Shop for Home Insurance in 44120 right now!

If you live in the 44120 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Cleveland have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our OH licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 44120 and then compare quotes from a variety of nationwide insurance companies.

44120 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 44120 the average premium for homeowners coverage is $679 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 44120. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 44120 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Cleveland, OH home insurance quotes in your area.

44120 Home Insurance Average Premiums

Local 44120 homeowners insurance quotes comparison

$429 /yr.

Shows Zip Code: 44120 lowest rates with discounts applied on average.

For the 44120, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$429 /yr.
Average Coverage:	$679 /yr.
2600 sq. ft. or higher (all discounts applied)	$979 /yr.

What is the average home insurance cost for a home in 44120?

• The average homeowners insurance premium paid annually for a home in 44120 is around $679 per year.

What does it cost on average per month for home insurance in 44120?

• Homeowners in 44120 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 44120?

• Autoowners in 44120 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cleveland area, check out other zip codes nearby 44120.
Review average rates in another zip code:
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44102 homeowners insurance rates

Home Replacement Cost Coverage in 44120

Average Building Cost Per Square Foot in 44120: $111

Location: Cleveland, Ohio (Cuyahoga County)

Average Square Footage in 44120: 823 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44120 before you start any project. Cleveland homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44120 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44120 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 823 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cleveland area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$111	823	$91,300
Additional Upgrades & Added Features	$139	823	$114,125
Major Home Updates or Advancements	$167	823	$136,950

Calculate Your Dwelling Coverage in 44120

It's important to understand that when you estimate your replacement cost of your home in the 44120 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 44120

Gina Scruggs

Address: 3657 Lee Rd Cleveland, OH 44120
Phone:
Website: http://www.insuringthebest.com/
Info:

ACE Cash Express

Address: 14101 Kinsman Rd Cleveland, OH 44120
Phone:
Website: http://www.acecashexpress.com/
Info:

A Aaron Auto Insurance

Address: 14000 Shaker Blvd Cleveland, OH 44120
Phone:
Website:
Info:

Buchanan- Silas D - State Farm Insurance Agent

Address: 3605 Lee Rd Shaker Heights, OH 44120
Phone:
Website:
Info:

Gorman- Robin M - State Farm Insurance Agent

Address: 16812 Chagrin Blvd Shaker Heights, OH 44120
Phone:
Website:
Info:

Housing Demographics for 44120

Population Review for 44120 Zip Code

For the city of Cleveland, the population within 44120 has increased to over 33,356 residents in population size. The current population total is 34,611. We have broken down the population based on race below. In 44120, there are over 15932 in male population and 18679 females.

Population	Values
Total Population	34,611
White Population	7683
Black Population	23812
Hispanic Population	786
Asian Population	1123
Hawaiian Population	8
Indian Population	66
Other Population	328
Male Population	15932
Female Population	18679
Population Estimate	33356

Household Data for 44120

The average number of homes in 44120 is around 16,310, there are an average of 2.11 per household. The average house value according to local real estate values is around $91,300. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	16,310
Persons Per Household	2.11
Average House Value	$91,300
Income Per Household	$40563
Median Age	39.9
Median Age Male	37.8
Median Age Female	41.5

44120 Details	Values
State	OH
State Full Name	Ohio
City Type	P
City Alias Abbreviation
Area Code	216
City	Cleveland
City Alias Name	CLEVELAND
County	Cuyahoga
County FIPS	035
State FIPS	39
Time Zone	5
Day Light Saving	Y
MSA	1692
PMSA	1680
CSA	184
CBSA	17410
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Cleveland, OH
MSA_Name	Cleveland-Akron, OH CMSA
PMSA_Name	Cleveland-Lorain-Elyria, OH PMSA
Region	Midwest
Division	East North Central
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	438
Number Of Employees	4392
Business First Quarter Payroll	33456
Business Annual Payroll	145178
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	0
CBSA Division Population	0
Congressional District	11
Congressional LandArea	244.46
Delivery Residential	15809
Delivery Business	547
Delivery Total	17205
Preferred Last Line Key	X20578
Classification Code
Multi-County
CSA Name	Cleveland-Akron-Canton, OH
CBSA_DIV_Name
City State Key	X20578
Land Area	5.237000
Water Area	0.029000
City Alias Code
City Mixed Case	Cleveland
City Alias Mixed Case	Cleveland
Box Count	578
SFDU	10819
MFDU	4962
State ANSI	39
County ANSI	035
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	381666
Unique ZIP Name
SSA State County Code	36170
Medicare CBSA Code	17460
Medicare CBSA Name	Cleveland-Elyria, OH
Medicare CBSA Type	Metro
Market Rating Area ID	11
County Mixed Case	Cuyahoga

Ohio Homeowners Insurance News & Information

$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024
According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024
Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]

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