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19144 Homeowners Insurance Quotes & Rates

Philadelphia residents living within the 20,021 homes available in the zip code of 19144 are shopping online to compare cheaper and more affordable Philadelphia, PA home insurance rates. In the great city of Philadelphia, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Pennsylvania is around $719 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 19144 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 19144 home insurance rates today! Please give us a call now at 1-855-976-2656. For Philadelphia, PA Homeowners Insurance Quotes, Click to easily get started!

19144 Home Insurance Average Premiums

Local 19144 homeowners insurance quotes comparison

$469 /yr.

Shows Zip Code: 19144 lowest rates with discounts applied on average.

For the 19144, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$469 /yr.
Average Coverage:$719 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1019 /yr.

What is the average home insurance cost for a home in 19144?

  • • The average homeowners insurance premium paid annually for a home in 19144 is around $719 per year.

What does it cost on average per month for home insurance in 19144?

  • • Homeowners in 19144 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 19144?

  • • Autoowners in 19144 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Philadelphia, check out other zip codes nearby 19144.
To review average rates in another zip code, click on a zip code below:
19120  |  19102  |  19146  |  19150  |  19152  |  19139  |  19119  |  19122  |  19133  |  19137  | 

Home Replacement Cost Coverage in 19144

Average Building Cost Per Square Foot in 19144: $136

Location: Philadelphia, Pennsylvania (Philadelphia County)

Average Square Footage in 19144: 1,199 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19144 before you start any project. Philadelphia homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19144 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19144 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,199 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Philadelphia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,199$163,000
Additional Upgrades & Added Features$1701,199$203,750
Major Home Updates or Advancements$2041,199$244,500

It's important to understand that when you estimate your replacement cost of your home in the 19144 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19144

Best Home & Auto Insurance Agencies in 19144

America's Cash Express

Address: 5045 Wayne Ave Philadelphia, PA 19144
Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/625106430/philadelphia_pa/america_s_cash_express.html
Info:

Allstate Insurance Companies

Address: 5540 Wayne Ave Philadelphia, PA 19144
Phone:
Website:
Info:

Alleyne- Craig C - State Farm Insurance Agent

Address: 6335 Wayne Ave Philadelphia, PA 19144
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

ACE Cash Express

Address: 186 W Manheim St Philadelphia, PA 19144
Phone:
Website: http://www.philadelphia.citysearch.com/profile/662210410/philadelphia_pa/ace_cash_express.html
Info:

Housing Demographics for 19144

Population Review for 19144 Zip Code

For the city of Philadelphia, the population within 19144 has increased to over 44,842 residents in population size. The current population total is 44,481. We have broken down the population based on race below. In 19144, there are over 19828 in male population and 24653 females.

PopulationValues
Total Population44,481
White Population7627
Black Population32348
Hispanic Population2208
Asian Population898
Hawaiian Population44
Indian Population124
Other Population1036
Male Population19828
Female Population24653
Population Estimate44842

Household Data for 19144

The average number of homes in 19144 is around 20,021, there are an average of 2.13 per household. The average house value according to local real estate values is around $163,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode20,021
Persons Per Household2.13
Average House Value$163,000
Income Per Household$37322
Median Age36.0
Median Age Male35.3
Median Age Female36.6
19144 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code267/215/445
CityPhiladelphia
City Alias NamePHILADELPHIA
CountyPhiladelphia
County FIPS101
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV37964
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses671
Number Of Employees8926
Business First Quarter Payroll84482
Business Annual Payroll372156
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population2084985
Congressional District03
Congressional LandArea3850.8
Delivery Residential21053
Delivery Business1007
Delivery Total22466
Preferred Last Line KeyX1A496
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NamePhiladelphia, PA
City State KeyX1A496
Land Area3.588000
Water Area0.020000
City Alias Code
City Mixed CasePhiladelphia
City Alias Mixed CasePhiladelphia
Box Count306
SFDU12093
MFDU8160
State ANSI42
County ANSI101
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416544
Unique ZIP Name
SSA State County Code39620
Medicare CBSA Code37964
Medicare CBSA NamePhiladelphia, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CasePhiladelphia

Pennsylvania Homeowners Insurance News & Information

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]