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Homeowners Insurance in 44134

For homeowners living in 44134, you want more affordable home insurance rates in Cleveland, right? Our rates are very competitive for homeowners living in the great city of Cleveland, OH. Many homeowners living in the 44134 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Ohio licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 44134 should appear in the zip code field ready to go. Comparing Cleveland, OH Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

44134 Home Insurance Costs Are Considered: Very Low!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Cleveland pay around $668 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Ohio home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 44134 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Cleveland homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Ohio home insurance premium today!

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44134 Home Insurance Average Premiums

Local 44134 homeowners insurance quotes comparison

$418 /yr.

Shows Zip Code: 44134 lowest rates with discounts applied on average.

For the 44134, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$418 /yr.
Average Coverage:$668 /yr.
2600 sq. ft. or higher
(all discounts applied)
$968 /yr.

What is the average home insurance cost for a home in 44134?

  • • The average homeowners insurance premium paid annually for a home in 44134 is around $668 per year.

What does it cost on average per month for home insurance in 44134?

  • • Homeowners in 44134 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 44134?

  • • Autoowners in 44134 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cleveland area, check out other zip codes nearby 44134.
Review average rates in another zip code:
44111 homeowners insurance rates
44115 homeowners insurance rates
44112 homeowners insurance rates
44126 homeowners insurance rates
44104 homeowners insurance rates
44121 homeowners insurance rates
44129 homeowners insurance rates
44135 homeowners insurance rates
44106 homeowners insurance rates
44103 homeowners insurance rates

Home Replacement Cost Coverage in 44134

Average Building Cost Per Square Foot in 44134: $111

Location: Cleveland, Ohio (Cuyahoga County)

Average Square Footage in 44134: 1,114 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44134 before you start any project. Cleveland homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44134 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44134 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,114 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cleveland area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,114$123,600
Additional Upgrades & Added Features$1391,114$154,500
Major Home Updates or Advancements$1671,114$185,400

It's important to understand that when you estimate your replacement cost of your home in the 44134 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44134

Allstate Insurance - Mark Nacht

Address: 6089 State Rd Parma, OH 44134
Phone: (440)884-9900
Website:

Best Home & Auto Insurance Agencies in 44134

Brown- Eugene F

Address: 5621 Broadview Rd Parma, OH 44134
Phone:
Website:
Info:

Allstate Insurance - Mark Nacht

Address: 6089 State Rd Cleveland, OH 44134
Phone:
Website:
Info:

Kenneth F Andrews - Nationwide Insurance

Address: 5530 State Rd Cleveland, OH 44134
Phone:
Website: http://www.nationwide.com/agent/Parma-OHIO-insurance-agent/ken-andrews/office.html
Info:

Kurt A Hawley Ins Agency Inc - State Farm Insurance Agent

Address: 4505 W Pleasant Valley Rd Parma, OH 44134
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 44134

Population Review for 44134 Zip Code

For the city of Cleveland, the population within 44134 has increased to over 38,893 residents in population size. The current population total is 38,845. We have broken down the population based on race below. In 44134, there are over 18908 in male population and 19937 females.

PopulationValues
Total Population38,845
White Population33107
Black Population1368
Hispanic Population2577
Asian Population919
Hawaiian Population9
Indian Population103
Other Population908
Male Population18908
Female Population19937
Population Estimate38893

Household Data for 44134

The average number of homes in 44134 is around 16,729, there are an average of 2.29 per household. The average house value according to local real estate values is around $123,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,729
Persons Per Household2.29
Average House Value$123,600
Income Per Household$57861
Median Age42.7
Median Age Male40.7
Median Age Female44.6
44134 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code440
CityCleveland
City Alias NameCLEVELAND
CountyCuyahoga
County FIPS035
State FIPS39
Time Zone5
Day Light SavingY
MSA1692
PMSA1680
CSA184
CBSA17410
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCleveland, OH
MSA_NameCleveland-Akron, OH CMSA
PMSA_NameCleveland-Lorain-Elyria, OH PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses589
Number Of Employees6860
Business First Quarter Payroll49949
Business Annual Payroll226782
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District07|11
Congressional LandArea3864.76|244.46
Delivery Residential16984
Delivery Business719
Delivery Total19290
Preferred Last Line KeyX20578
Classification Code
Multi-County
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX20578
Land Area9.701000
Water Area0.005000
City Alias Code
City Mixed CaseCleveland
City Alias Mixed CaseCleveland
Box Count98
SFDU14654
MFDU1854
State ANSI39
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number381666
Unique ZIP Name
SSA State County Code36170
Medicare CBSA Code17460
Medicare CBSA NameCleveland-Elyria, OH
Medicare CBSA TypeMetro
Market Rating Area ID11
County Mixed CaseCuyahoga

Ohio Homeowners Insurance News & Information

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    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]