /yr.
2600 sq. ft. or higher
(all discounts applied)
$981 /yr.

What is the average home insurance cost for a home in 44124?

  • • The average homeowners insurance premium paid annually for a home in 44124 is around $681 per year.

What does it cost on average per month for home insurance in 44124?

  • • Homeowners in 44124 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 44124?

  • • Autoowners in 44124 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cleveland area, check out other zip codes nearby 44124.
Review average rates in another zip code:
44130 homeowners insurance rates
44126 homeowners insurance rates
44103 homeowners insurance rates
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44127 homeowners insurance rates
44105 homeowners insurance rates
44143 homeowners insurance rates
44106 homeowners insurance rates

Home Replacement Cost Coverage in 44124

Average Building Cost Per Square Foot in 44124: $111

Location: Cleveland, Ohio (Cuyahoga County)

Average Square Footage in 44124: 1,514 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44124 before you start any project. Cleveland homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44124 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44124 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,514 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cleveland area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,514$168,100
Additional Upgrades & Added Features$1391,514$210,125
Major Home Updates or Advancements$1671,514$252,150

It's important to understand that when you estimate your replacement cost of your home in the 44124 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44124

Allstate Insurance - Matthew Mormile

Address: 6009 Landerhaven Drive # C2 Mayfield Heights, OH 44124
Phone: (440)646-1202
Website:

Best Home & Auto Insurance Agencies in 44124

Allstate Insurance

Address: 5294 Mayfield Rd Cleveland, OH 44124
Phone:
Website:
Info:

Bambrick, Mike - American Family Insurance

Address: 5001 Mayfield Rd, #217 Cleveland, OH 44124
Phone:
Website: http://www.insurance-agency.amfam.com/OH/michael-bambrick/default.aspx?tid=agp0001013767
Info:

Nationwide Insurance

Address: 5357 Mayfield Rd Lyndhurst, OH 44124
Phone:
Website:
Info:

Lear Jr- Donald E

Address: 5263 Mayfield Rd Lyndhurst, OH 44124
Phone:
Website:
Info:

Obelenis, Saulius - Obelenis Insurance

Address: 6028 Mayfield Rd, #10 Cleveland, OH 44124
Phone:
Website:
Info:

Housing Demographics for 44124

Population Review for 44124 Zip Code

For the city of Cleveland, the population within 44124 has increased to over 42,124 residents in population size. The current population total is 40,530. We have broken down the population based on race below. In 44124, there are over 18792 in male population and 21738 females.

PopulationValues
Total Population40,530
White Population29345
Black Population5944
Hispanic Population1175
Asian Population2733
Hawaiian Population4
Indian Population70
Other Population407
Male Population18792
Female Population21738
Population Estimate42124

Household Data for 44124

The average number of homes in 44124 is around 18,870, there are an average of 2.12 per household. The average house value according to local real estate values is around $168,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode18,870
Persons Per Household2.12
Average House Value$168,100
Income Per Household$69965
Median Age43.8
Median Age Male40.3
Median Age Female47.0
44124 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code440/216
CityCleveland
City Alias NameCLEVELAND
CountyCuyahoga
County FIPS035
State FIPS39
Time Zone5
Day Light SavingY
MSA1692
PMSA1680
CSA184
CBSA17410
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCleveland, OH
MSA_NameCleveland-Akron, OH CMSA
PMSA_NameCleveland-Lorain-Elyria, OH PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1203
Number Of Employees21741
Business First Quarter Payroll392405
Business Annual Payroll1596638
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District11
Congressional LandArea244.46
Delivery Residential19870
Delivery Business990
Delivery Total21603
Preferred Last Line KeyX20578
Classification Code
Multi-County
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX20578
Land Area15.158000
Water Area0.048000
City Alias Code
City Mixed CaseCleveland
City Alias Mixed CaseCleveland
Box Count247
SFDU13233
MFDU5913
State ANSI39
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number381666
Unique ZIP Name
SSA State County Code36170
Medicare CBSA Code17460
Medicare CBSA NameCleveland-Elyria, OH
Medicare CBSA TypeMetro
Market Rating Area ID11
County Mixed CaseCuyahoga

Ohio Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]