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Home Insurance Rates in 18042

For homeowners shopping online in 18042, our insurance rates are very competitive for homeowners living in Easton, PA. Many homeowners based out of the great city of Easton have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 18042, simply click the "Get Multiple Quotes Now" button. Your 18042 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Easton, PA Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

18042 Home Insurance Rating is: Very Low!

If you live in 18042, you can easily save up to 40% off the average home insurance premium of $713 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Easton can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 18042 today!

Get Multiple Home Insurance Rates in 18042!

18042 Home Insurance Average Premiums

Local 18042 homeowners insurance quotes comparison

$463 /yr.

Shows Zip Code: 18042 lowest rates with discounts applied on average.

For the 18042, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$463 /yr.
Average Coverage:$713 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1013 /yr.

What is the average home insurance cost for a home in 18042?

  • • The average homeowners insurance premium paid annually for a home in 18042 is around $713 per year.

What does it cost on average per month for home insurance in 18042?

  • • Homeowners in 18042 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 18042?

  • • Autoowners in 18042 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Easton area, check out other zip codes nearby 18042.
Review average rates in another zip code:
18040 homeowners insurance rates
18042 homeowners insurance rates
18045 homeowners insurance rates

Home Replacement Cost Coverage in 18042

Average Building Cost Per Square Foot in 18042: $136

Location: Easton, Pennsylvania (Northampton County)

Average Square Footage in 18042: 1,188 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18042 before you start any project. Easton homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18042 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18042 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,188 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Easton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,188$161,500
Additional Upgrades & Added Features$1701,188$201,875
Major Home Updates or Advancements$2041,188$242,250

It's important to understand that when you estimate your replacement cost of your home in the 18042 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18042

Best Home & Auto Insurance Agencies in 18042

Pizzoferrato Michael T Insurance

Address: 1303 Northampton St Easton, PA 18042
Phone:
Website:
Info:

Michael T Pizzoferrato - Nationwide Insurance

Address: 1734 Wood Ave Easton, PA 18042
Phone:
Website: http://www.nationwide.com/
Info:

Kreeger, Jeannie - State Farm Insurance Agent

Address: 2435 Butler St Easton, PA 18042
Phone:
Website: http://www.citysearch.com/profile/external/605141982/easton_pa/kreeger_jeannie_state_farm_insurance_agent.html
Info:

Jerry A Christian - Nationwide Insurance

Address: 1601 Lehigh St Easton, PA 18042
Phone:
Website: http://www.nationwide.com/agent/Easton-PENNSYLVANIA-insurance-agent/jerry-christian/office.html
Info:

Allstate Insurance Company - George Denger

Address: 1555 Northampton St Easton, PA 18042
Phone:
Website: http://www.allstateagencies.com/099187?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 18042

Population Review for 18042 Zip Code

For the city of Easton, the population within 18042 has increased to over 41,693 residents in population size. The current population total is 44,026. We have broken down the population based on race below. In 18042, there are over 21909 in male population and 22117 females.

PopulationValues
Total Population44,026
White Population27397
Black Population6324
Hispanic Population9386
Asian Population1117
Hawaiian Population22
Indian Population230
Other Population4292
Male Population21909
Female Population22117
Population Estimate41693

Household Data for 18042

The average number of homes in 18042 is around 16,322, there are an average of 2.48 per household. The average house value according to local real estate values is around $161,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,322
Persons Per Household2.48
Average House Value$161,500
Income Per Household$66997
Median Age36.1
Median Age Male34.7
Median Age Female37.7
18042 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code484/484/570/610/610/835
CityEaston
City Alias NameEASTON
CountyNorthampton
County FIPS095
State FIPS42
Time Zone5
Day Light SavingY
MSA0240
PMSA
CSA106
CBSA10900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAllentown-Bethlehem-Easton, PA-NJ
MSA_NameAllentown-Bethlehem-Easton, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses851
Number Of Employees12822
Business First Quarter Payroll181908
Business Annual Payroll693595
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population821173
CBSA Division Population0
Congressional District01|07
Congressional LandArea77.91|862.56
Delivery Residential16812
Delivery Business1154
Delivery Total18164
Preferred Last Line KeyX18149
Classification Code
Multi-CountyY
CSA NameAllentown-Bethlehem-East Stroudsburg, PA-NJ
CBSA_DIV_Name
City State KeyX18149
Land Area22.113000
Water Area0.815000
City Alias Code
City Mixed CaseEaston
City Alias Mixed CaseEaston
Box Count0
SFDU13537
MFDU1904
State ANSI42
County ANSI095
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number412268
Unique ZIP Name
SSA State County Code39590
Medicare CBSA Code10900
Medicare CBSA NameAllentown-Bethlehem-Easton, PA-NJ
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseNorthampton

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]