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18103 Home Insurance Rates & Premiums

Did you know there are over 48,358 people living within the 18103 zip code area? There are over 18,382 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 18103.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Pennsylvania are on the rise. The estimated average premium is around $729 a year for a standard homeowners insurance policy in Allentown. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Allentown, PA Homeowners Insurance Quotes Online

18103 Home Insurance Average Premiums

Local 18103 homeowners insurance quotes comparison

$479 /yr.

Shows Zip Code: 18103 lowest rates with discounts applied on average.

For the 18103, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$479 /yr.
Average Coverage:$729 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1029 /yr.

What is the average home insurance cost for a home in 18103?

  • • The average homeowners insurance premium paid annually for a home in 18103 is around $729 per year.

What does it cost on average per month for home insurance in 18103?

  • • Homeowners in 18103 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 18103?

  • • Autoowners in 18103 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Allentown area, check out other zip codes nearby 18103.
Review average rates in another zip code:
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18106 homeowners insurance rates
18102 homeowners insurance rates
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18103 homeowners insurance rates
18104 homeowners insurance rates

Home Replacement Cost Coverage in 18103

Average Building Cost Per Square Foot in 18103: $136

Location: Allentown, Pennsylvania (Lehigh County)

Average Square Footage in 18103: 1,389 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18103 before you start any project. Allentown homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18103 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18103 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,389 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Allentown area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,389$188,900
Additional Upgrades & Added Features$1701,389$236,125
Major Home Updates or Advancements$2041,389$283,350

It's important to understand that when you estimate your replacement cost of your home in the 18103 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18103

Allstate Insurance Companies - Sales Offices

Address: 704 West Emmaus Avenue Allentown, PA 18103
Phone: (610)791-9800
Website: www.allstate.com

Allstate Insurance-Bill Heydt

Address: 704 W Emmaus Ave Allentown, PA 18103
Phone: (610)791-9800
Website: agent.allstate.com/68524

Best Home & Auto Insurance Agencies in 18103

Allstate Insurance Company - Joseph Heydt

Address: 704 W Emaus Ave Allentown, PA 18103
Phone:
Website: http://www.allstateagencies.com/046149?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance-Bill Heydt

Address: 704 E Emmaus Ave Allentown, PA 18103
Phone:
Website: http://www.agent.allstate.com/68524
Info:

Braun, Russ K - Braun & Turko Insurance Incorporated

Address: 1501 S 4th St Allentown, PA 18103
Phone:
Website: http://www.braunandturko.com/
Info:

Hullenbaugh- Donald R

Address: 1050 S Cedar Crest Blvd Allentown, PA 18103
Phone:
Website:
Info:

Carl H Myers Insurance

Address: 4800 Hamilton Blvd Allentown, PA 18103
Phone:
Website: http://www.insurewithrig.com/
Info:

Housing Demographics for 18103

Population Review for 18103 Zip Code

For the city of Allentown, the population within 18103 has increased to over 49,207 residents in population size. The current population total is 48,358. We have broken down the population based on race below. In 18103, there are over 23209 in male population and 25149 females.

PopulationValues
Total Population48,358
White Population26249
Black Population4179
Hispanic Population18918
Asian Population1343
Hawaiian Population23
Indian Population226
Other Population9903
Male Population23209
Female Population25149
Population Estimate49207

Household Data for 18103

The average number of homes in 18103 is around 18,382, there are an average of 2.59 per household. The average house value according to local real estate values is around $188,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode18,382
Persons Per Household2.59
Average House Value$188,900
Income Per Household$66400
Median Age38.6
Median Age Male37.6
Median Age Female39.6
18103 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code835/484/610
CityAllentown
City Alias NameALLENTOWN
CountyLehigh
County FIPS077
State FIPS42
Time Zone5
Day Light SavingY
MSA0240
PMSA
CSA106
CBSA10900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAllentown-Bethlehem-Easton, PA-NJ
MSA_NameAllentown-Bethlehem-Easton, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1041
Number Of Employees26742
Business First Quarter Payroll346388
Business Annual Payroll1613113
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population821173
CBSA Division Population0
Congressional District07
Congressional LandArea862.56
Delivery Residential18999
Delivery Business1053
Delivery Total20402
Preferred Last Line KeyX16937
Classification Code
Multi-County
CSA NameAllentown-Bethlehem-East Stroudsburg, PA-NJ
CBSA_DIV_Name
City State KeyX16937
Land Area17.158000
Water Area0.112000
City Alias Code
City Mixed CaseAllentown
City Alias Mixed CaseAllentown
Box Count0
SFDU13945
MFDU2558
State ANSI42
County ANSI077
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number410128
Unique ZIP Name
SSA State County Code39470
Medicare CBSA Code10900
Medicare CBSA NameAllentown-Bethlehem-Easton, PA-NJ
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseLehigh

Pennsylvania Homeowners Insurance News & Information

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