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If you live in the 19125 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Philadelphia have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our PA licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 19125 and then compare quotes from a variety of nationwide insurance companies.

19125 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 19125 the average premium for homeowners coverage is $652 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 19125. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 19125 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Philadelphia, PA home insurance quotes in your area.

19125 Home Insurance Average Premiums

Local 19125 homeowners insurance quotes comparison

$402 /yr.

Shows Zip Code: 19125 lowest rates with discounts applied on average.

For the 19125, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$402 /yr.
Average Coverage:$652 /yr.
2600 sq. ft. or higher
(all discounts applied)
$952 /yr.

What is the average home insurance cost for a home in 19125?

  • • The average homeowners insurance premium paid annually for a home in 19125 is around $652 per year.

What does it cost on average per month for home insurance in 19125?

  • • Homeowners in 19125 pay a monthly average cost per month around $54.00.

What kind of discount could I get if I combine my home and auto insurance together in 19125?

  • • Autoowners in 19125 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Philadelphia area, check out other zip codes nearby 19125.
Review average rates in another zip code:
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19107 homeowners insurance rates

Home Replacement Cost Coverage in 19125

Average Building Cost Per Square Foot in 19125: $136

Location: Philadelphia, Pennsylvania (Philadelphia County)

Average Square Footage in 19125: 2,173 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19125 before you start any project. Philadelphia homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19125 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19125 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,173 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Philadelphia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1362,173$295,500
Additional Upgrades & Added Features$1702,173$369,375
Major Home Updates or Advancements$2042,173$443,250

It's important to understand that when you estimate your replacement cost of your home in the 19125 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19125

Best Home & Auto Insurance Agencies in 19125

Allstate Insurance Company - Salvatore Finazzo

Address: 2645 E Lehigh Ave Philadelphia, PA 19125
Phone:
Website: http://www.allstate.com/
Info:

Rios, Josephine - Easy Auto Tag & Insurance

Address: 538 E Girard Ave Philadelphia, PA 19125
Phone:
Website: http://www.easyautotag.com/
Info:

Ovecka, Vince - State Farm Insurance Agent

Address: 456 E Girard Ave Philadelphia, PA 19125
Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/8972095/philadelphia_pa/ovecka_vince_state_farm_insurance_agent.html
Info:

Irv Elfman Independent Insurance Agent

Address: 1236 E Montgomery Ave Philadelphia, PA 19125
Phone:
Website:
Info:

Bean, Christa - Allstate Insurance

Address: 221 East Girard Avenue #1 Philadelphia, PA 19125
Phone:
Website: http://www.allstateagencies.com/ChristaBean/Welcome/
Info:

Housing Demographics for 19125

Population Review for 19125 Zip Code

For the city of Philadelphia, the population within 19125 has increased to over 29,399 residents in population size. The current population total is 25,325. We have broken down the population based on race below. In 19125, there are over 12772 in male population and 12553 females.

PopulationValues
Total Population25,325
White Population19244
Black Population1133
Hispanic Population2704
Asian Population1736
Hawaiian Population18
Indian Population57
Other Population1203
Male Population12772
Female Population12553
Population Estimate29399

Household Data for 19125

The average number of homes in 19125 is around 11,531, there are an average of 2.17 per household. The average house value according to local real estate values is around $295,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,531
Persons Per Household2.17
Average House Value$295,500
Income Per Household$89505
Median Age33.7
Median Age Male33.9
Median Age Female33.4
19125 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code215/267/445
CityPhiladelphia
City Alias NamePHILADELPHIA
CountyPhiladelphia
County FIPS101
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV37964
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses611
Number Of Employees6972
Business First Quarter Payroll70365
Business Annual Payroll320670
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population2084985
Congressional District02
Congressional LandArea74.14
Delivery Residential13548
Delivery Business842
Delivery Total14713
Preferred Last Line KeyX1A496
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NamePhiladelphia, PA
City State KeyX1A496
Land Area1.352000
Water Area0.191000
City Alias Code
City Mixed CasePhiladelphia
City Alias Mixed CasePhiladelphia
Box Count156
SFDU10721
MFDU1905
State ANSI42
County ANSI101
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416544
Unique ZIP Name
SSA State County Code39620
Medicare CBSA Code37964
Medicare CBSA NamePhiladelphia, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CasePhiladelphia

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]