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Home Insurance in 18641

If your primary reason for shopping for homeowners insurance in the 18641 zip code is based primarily on the rising cost of your home insurance premium. Then, it's imporant to know that our rates are very competitive for homeowners living in Pittston, PA. Many homeowners that live in the 18641 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase up to 12 carriers that we will shop for you. Plus, our home insurance quotes are free and our Pennsylvania licensed agents can also provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free homeowners insurance quote, simply click the "Get Multiple Quotes Now" button at the top. Your 18641 zip code should already appear in the zip code field ready to go. For Pittston, PA Homeowners Insurance Quotes, Click to easily get started!

Average Homeowners Premiums in 18641

Homeowners living in the city of Pittston are paying on average around $722 per year for homeowners insurance coverage. This estimated premium is based on a standard HO-3 policy which covers the basic requirements if your home was ever damaged. This is also a minimum requirement by mortgage lenders if there is a lien on your home. A basic policy will cover your home, contents, loss of use, liability and medical payments. It's important to know that homes in the 18641 zip code with a standard homeowners policy does not cover flood damage. You will need to purchase a seperate flood policy to add this additional coverage. Pennsylvania home insurance premiums have been recently ranked 41 in the country in terms of the annual cost of premiums. Because premiums in 18641 are lower compared to other states it is always a good idea to shop your home insurance coverage. Our online quoting application can easily help you compare the best rates and coverage options.

Easily Compare 18641 Home Insurance Quotes Now!

We enjoy helping you do two very important things: First, we like to help you save more money per year on your homeowners insurance. Second, we like to help you learn about the best coverage options for your home in Pittston. It is possible to pay a lower premium and get more enhanced coverage. Let us help you shop your home insurance premiums today!

18641 Home Insurance Average Premiums

Local 18641 homeowners insurance quotes comparison

$472 /yr.

Shows Zip Code: 18641 lowest rates with discounts applied on average.

For the 18641, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$472 /yr.
Average Coverage:$722 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1022 /yr.

What is the average home insurance cost for a home in 18641?

  • • The average homeowners insurance premium paid annually for a home in 18641 is around $722 per year.

What does it cost on average per month for home insurance in 18641?

  • • Homeowners in 18641 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 18641?

  • • Autoowners in 18641 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pittston area, check out other zip codes nearby 18641.
Review average rates in another zip code:
18640 homeowners insurance rates
18641 homeowners insurance rates
18643 homeowners insurance rates

Home Replacement Cost Coverage in 18641

Average Building Cost Per Square Foot in 18641: $136

Location: Pittston, Pennsylvania (Luzerne County)

Average Square Footage in 18641: 875 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18641 before you start any project. Pittston homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18641 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18641 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 875 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pittston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136875$119,000
Additional Upgrades & Added Features$170875$148,750
Major Home Updates or Advancements$204875$178,500

It's important to understand that when you estimate your replacement cost of your home in the 18641 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18641

Best Home & Auto Insurance Agencies in 18641

Griffith, Dawne - Kazmiryk & Krypel Insurance

Address: 109 S Main St Taylor, PA 18641
Phone:
Website: http://www.theinsurancebuffet.com/
Info:

Allstate Insurance Company - Leonard Wilson

Address: Route 6 Krisa Building Pittston, PA 18641
Phone:
Website: http://www.wilkesbarre.citysearch.com/profile/667581090/olyphant_pa/allstate_insurance_company_leonard_wilson.html
Info:

Fiore Cremard - Nationwide Insurance

Address: 1302 Main Street Pittston, PA 18641
Phone:
Website: http://www.nationwide.com/agent/Old-Forge-PENNSYLVANIA-insurance-agent/fiore-cremard/office.html
Info:

Saxe, James E - James E Saxe Insurance

Address: 960 Main St Blakely, PA 18641
Phone:
Website: http://www.saxeinsurance.com/
Info:

Naessig Jr, Carl - State Farm Insurance Agent

Address: 53 Carey Ave Wilkes-Barre, PA 18641
Phone:
Website: http://www.wilkesbarre.citysearch.com/profile/external/46266973/wilkes_barre_pa/naessig_jr_carl_state_farm_insurance_agent.html
Info:

Housing Demographics for 18641

Population Review for 18641 Zip Code

For the city of Pittston, the population within 18641 has increased to over 6,921 residents in population size. The current population total is 6,608. We have broken down the population based on race below. In 18641, there are over 3250 in male population and 3358 females.

PopulationValues
Total Population6,608
White Population6042
Black Population93
Hispanic Population310
Asian Population86
Hawaiian Population0
Indian Population4
Other Population131
Male Population3250
Female Population3358
Population Estimate6921

Household Data for 18641

The average number of homes in 18641 is around 2,981, there are an average of 2.22 per household. The average house value according to local real estate values is around $119,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,981
Persons Per Household2.22
Average House Value$119,000
Income Per Household$56155
Median Age47.3
Median Age Male45.4
Median Age Female48.7
18641 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code570/272
CityPittston
City Alias NamePITTSTON
CountyLuzerne
County FIPS079
State FIPS42
Time Zone5
Day Light SavingY
MSA7560
PMSA
CSA
CBSA42540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameScranton--Wilkes-Barre, PA
MSA_NameScranton--Wilkes-Barre--Hazleton, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses98
Number Of Employees1163
Business First Quarter Payroll10326
Business Annual Payroll48483
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population563631
CBSA Division Population0
Congressional District08
Congressional LandArea706.93
Delivery Residential3118
Delivery Business165
Delivery Total4038
Preferred Last Line KeyX1A545
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX1A545
Land Area4.547000
Water Area0.020000
City Alias Code
City Mixed CasePittston
City Alias Mixed CasePittston
Box Count13
SFDU2879
MFDU54
State ANSI42
County ANSI079
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416616
Unique ZIP Name
SSA State County Code39480
Medicare CBSA Code42540
Medicare CBSA NameScranton--Wilkes-Barre, PA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseLuzerne

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]