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Compare 44143 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Cleveland just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 11,069 neighbors looking to save on their home insurance policy in the local 44143 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 44143. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Ohio rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Cleveland, OH home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Cleveland, OH

44143 Home Insurance Average Premiums

Local 44143 homeowners insurance quotes comparison

$454 /yr.

Shows Zip Code: 44143 lowest rates with discounts applied on average.

For the 44143, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$454 /yr.
Average Coverage:$704 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1004 /yr.

What is the average home insurance cost for a home in 44143?

  • • The average homeowners insurance premium paid annually for a home in 44143 is around $704 per year.

What does it cost on average per month for home insurance in 44143?

  • • Homeowners in 44143 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 44143?

  • • Autoowners in 44143 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cleveland area, check out other zip codes nearby 44143.
Review average rates in another zip code:
44109 homeowners insurance rates
44129 homeowners insurance rates
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44143 homeowners insurance rates

Home Replacement Cost Coverage in 44143

Average Building Cost Per Square Foot in 44143: $111

Location: Cleveland, Ohio (Cuyahoga County)

Average Square Footage in 44143: 1,878 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44143 before you start any project. Cleveland homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44143 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44143 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,878 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cleveland area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,878$208,500
Additional Upgrades & Added Features$1391,878$260,625
Major Home Updates or Advancements$1671,878$312,750

It's important to understand that when you estimate your replacement cost of your home in the 44143 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44143

Best Home & Auto Insurance Agencies in 44143

Wajhan, Daniel - Lakeshore Insurance

Address: 735 Beta Dr, #E Mayfield Village, OH 44143
Phone:
Website: http://www.progressiveagent.com/lake-shore-ins-inc-mayfield-village
Info:

Allstate Insurance Company - Robert Sustar

Address: 6555 Wilson Mills Rd Cleveland, OH 44143
Phone:
Website: http://www.allstateagencies.com/040836?cid=OTC-YP.com-IYP&att=TL
Info:

Luzar- Cory D - State Farm Insurance Agent

Address: 781 Beta Dr Cleveland, OH 44143
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

BG Insurance Agency

Address: 5247 Wilson Mills Rd, #402 Richmond Heights, OH 44143
Phone:
Website: http://www.bginsurance.org/
Info:

Allstate Insurance Company - Dannita Stanley

Address: 5241 Wilson Mills Rd Cleveland, OH 44143
Phone:
Website: http://www.allstateagencies.com/039962?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 44143

Population Review for 44143 Zip Code

For the city of Cleveland, the population within 44143 has increased to over 25,231 residents in population size. The current population total is 25,339. We have broken down the population based on race below. In 44143, there are over 11750 in male population and 13589 females.

PopulationValues
Total Population25,339
White Population14475
Black Population8541
Hispanic Population537
Asian Population1143
Hawaiian Population3
Indian Population23
Other Population159
Male Population11750
Female Population13589
Population Estimate25231

Household Data for 44143

The average number of homes in 44143 is around 11,069, there are an average of 2.25 per household. The average house value according to local real estate values is around $208,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,069
Persons Per Household2.25
Average House Value$208,500
Income Per Household$68221
Median Age49.9
Median Age Male47.9
Median Age Female51.9
44143 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code440
CityCleveland
City Alias NameCLEVELAND
CountyCuyahoga
County FIPS035
State FIPS39
Time Zone5
Day Light SavingY
MSA1692
PMSA1680
CSA184
CBSA17410
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCleveland, OH
MSA_NameCleveland-Akron, OH CMSA
PMSA_NameCleveland-Lorain-Elyria, OH PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses689
Number Of Employees20223
Business First Quarter Payroll423208
Business Annual Payroll1607733
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District11
Congressional LandArea244.46
Delivery Residential11214
Delivery Business585
Delivery Total12467
Preferred Last Line KeyX20578
Classification Code
Multi-County
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX20578
Land Area14.074000
Water Area0.015000
City Alias Code
City Mixed CaseCleveland
City Alias Mixed CaseCleveland
Box Count156
SFDU8125
MFDU2232
State ANSI39
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number381666
Unique ZIP Name
SSA State County Code36170
Medicare CBSA Code17460
Medicare CBSA NameCleveland-Elyria, OH
Medicare CBSA TypeMetro
Market Rating Area ID11
County Mixed CaseCuyahoga

Ohio Homeowners Insurance News & Information

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