Get multiple home insurance quotes in 44101. Our licensed 44101, OH agents are ready to serve you.

44101 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 44101? Our rates are very competitive for homeowners living in Cleveland, OH. Many homeowners based out of your 44101 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Ohio licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 44101 should appear in the zip code field ready to go. For Cleveland, OH Home Insurance Rate Quotes click to review the best rates and service online!

44101 Average Premium is Rated: Very Low!

Homeowners living in 44101 can easily save up to 40% off the average home insurance premium of $669 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Cleveland that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 44101 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 44101!

44101 Home Insurance Average Premiums

Local 44101 homeowners insurance quotes comparison

$419 /yr.

Shows Zip Code: 44101 lowest rates with discounts applied on average.

For the 44101, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$419 /yr.
Average Coverage:$669 /yr.
2600 sq. ft. or higher
(all discounts applied)
$969 /yr.

What is the average home insurance cost for a home in 44101?

  • • The average homeowners insurance premium paid annually for a home in 44101 is around $669 per year.

What does it cost on average per month for home insurance in 44101?

  • • Homeowners in 44101 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 44101?

  • • Autoowners in 44101 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cleveland area, check out other zip codes nearby 44101.
Review average rates in another zip code:
44121 homeowners insurance rates
44111 homeowners insurance rates
44109 homeowners insurance rates
44102 homeowners insurance rates
44118 homeowners insurance rates
44135 homeowners insurance rates
44114 homeowners insurance rates
44106 homeowners insurance rates
44110 homeowners insurance rates
44125 homeowners insurance rates

Home Replacement Cost Coverage in 44101

Average Building Cost Per Square Foot in 44101: $111

Location: Cleveland, Ohio (Cuyahoga County)

Average Square Footage in 44101: 1,486 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44101 before you start any project. Cleveland homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44101 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44101 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,486 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cleveland area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,486$165,000
Additional Upgrades & Added Features$1391,486$206,250
Major Home Updates or Advancements$1671,486$247,500

It's important to understand that when you estimate your replacement cost of your home in the 44101 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44101

Mark F Jochum Insurance

Address: PO Box 93984 Cleveland, OH 44101
Phone: (216)761-5345
Website:

Best Home & Auto Insurance Agencies in 44101

Mark F Jochum Insurance

Address: PO Box 93984 Cleveland, OH 44101
Phone:
Website:
Info:

Housing Demographics for 44101

Population Review for 44101 Zip Code

For the city of Cleveland, the population within 44101 has increased to over 0 residents in population size. The current population total is 624. We have broken down the population based on race below. In 44101, there are over 11 in male population and 613 females.

PopulationValues
Total Population624
White Population475
Black Population133
Hispanic Population13
Asian Population0
Hawaiian Population1
Indian Population1
Other Population9
Male Population11
Female Population613
Population Estimate0

Household Data for 44101

The average number of homes in 44101 is around 3, there are an average of 3.67 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3
Persons Per Household3.67
Average House Value$165,000
Income Per Household$0
Median Age35.9
Median Age Male26.5
Median Age Female35.9
44101 DetailsValues
StateOH
State Full NameOhio
City TypeZ
City Alias Abbreviation
Area Code216/440
CityCleveland
City Alias NameCLEVELAND
CountyCuyahoga
County FIPS035
State FIPS39
Time Zone5
Day Light SavingY
MSA1692
PMSA1680
CSA184
CBSA17410
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCleveland, OH
MSA_NameCleveland-Akron, OH CMSA
PMSA_NameCleveland-Lorain-Elyria, OH PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses15
Number Of Employees74
Business First Quarter Payroll577
Business Annual Payroll2693
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District11
Congressional LandArea244.46
Delivery Residential0
Delivery Business0
Delivery Total1433
Preferred Last Line KeyX20578
Classification CodeP
Multi-County
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX20578
Land Area0.089000
Water Area0.000000
City Alias Code
City Mixed CaseCleveland
City Alias Mixed CaseCleveland
Box Count484
SFDU0
MFDU0
State ANSI39
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number381666
Unique ZIP Name
SSA State County Code36170
Medicare CBSA Code17460
Medicare CBSA NameCleveland-Elyria, OH
Medicare CBSA TypeMetro
Market Rating Area ID11
County Mixed CaseCuyahoga

Ohio Homeowners Insurance News & Information

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  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

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