17408 Home Insurance Rates & Premiums

Did you know there are over 24,187 people living within the 17408 zip code area? There are over 9,842 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

We will shop up to 12 home insurance companies for free.
We will apply all discounts and credits to help you save up to 40% or more.
We will answer any questions that you may.
We will review the best policy and coverage option in 17408.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Pennsylvania are on the rise. The estimated average premium is around $730 a year for a standard homeowners insurance policy in York. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: York, PA Homeowners Insurance Quotes Online

17408 Home Insurance Average Premiums

Local 17408 homeowners insurance quotes comparison

$480 /yr.

Shows Zip Code: 17408 lowest rates with discounts applied on average.

For the 17408, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$480 /yr.
Average Coverage:	$730 /yr.
2600 sq. ft. or higher (all discounts applied)	$1030 /yr.

What is the average home insurance cost for a home in 17408?

• The average homeowners insurance premium paid annually for a home in 17408 is around $730 per year.

What does it cost on average per month for home insurance in 17408?

• Homeowners in 17408 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 17408?

• Autoowners in 17408 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the York area, check out other zip codes nearby 17408.
Review average rates in another zip code:
17404 homeowners insurance rates
17402 homeowners insurance rates
17401 homeowners insurance rates
17403 homeowners insurance rates
17408 homeowners insurance rates
17407 homeowners insurance rates
17406 homeowners insurance rates

Home Replacement Cost Coverage in 17408

Average Building Cost Per Square Foot in 17408: $136

Location: York, Pennsylvania (York County)

Average Square Footage in 17408: 1,390 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17408 before you start any project. York homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17408 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17408 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,390 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the York area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$136	1,390	$189,000
Additional Upgrades & Added Features	$170	1,390	$236,250
Major Home Updates or Advancements	$204	1,390	$283,500

Calculate Your Dwelling Coverage in 17408

It's important to understand that when you estimate your replacement cost of your home in the 17408 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 17408

Allstate Insurance - R. Gregory Nicholas

Address: 1550 Kenneth Rd York, PA 17408
Phone:
Website:
Info:

Murray, Mike - State Farm Insurance Agent

Address: 2780 Carlisle Rd York, PA 17408
Phone:
Website: http://www.national.citysearch.com/profile/external/46266881/york_pa/murray_mike_state_farm_insurance_agent.html
Info:

Allstate Insurance

Address: 4430 W Market St York, PA 17408
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Grove, Josh - State Farm Insurance Agent

Address: 4315 W Market St York, PA 17408
Phone:
Website: http://www.national.citysearch.com/profile/external/46266872/york_pa/grove_josh_state_farm_insurance_agent.html
Info:

Arndt- Jon F - State Farm Insurance Agent

Address: 2055 Carlisle Rd York, PA 17408
Phone:
Website: http://www.jonarndt.com
Info:

Housing Demographics for 17408

Population Review for 17408 Zip Code

For the city of York, the population within 17408 has increased to over 24,587 residents in population size. The current population total is 24,187. We have broken down the population based on race below. In 17408, there are over 11779 in male population and 12408 females.

Population	Values
Total Population	24,187
White Population	20420
Black Population	1414
Hispanic Population	1312
Asian Population	447
Hawaiian Population	5
Indian Population	39
Other Population	558
Male Population	11779
Female Population	12408
Population Estimate	24587

Household Data for 17408

The average number of homes in 17408 is around 9,842, there are an average of 2.42 per household. The average house value according to local real estate values is around $189,000. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	9,842
Persons Per Household	2.42
Average House Value	$189,000
Income Per Household	$71262
Median Age	46.2
Median Age Male	43.8
Median Age Female	48.1

17408 Details	Values
State	PA
State Full Name	Pennsylvania
City Type	P
City Alias Abbreviation
Area Code	717/223
City	York
City Alias Name	YORK
County	York
County FIPS	133
State FIPS	42
Time Zone	5
Day Light Saving	Y
MSA	9280
PMSA
CSA	276
CBSA	49620
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	York-Hanover, PA
MSA_Name	York, PA MSA
PMSA_Name
Region	Northeast
Division	Middle Atlantic
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	370
Number Of Employees	10882
Business First Quarter Payroll	152838
Business Annual Payroll	615472
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	434972
CBSA Division Population	0
Congressional District	10\|11
Congressional LandArea	8378.06\|3356.48
Delivery Residential	10160
Delivery Business	395
Delivery Total	10454
Preferred Last Line Key	X1C130
Classification Code
Multi-County
CSA Name	Harrisburg-York-Lebanon, PA
CBSA_DIV_Name
City State Key	X1C130
Land Area	26.783000
Water Area	0.077000
City Alias Code
City Mixed Case	York
City Alias Mixed Case	York
Box Count	0
SFDU	7340
MFDU	321
State ANSI	42
County ANSI	133
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	419492
Unique ZIP Name
SSA State County Code	39800
Medicare CBSA Code	49620
Medicare CBSA Name	York-Hanover, PA
Medicare CBSA Type	Metro
Market Rating Area ID	7
County Mixed Case	York

Pennsylvania Homeowners Insurance News & Information

2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024
According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges. Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]
What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024
A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly. The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]
$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

Home Insurance Quotes in 17408!