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18104 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 18104? There are over 18,130 occupied homes in the 18104 area. With a population size of 47,289, it's not uncommon for residence of Allentown, PA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Pennsylvania is around $699 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 18104 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Allentown, PA Home Insurance Rate Quotes

18104 Home Insurance Average Premiums

Local 18104 homeowners insurance quotes comparison

$449 /yr.

Shows Zip Code: 18104 lowest rates with discounts applied on average.

For the 18104, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$449 /yr.
Average Coverage:$699 /yr.
2600 sq. ft. or higher
(all discounts applied)		$999 /yr.

What is the average home insurance cost for a home in 18104?

  • • The average homeowners insurance premium paid annually for a home in 18104 is around $699 per year.

What does it cost on average per month for home insurance in 18104?

  • • Homeowners in 18104 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 18104?

  • • Autoowners in 18104 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Allentown area, check out other zip codes nearby 18104.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 18104

Average Building Cost Per Square Foot in 18104: $136

Location: Allentown, Pennsylvania (Lehigh County)

Average Square Footage in 18104: 1,863 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18104 before you start any project. Allentown homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18104 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18104 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,863 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Allentown area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,863$253,400
Additional Upgrades & Added Features$1701,863$316,750
Major Home Updates or Advancements$2041,863$380,100

It's important to understand that when you estimate your replacement cost of your home in the 18104 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18104

Allstate Insurance - William L. Heydt- CLU

Address: 121 N Cedar Crest Blvd Allentown, PA 18104
Phone: (610)432-6881
Website:

Allstate Insurance - Debora L Sigler

Address: 6750 Iroquois Trl Ste#3 Allentown, PA 18104
Phone: (610)395-6100
Website:

Best Home & Auto Insurance Agencies in 18104

Bleiler, James - Bleiler Insurance

Address: 615 N 20th St Allentown, PA 18104
Phone:
Website:
Info:

Hanawalt Insurance Agency

Address: 2025 W Washington St Allentown, PA 18104
Phone:
Website:
Info:

Allstate Insurance - Debora L Sigler

Address: 6750 Iroquois Trl, #3 Allentown, PA 18104
Phone:
Website:
Info:

Fernald Agency, Incorporated

Address: 315 N Cedar Crest Blvd Allentown, PA 18104
Phone:
Website: http://www.billfernaldinsurance.com/
Info:

Incalcaterra, Frank - Liberty Mutual Group

Address: 5050 W Tilghman St, #200 Allentown, PA 18104
Phone:
Website: http://www.libertymutual.com/lm/frankincalcaterra
Info:

Housing Demographics for 18104

Population Review for 18104 Zip Code

For the city of Allentown, the population within 18104 has increased to over 47,152 residents in population size. The current population total is 47,289. We have broken down the population based on race below. In 18104, there are over 22296 in male population and 24993 females.

PopulationValues
Total Population47,289
White Population32685
Black Population3232
Hispanic Population7950
Asian Population3358
Hawaiian Population19
Indian Population134
Other Population3821
Male Population22296
Female Population24993
Population Estimate47152

Household Data for 18104

The average number of homes in 18104 is around 18,130, there are an average of 2.45 per household. The average house value according to local real estate values is around $253,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode18,130
Persons Per Household2.45
Average House Value$253,400
Income Per Household$76972
Median Age42.0
Median Age Male40.5
Median Age Female43.7
18104 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code835/484/610
CityAllentown
City Alias NameALLENTOWN
CountyLehigh
County FIPS077
State FIPS42
Time Zone5
Day Light SavingY
MSA0240
PMSA
CSA106
CBSA10900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAllentown-Bethlehem-Easton, PA-NJ
MSA_NameAllentown-Bethlehem-Easton, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1222
Number Of Employees22503
Business First Quarter Payroll285423
Business Annual Payroll1252986
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population821173
CBSA Division Population0
Congressional District07
Congressional LandArea862.56
Delivery Residential19246
Delivery Business1143
Delivery Total22824
Preferred Last Line KeyX16937
Classification Code
Multi-County
CSA NameAllentown-Bethlehem-East Stroudsburg, PA-NJ
CBSA_DIV_Name
City State KeyX16937
Land Area22.952000
Water Area0.185000
City Alias Code
City Mixed CaseAllentown
City Alias Mixed CaseAllentown
Box Count0
SFDU14309
MFDU2486
State ANSI42
County ANSI077
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number410128
Unique ZIP Name
SSA State County Code39470
Medicare CBSA Code10900
Medicare CBSA NameAllentown-Bethlehem-Easton, PA-NJ
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseLehigh

Pennsylvania Homeowners Insurance News & Information

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