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17403 Home Insurance Rates

For homeowners living in 17403, the population estimates are increasing to well over 40,344 with 15,000 occupied homes within the zip code of 17403. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in York have increased and the average home insurance premium is around $712 per year in 17403. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 17403 zip code today so we can help you find affordable York, PA home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 17403

Please select one of the three options below based on your 17403 zip code to learn more about Pennsylvania homeowners insurance, plus review average rates and information per state, county or city.

  1. Pennsylvania Homeowners Insurance Quotes
  2. York County, PA Home Insurance
  3. York, PA Home Insurance Quotes

17403 Average Home Insurance Rating Cost is: Very Low!

Getting cheaper homeowners insurance in the 17403 zip code just got easier with GetHomeInsuranceQuotes.com of York, PA. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 17403 today and let us help you review the best home insurance quotes available for homeowners living in York.

Get 17403 Homeowners Insurance Rates Now!

17403 Home Insurance Average Premiums

Local 17403 homeowners insurance quotes comparison

$462 /yr.

Shows Zip Code: 17403 lowest rates with discounts applied on average.

For the 17403, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$462 /yr.
Average Coverage:$712 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1012 /yr.

What is the average home insurance cost for a home in 17403?

  • • The average homeowners insurance premium paid annually for a home in 17403 is around $712 per year.

What does it cost on average per month for home insurance in 17403?

  • • Homeowners in 17403 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 17403?

  • • Autoowners in 17403 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the York area, check out other zip codes nearby 17403.
Review average rates in another zip code:
17404 homeowners insurance rates
17406 homeowners insurance rates
17403 homeowners insurance rates
17402 homeowners insurance rates
17408 homeowners insurance rates
17407 homeowners insurance rates
17401 homeowners insurance rates

Home Replacement Cost Coverage in 17403

Average Building Cost Per Square Foot in 17403: $136

Location: York, Pennsylvania (York County)

Average Square Footage in 17403: 1,187 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17403 before you start any project. York homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17403 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17403 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,187 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the York area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,187$161,400
Additional Upgrades & Added Features$1701,187$201,750
Major Home Updates or Advancements$2041,187$242,100

It's important to understand that when you estimate your replacement cost of your home in the 17403 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17403

Best Home & Auto Insurance Agencies in 17403

Allstate Insurance Companies

Address: 1501 Mt Rose Ave York, PA 17403
Phone:
Website:
Info:

Duffy Insurance Agency

Address: 1720 S Queen St York, PA 17403
Phone:
Website: http://www.duffyinsure.com
Info:

Little, Lynne - State Farm Insurance Agent

Address: 1107 S Queen St York, PA 17403
Phone:
Website: http://www.national.citysearch.com/profile/external/46266880/york_pa/little_lynne_state_farm_insurance_agent.html
Info:

Febres- Pedro E

Address: 2709 S Queen St York, PA 17403
Phone:
Website:
Info:

Cerceo, Vincent - State Farm Insurance Agent

Address: 1555 E Market St York, PA 17403
Phone:
Website: http://www.national.citysearch.com/profile/external/39938659/york_pa/cerceo_vincent_state_farm_insurance_agent.html
Info:

Housing Demographics for 17403

Population Review for 17403 Zip Code

For the city of York, the population within 17403 has increased to over 40,030 residents in population size. The current population total is 40,344. We have broken down the population based on race below. In 17403, there are over 19270 in male population and 21074 females.

PopulationValues
Total Population40,344
White Population25520
Black Population5691
Hispanic Population8208
Asian Population801
Hawaiian Population24
Indian Population164
Other Population4323
Male Population19270
Female Population21074
Population Estimate40030

Household Data for 17403

The average number of homes in 17403 is around 15,000, there are an average of 2.52 per household. The average house value according to local real estate values is around $161,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,000
Persons Per Household2.52
Average House Value$161,400
Income Per Household$60840
Median Age37.2
Median Age Male35.9
Median Age Female38.1
17403 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code717/223
CityYork
City Alias NameYORK
CountyYork
County FIPS133
State FIPS42
Time Zone5
Day Light SavingY
MSA9280
PMSA
CSA276
CBSA49620
CBSA_DIV
CBSA_TypeMetro
CBSA_NameYork-Hanover, PA
MSA_NameYork, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses838
Number Of Employees17257
Business First Quarter Payroll210169
Business Annual Payroll963436
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population434972
CBSA Division Population0
Congressional District10|11
Congressional LandArea8378.06|3356.48
Delivery Residential15885
Delivery Business1071
Delivery Total20072
Preferred Last Line KeyX1C130
Classification Code
Multi-County
CSA NameHarrisburg-York-Lebanon, PA
CBSA_DIV_Name
City State KeyX1C130
Land Area20.584000
Water Area0.494000
City Alias Code
City Mixed CaseYork
City Alias Mixed CaseYork
Box Count0
SFDU12695
MFDU1333
State ANSI42
County ANSI133
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number419492
Unique ZIP Name
SSA State County Code39800
Medicare CBSA Code49620
Medicare CBSA NameYork-Hanover, PA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseYork

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]