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19141 Home Insurance Rates

Getting multiple homeowners insurance rates in 19141 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Philadelphia, PA. Many homeowners based out of the 19141 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Pennsylvania licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 19141 should appear in the zip code field ready to go. For Philadelphia, PA Home Insurance Quotes, Click to easily get started!

19141 Homeowners Insurance Rates, Average Rating: Very Low!

Your homeowners insurance policy in 19141 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Philadelphia. For a basic HO-3, standard homeowners policy, the average premium per year in Pennsylvania is around $743. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 19141 zip code today and let us help you save time and money on your homeowners insurance premium.

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19141 Home Insurance Average Premiums

Local 19141 homeowners insurance quotes comparison

$493 /yr.

Shows Zip Code: 19141 lowest rates with discounts applied on average.

For the 19141, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$493 /yr.
Average Coverage:$743 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1043 /yr.

What is the average home insurance cost for a home in 19141?

  • • The average homeowners insurance premium paid annually for a home in 19141 is around $743 per year.

What does it cost on average per month for home insurance in 19141?

  • • Homeowners in 19141 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 19141?

  • • Autoowners in 19141 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Philadelphia area, check out other zip codes nearby 19141.
Review average rates in another zip code:
19136 homeowners insurance rates
19123 homeowners insurance rates
19140 homeowners insurance rates
19145 homeowners insurance rates
19121 homeowners insurance rates
19118 homeowners insurance rates
19132 homeowners insurance rates
19141 homeowners insurance rates
19104 homeowners insurance rates
19151 homeowners insurance rates

Home Replacement Cost Coverage in 19141

Average Building Cost Per Square Foot in 19141: $136

Location: Philadelphia, Pennsylvania (Philadelphia County)

Average Square Footage in 19141: 825 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19141 before you start any project. Philadelphia homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19141 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19141 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 825 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Philadelphia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136825$112,200
Additional Upgrades & Added Features$170825$140,250
Major Home Updates or Advancements$204825$168,300

It's important to understand that when you estimate your replacement cost of your home in the 19141 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19141

Atlantic Insurance Agency

Address: 5927 North Broad Street Philadelphia, PA 19141
Phone: (215)927-0400
Website: www.lowest1.com

Best Home & Auto Insurance Agencies in 19141

Melvin, John T - the Melvin Agency

Address: 4750 N Broad St Philadelphia, PA 19141
Phone:
Website: http://www.allstateagencies.com/JohnMelvin/Welcome/
Info:

Ace Cash Express

Address: 1349 W Olney Ave Philadelphia, PA 19141
Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/8984853/philadelphia_pa/ace_cash_express.html
Info:

Willie Manley Agy & Association - Nationwide Insurance

Address: 6000 N Broad St Philadelphia, PA 19141
Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/8984863/philadelphia_pa/willie_manley_agy_assoc_nationwide_insurance.html
Info:

Nationwide Insurance

Address: 6000 N Broad St, Ste 8 Philadelphia, PA 19141
Phone:
Website: http://www.nationwide.com/
Info:

Housing Demographics for 19141

Population Review for 19141 Zip Code

For the city of Philadelphia, the population within 19141 has increased to over 30,160 residents in population size. The current population total is 31,047. We have broken down the population based on race below. In 19141, there are over 14050 in male population and 16997 females.

PopulationValues
Total Population31,047
White Population1557
Black Population25962
Hispanic Population1922
Asian Population1166
Hawaiian Population20
Indian Population86
Other Population1055
Male Population14050
Female Population16997
Population Estimate30160

Household Data for 19141

The average number of homes in 19141 is around 12,816, there are an average of 2.32 per household. The average house value according to local real estate values is around $112,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,816
Persons Per Household2.32
Average House Value$112,200
Income Per Household$34651
Median Age38.8
Median Age Male36.9
Median Age Female40.3
19141 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code215/267/445
CityPhiladelphia
City Alias NamePHILADELPHIA
CountyPhiladelphia
County FIPS101
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV37964
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses345
Number Of Employees10657
Business First Quarter Payroll154068
Business Annual Payroll699520
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population2084985
Congressional District02|03
Congressional LandArea74.14|3850.8
Delivery Residential13000
Delivery Business733
Delivery Total14341
Preferred Last Line KeyX1A496
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NamePhiladelphia, PA
City State KeyX1A496
Land Area1.745000
Water Area0.000000
City Alias Code
City Mixed CasePhiladelphia
City Alias Mixed CasePhiladelphia
Box Count355
SFDU10168
MFDU2790
State ANSI42
County ANSI101
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416544
Unique ZIP Name
SSA State County Code39620
Medicare CBSA Code37964
Medicare CBSA NamePhiladelphia, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CasePhiladelphia

Pennsylvania Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]