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Homeowners Insurance in 18045

In Easton, PA, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 18045 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 18045 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 18045 should appear in the zip code field ready to go.

18045 Homeowners Insurance Rates Are Considered: Very Low!

If your looking for a standard homeowners policy in Pennsylvania, you are going to see rates around the average home insurance premium per year of $682. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Easton home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 18045 Home Insurance Rates Now!

Best 3 Options to Compare in 18045

If you want homeowners insurance quotes within the city of Easton or in the 18045 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Easton, PA.

18045 Home Insurance Average Premiums

Local 18045 homeowners insurance quotes comparison

$432 /yr.

Shows Zip Code: 18045 lowest rates with discounts applied on average.

For the 18045, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$432 /yr.
Average Coverage:$682 /yr.
2600 sq. ft. or higher
(all discounts applied)
$982 /yr.

What is the average home insurance cost for a home in 18045?

  • • The average homeowners insurance premium paid annually for a home in 18045 is around $682 per year.

What does it cost on average per month for home insurance in 18045?

  • • Homeowners in 18045 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 18045?

  • • Autoowners in 18045 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Easton area, check out other zip codes nearby 18045.
Review average rates in another zip code:
18042 homeowners insurance rates
18045 homeowners insurance rates
18040 homeowners insurance rates

Home Replacement Cost Coverage in 18045

Average Building Cost Per Square Foot in 18045: $136

Location: Easton, Pennsylvania (Northampton County)

Average Square Footage in 18045: 1,820 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18045 before you start any project. Easton homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18045 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18045 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,820 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Easton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,820$247,500
Additional Upgrades & Added Features$1701,820$309,375
Major Home Updates or Advancements$2041,820$371,250

It's important to understand that when you estimate your replacement cost of your home in the 18045 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18045

Best Home & Auto Insurance Agencies in 18045

LORING M REAGLE & SON

Address: 2912 William Penn Hwy Easton, PA 18045
Phone:
Website: http://www.allentown.citysearch.com/profile/external/8830835/easton_pa/loring_m_reagle_son.html
Info:

Dolores M Maioriello - Nationwide Insurance

Address: 2704 Bushkill St Easton, PA 18045
Phone:
Website: http://www.nationwide.com/agent/Easton-PENNSYLVANIA-insurance-agent/dolores-maioriello/office.html
Info:

Knafo Law Offices-Easton Accident & Injury Firm

Address: 2740 Nazareth Rd Easton, PA 18045
Phone:
Website: http://www.knafo.com/
Info:

Vitale, Michele A - State Farm Insurance Agent

Address: 2586 Nazareth Rd Easton, PA 18045
Phone:
Website: http://www.allentown.citysearch.com/profile/external/46266928/easton_pa/vitale_michele_a_state_farm_insurance_agent.html
Info:

Allstate Insurance Company - Julie Hrycyszyn

Address: 3601 Nazareth Rd Easton, PA 18045
Phone:
Website: http://www.allstateagencies.com/JHrycyszyn/Welcome/
Info:

Housing Demographics for 18045

Population Review for 18045 Zip Code

For the city of Easton, the population within 18045 has increased to over 31,434 residents in population size. The current population total is 30,317. We have broken down the population based on race below. In 18045, there are over 14766 in male population and 15551 females.

PopulationValues
Total Population30,317
White Population22769
Black Population2073
Hispanic Population3288
Asian Population1957
Hawaiian Population7
Indian Population47
Other Population1291
Male Population14766
Female Population15551
Population Estimate31434

Household Data for 18045

The average number of homes in 18045 is around 12,081, there are an average of 2.48 per household. The average house value according to local real estate values is around $247,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,081
Persons Per Household2.48
Average House Value$247,500
Income Per Household$101747
Median Age46.9
Median Age Male45.4
Median Age Female48.3
18045 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code484/484/570/610/610/835
CityEaston
City Alias NameEASTON
CountyNorthampton
County FIPS095
State FIPS42
Time Zone5
Day Light SavingY
MSA0240
PMSA
CSA106
CBSA10900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAllentown-Bethlehem-Easton, PA-NJ
MSA_NameAllentown-Bethlehem-Easton, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses741
Number Of Employees17315
Business First Quarter Payroll169071
Business Annual Payroll788800
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population821173
CBSA Division Population0
Congressional District07
Congressional LandArea862.56
Delivery Residential12675
Delivery Business743
Delivery Total13382
Preferred Last Line KeyX18149
Classification Code
Multi-County
CSA NameAllentown-Bethlehem-East Stroudsburg, PA-NJ
CBSA_DIV_Name
City State KeyX18149
Land Area19.262000
Water Area0.377000
City Alias Code
City Mixed CaseEaston
City Alias Mixed CaseEaston
Box Count0
SFDU9923
MFDU198
State ANSI42
County ANSI095
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number412268
Unique ZIP Name
SSA State County Code39590
Medicare CBSA Code10900
Medicare CBSA NameAllentown-Bethlehem-Easton, PA-NJ
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseNorthampton

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]