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Home Insurance Rates in 19102

For homeowners shopping online in 19102, our insurance rates are very competitive for homeowners living in Philadelphia, PA. Many homeowners based out of the great city of Philadelphia have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 19102, simply click the "Get Multiple Quotes Now" button. Your 19102 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Philadelphia, PA Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

19102 Home Insurance Rating is: Very Low!

If you live in 19102, you can easily save up to 40% off the average home insurance premium of $748 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Philadelphia can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 19102 today!

Get Multiple Home Insurance Rates in 19102!

19102 Home Insurance Average Premiums

Local 19102 homeowners insurance quotes comparison

$498 /yr.

Shows Zip Code: 19102 lowest rates with discounts applied on average.

For the 19102, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$498 /yr.
Average Coverage:$748 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1048 /yr.

What is the average home insurance cost for a home in 19102?

  • • The average homeowners insurance premium paid annually for a home in 19102 is around $748 per year.

What does it cost on average per month for home insurance in 19102?

  • • Homeowners in 19102 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 19102?

  • • Autoowners in 19102 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Philadelphia area, check out other zip codes nearby 19102.
Review average rates in another zip code:
19113 homeowners insurance rates
19134 homeowners insurance rates
19141 homeowners insurance rates
19148 homeowners insurance rates
19150 homeowners insurance rates
19129 homeowners insurance rates
19121 homeowners insurance rates
19120 homeowners insurance rates
19147 homeowners insurance rates
19140 homeowners insurance rates

Home Replacement Cost Coverage in 19102

Average Building Cost Per Square Foot in 19102: $136

Location: Philadelphia, Pennsylvania (Philadelphia County)

Average Square Footage in 19102: 3,326 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19102 before you start any project. Philadelphia homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19102 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19102 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,326 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Philadelphia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1363,326$452,400
Additional Upgrades & Added Features$1703,326$565,500
Major Home Updates or Advancements$2043,326$678,600

It's important to understand that when you estimate your replacement cost of your home in the 19102 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19102

Baer Corwin Inc

Address: 1422 Chestnut St Philadelphia, PA 19102
Phone: (215)568-6464
Website: www.baercorwininsurance.com

Allstate Insurance - Susan Branca

Address: 2463 Grant Ave Philadelphia, PA 19102
Phone: (215)676-6788
Website:

Best Home & Auto Insurance Agencies in 19102

Baer Corwin Inc

Address: 1422 Chestnut St Philadelphia, PA 19102
Phone:
Website: http://www.baercorwininsurance.com
Info:

Hugh Wood Inc

Address: 200 S Broad St Philadelphia, PA 19102
Phone:
Website:
Info:

Housing Demographics for 19102

Population Review for 19102 Zip Code

For the city of Philadelphia, the population within 19102 has increased to over 7,951 residents in population size. The current population total is 7,568. We have broken down the population based on race below. In 19102, there are over 3653 in male population and 3915 females.

PopulationValues
Total Population7,568
White Population5328
Black Population500
Hispanic Population483
Asian Population1030
Hawaiian Population9
Indian Population10
Other Population145
Male Population3653
Female Population3915
Population Estimate7951

Household Data for 19102

The average number of homes in 19102 is around 4,949, there are an average of 1.44 per household. The average house value according to local real estate values is around $452,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,949
Persons Per Household1.44
Average House Value$452,400
Income Per Household$115597
Median Age30.9
Median Age Male31.6
Median Age Female30.3
19102 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code215/267/445/484/610
CityPhiladelphia
City Alias NamePHILADELPHIA
CountyPhiladelphia
County FIPS101
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV37964
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1205
Number Of Employees22949
Business First Quarter Payroll439334
Business Annual Payroll1912970
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population2084985
Congressional District03
Congressional LandArea3850.8
Delivery Residential5522
Delivery Business1220
Delivery Total6885
Preferred Last Line KeyX1A496
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NamePhiladelphia, PA
City State KeyX1A496
Land Area0.187000
Water Area0.000000
City Alias Code
City Mixed CasePhiladelphia
City Alias Mixed CasePhiladelphia
Box Count81
SFDU130
MFDU5392
State ANSI42
County ANSI101
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416544
Unique ZIP Name
SSA State County Code39620
Medicare CBSA Code37964
Medicare CBSA NamePhiladelphia, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CasePhiladelphia

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]