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44243 Home Insurance Quotes & Rates

Currently, the 4 homes within the 44243 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Ohio is around $669 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Kent, OH, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 44243.

Ohio is now ranking #45 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Kent home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Ohio has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 44243 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Kent, Ohio home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Kent, OH Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

44243 Home Insurance Average Premiums

Local 44243 homeowners insurance quotes comparison

$419 /yr.

Shows Zip Code: 44243 lowest rates with discounts applied on average.

For the 44243, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$419 /yr.
Average Coverage:$669 /yr.
2600 sq. ft. or higher
(all discounts applied)
$969 /yr.

What is the average home insurance cost for a home in 44243?

  • • The average homeowners insurance premium paid annually for a home in 44243 is around $669 per year.

What does it cost on average per month for home insurance in 44243?

  • • Homeowners in 44243 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 44243?

  • • Autoowners in 44243 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Kent area, check out other zip codes nearby 44243.
Review average rates in another zip code:
44243 homeowners insurance rates
44240 homeowners insurance rates

Home Replacement Cost Coverage in 44243

Average Building Cost Per Square Foot in 44243: $111

Location: Kent, Ohio (Portage County)

Average Square Footage in 44243: 1,486 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44243 before you start any project. Kent homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44243 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44243 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,486 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kent area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,486$165,000
Additional Upgrades & Added Features$1391,486$206,250
Major Home Updates or Advancements$1671,486$247,500

It's important to understand that when you estimate your replacement cost of your home in the 44243 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44243

Best Home & Auto Insurance Agencies in 44243

Housing Demographics for 44243

Population Review for 44243 Zip Code

For the city of Kent, the population within 44243 has increased to over 20 residents in population size. The current population total is 5,670. We have broken down the population based on race below. In 44243, there are over 2084 in male population and 3586 females.

PopulationValues
Total Population5,670
White Population4238
Black Population786
Hispanic Population255
Asian Population129
Hawaiian Population2
Indian Population41
Other Population64
Male Population2084
Female Population3586
Population Estimate20

Household Data for 44243

The average number of homes in 44243 is around 4, there are an average of 10.25 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4
Persons Per Household10.25
Average House Value$165,000
Income Per Household$0
Median Age19.6
Median Age Male19.7
Median Age Female19.6
44243 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code330/234
CityKent
City Alias NameKENT
CountyPortage
County FIPS133
State FIPS39
Time Zone5
Day Light SavingY
MSA1692
PMSA0080
CSA184
CBSA10420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAkron, OH
MSA_NameCleveland-Akron, OH CMSA
PMSA_NameAkron, OH PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population703200
CBSA Division Population0
Congressional District14
Congressional LandArea1953.14
Delivery Residential2
Delivery Business36
Delivery Total38
Preferred Last Line KeyX21477
Classification Code
Multi-County
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX21477
Land Area0.423000
Water Area0.000000
City Alias Code
City Mixed CaseKent
City Alias Mixed CaseKent
Box Count0
SFDU0
MFDU2
State ANSI39
County ANSI133
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number384025
Unique ZIP Name
SSA State County Code36680
Medicare CBSA Code10420
Medicare CBSA NameAkron, OH
Medicare CBSA TypeMetro
Market Rating Area ID12
County Mixed CasePortage

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