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Home Insurance in 18643

Our rates are very competitive for homeowners living in the 18643 zip code. Many homeowners based out of Pittston, PA have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our PA licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 18643 should appear in the zip code field ready to go.

18643 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Pittston area? The average homeowners premium in 18643 is very low in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 18643, you can expect to pay around $706 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

Get Home Insurance Coverage in 18643 Today!

Get Home Insurance Quotes in 18643

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Pennsylvania. Start your 18643 home insurance shopping today!

  1. Pittston, PA Home Insurance Quotes

18643 Home Insurance Average Premiums

Local 18643 homeowners insurance quotes comparison

$456 /yr.

Shows Zip Code: 18643 lowest rates with discounts applied on average.

For the 18643, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$456 /yr.
Average Coverage:$706 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1006 /yr.

What is the average home insurance cost for a home in 18643?

  • • The average homeowners insurance premium paid annually for a home in 18643 is around $706 per year.

What does it cost on average per month for home insurance in 18643?

  • • Homeowners in 18643 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 18643?

  • • Autoowners in 18643 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pittston area, check out other zip codes nearby 18643.
Review average rates in another zip code:
18640 homeowners insurance rates
18641 homeowners insurance rates
18643 homeowners insurance rates

Home Replacement Cost Coverage in 18643

Average Building Cost Per Square Foot in 18643: $136

Location: Pittston, Pennsylvania (Luzerne County)

Average Square Footage in 18643: 1,046 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18643 before you start any project. Pittston homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18643 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18643 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,046 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pittston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,046$142,200
Additional Upgrades & Added Features$1701,046$177,750
Major Home Updates or Advancements$2041,046$213,300

It's important to understand that when you estimate your replacement cost of your home in the 18643 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18643

Best Home & Auto Insurance Agencies in 18643

Housing Demographics for 18643

Population Review for 18643 Zip Code

For the city of Pittston, the population within 18643 has increased to over 12,725 residents in population size. The current population total is 12,165. We have broken down the population based on race below. In 18643, there are over 5925 in male population and 6240 females.

PopulationValues
Total Population12,165
White Population11250
Black Population247
Hispanic Population351
Asian Population66
Hawaiian Population5
Indian Population19
Other Population100
Male Population5925
Female Population6240
Population Estimate12725

Household Data for 18643

The average number of homes in 18643 is around 5,393, there are an average of 2.24 per household. The average house value according to local real estate values is around $142,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,393
Persons Per Household2.24
Average House Value$142,200
Income Per Household$64947
Median Age46.2
Median Age Male44.5
Median Age Female47.8
18643 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code570/272
CityPittston
City Alias NamePITTSTON
CountyLuzerne
County FIPS079
State FIPS42
Time Zone5
Day Light SavingY
MSA7560
PMSA
CSA
CBSA42540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameScranton--Wilkes-Barre, PA
MSA_NameScranton--Wilkes-Barre--Hazleton, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses188
Number Of Employees2502
Business First Quarter Payroll25701
Business Annual Payroll102588
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population563631
CBSA Division Population0
Congressional District08
Congressional LandArea706.93
Delivery Residential5681
Delivery Business286
Delivery Total6050
Preferred Last Line KeyX1A545
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX1A545
Land Area18.273000
Water Area0.840000
City Alias Code
City Mixed CasePittston
City Alias Mixed CasePittston
Box Count33
SFDU4861
MFDU137
State ANSI42
County ANSI079
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416616
Unique ZIP Name
SSA State County Code39480
Medicare CBSA Code42540
Medicare CBSA NameScranton--Wilkes-Barre, PA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseLuzerne

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]