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44240 Home Insurance Rates

Getting multiple homeowners insurance rates in 44240 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Kent, OH. Many homeowners based out of the 44240 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Ohio licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 44240 should appear in the zip code field ready to go. For Kent, OH Home Insurance Quotes, Click to easily get started!

44240 Homeowners Insurance Rates, Average Rating: Very Low!

Your homeowners insurance policy in 44240 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Kent. For a basic HO-3, standard homeowners policy, the average premium per year in Ohio is around $692. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 44240 zip code today and let us help you save time and money on your homeowners insurance premium.

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44240 Home Insurance Average Premiums

Local 44240 homeowners insurance quotes comparison

$442 /yr.

Shows Zip Code: 44240 lowest rates with discounts applied on average.

For the 44240, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$442 /yr.
Average Coverage:$692 /yr.
2600 sq. ft. or higher
(all discounts applied)
$992 /yr.

What is the average home insurance cost for a home in 44240?

  • • The average homeowners insurance premium paid annually for a home in 44240 is around $692 per year.

What does it cost on average per month for home insurance in 44240?

  • • Homeowners in 44240 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 44240?

  • • Autoowners in 44240 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Kent area, check out other zip codes nearby 44240.
Review average rates in another zip code:
44240 homeowners insurance rates
44243 homeowners insurance rates

Home Replacement Cost Coverage in 44240

Average Building Cost Per Square Foot in 44240: $111

Location: Kent, Ohio (Portage County)

Average Square Footage in 44240: 1,537 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44240 before you start any project. Kent homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44240 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44240 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,537 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kent area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,537$170,600
Additional Upgrades & Added Features$1391,537$213,250
Major Home Updates or Advancements$1671,537$255,900

It's important to understand that when you estimate your replacement cost of your home in the 44240 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44240

Allstate Insurance - Kim Ewing

Address: 1221 S Water St Kent, OH 44240
Phone: (330)677-4376
Website:

Best Home & Auto Insurance Agencies in 44240

Barto, Jim Agent - Advantage Insurance Agency

Address: 1209 W Main St Kent, OH 44240
Phone:
Website: http://www.theadvantageinsurance.com/
Info:

Christopher Tranbarger-Farmers Insurance

Address: 141 E Main St, Ste 201 Kent, OH 44240
Phone:
Website:
Info:

Loughry, Howard - American Family Insurance

Address: 250 S Water St, #C Kent, OH 44240
Phone:
Website: http://www.insurance-agency.amfam.com/OH/hal-loughry/default.aspx?tid=agp0001013887
Info:

Smith, Stuart - Stuart Smith Agency

Address: 4601 OH-43 Kent, OH 44240
Phone:
Website: http://www.stuartsmithagency.com/
Info:

Kannal- Larry F

Address: 1503 S Water St Kent, OH 44240
Phone:
Website:
Info:

Housing Demographics for 44240

Population Review for 44240 Zip Code

For the city of Kent, the population within 44240 has increased to over 39,719 residents in population size. The current population total is 38,354. We have broken down the population based on race below. In 44240, there are over 18654 in male population and 19700 females.

PopulationValues
Total Population38,354
White Population31031
Black Population2759
Hispanic Population1056
Asian Population1606
Hawaiian Population10
Indian Population57
Other Population394
Male Population18654
Female Population19700
Population Estimate39719

Household Data for 44240

The average number of homes in 44240 is around 17,425, there are an average of 2.18 per household. The average house value according to local real estate values is around $170,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode17,425
Persons Per Household2.18
Average House Value$170,600
Income Per Household$54272
Median Age31.8
Median Age Male31.3
Median Age Female32.5
44240 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code330/234
CityKent
City Alias NameKENT
CountyPortage
County FIPS133
State FIPS39
Time Zone5
Day Light SavingY
MSA1692
PMSA0080
CSA184
CBSA10420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAkron, OH
MSA_NameCleveland-Akron, OH CMSA
PMSA_NameAkron, OH PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses840
Number Of Employees13876
Business First Quarter Payroll166788
Business Annual Payroll671091
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population703200
CBSA Division Population0
Congressional District13|14
Congressional LandArea894.3|1953.14
Delivery Residential18220
Delivery Business974
Delivery Total19395
Preferred Last Line KeyX21477
Classification Code
Multi-CountyY
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX21477
Land Area39.742000
Water Area1.213000
City Alias Code
City Mixed CaseKent
City Alias Mixed CaseKent
Box Count169
SFDU10935
MFDU3550
State ANSI39
County ANSI133
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number384025
Unique ZIP Name
SSA State County Code36680
Medicare CBSA Code10420
Medicare CBSA NameAkron, OH
Medicare CBSA TypeMetro
Market Rating Area ID12
County Mixed CasePortage

Ohio Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]