19144 Homeowners Insurance Quotes & Rates

Philadelphia residents living within the 20,021 homes available in the zip code of 19144 are shopping online to compare cheaper and more affordable Philadelphia, PA home insurance rates. In the great city of Philadelphia, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Pennsylvania is around $719 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 19144 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 19144 home insurance rates today! Please give us a call now at 1-855-976-2656. For Philadelphia, PA Homeowners Insurance Quotes, Click to easily get started!

19144 Home Insurance Average Premiums

Local 19144 homeowners insurance quotes comparison

$469 /yr.

Shows Zip Code: 19144 lowest rates with discounts applied on average.

For the 19144, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$469 /yr.
Average Coverage:	$719 /yr.
2600 sq. ft. or higher (all discounts applied)	$1019 /yr.

What is the average home insurance cost for a home in 19144?

• The average homeowners insurance premium paid annually for a home in 19144 is around $719 per year.

What does it cost on average per month for home insurance in 19144?

• Homeowners in 19144 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 19144?

• Autoowners in 19144 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Philadelphia area, check out other zip codes nearby 19144.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 19144

Average Building Cost Per Square Foot in 19144: $136

Location: Philadelphia, Pennsylvania (Philadelphia County)

Average Square Footage in 19144: 1,199 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19144 before you start any project. Philadelphia homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19144 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19144 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,199 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Philadelphia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$136	1,199	$163,000
Additional Upgrades & Added Features	$170	1,199	$203,750
Major Home Updates or Advancements	$204	1,199	$244,500

Calculate Your Dwelling Coverage in 19144

It's important to understand that when you estimate your replacement cost of your home in the 19144 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 19144

Alleyne- Craig C - State Farm Insurance Agent

Address: 6335 Wayne Ave Philadelphia, PA 19144
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

America's Cash Express

Address: 5045 Wayne Ave Philadelphia, PA 19144
Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/625106430/philadelphia_pa/america_s_cash_express.html
Info:

Allstate Insurance Companies

Address: 5540 Wayne Ave Philadelphia, PA 19144
Phone:
Website:
Info:

ACE Cash Express

Address: 186 W Manheim St Philadelphia, PA 19144
Phone:
Website: http://www.philadelphia.citysearch.com/profile/662210410/philadelphia_pa/ace_cash_express.html
Info:

Housing Demographics for 19144

Population Review for 19144 Zip Code

For the city of Philadelphia, the population within 19144 has increased to over 44,842 residents in population size. The current population total is 44,481. We have broken down the population based on race below. In 19144, there are over 19828 in male population and 24653 females.

Population	Values
Total Population	44,481
White Population	7627
Black Population	32348
Hispanic Population	2208
Asian Population	898
Hawaiian Population	44
Indian Population	124
Other Population	1036
Male Population	19828
Female Population	24653
Population Estimate	44842

Household Data for 19144

The average number of homes in 19144 is around 20,021, there are an average of 2.13 per household. The average house value according to local real estate values is around $163,000. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	20,021
Persons Per Household	2.13
Average House Value	$163,000
Income Per Household	$37322
Median Age	36.0
Median Age Male	35.3
Median Age Female	36.6

19144 Details	Values
State	PA
State Full Name	Pennsylvania
City Type	P
City Alias Abbreviation
Area Code	267/215/445
City	Philadelphia
City Alias Name	PHILADELPHIA
County	Philadelphia
County FIPS	101
State FIPS	42
Time Zone	5
Day Light Saving	Y
MSA	6162
PMSA	6160
CSA	428
CBSA	37980
CBSA_DIV	37964
CBSA_Type	Metro
CBSA_Name	Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_Name	Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_Name	Philadelphia, PA-NJ PMSA
Region	Northeast
Division	Middle Atlantic
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	671
Number Of Employees	8926
Business First Quarter Payroll	84482
Business Annual Payroll	372156
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	5965343
CBSA Division Population	2084985
Congressional District	03
Congressional LandArea	3850.8
Delivery Residential	21053
Delivery Business	1007
Delivery Total	22466
Preferred Last Line Key	X1A496
Classification Code
Multi-County
CSA Name	Philadelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_Name	Philadelphia, PA
City State Key	X1A496
Land Area	3.588000
Water Area	0.020000
City Alias Code
City Mixed Case	Philadelphia
City Alias Mixed Case	Philadelphia
Box Count	306
SFDU	12093
MFDU	8160
State ANSI	42
County ANSI	101
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	416544
Unique ZIP Name
SSA State County Code	39620
Medicare CBSA Code	37964
Medicare CBSA Name	Philadelphia, PA
Medicare CBSA Type	Metro
Market Rating Area ID	8
County Mixed Case	Philadelphia

Pennsylvania Homeowners Insurance News & Information

2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024
According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges. Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]
What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024
A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly. The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]
$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

Home Insurance Quotes in 19144!