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Home Insurance Quotes in 19140

Are you shopping for a cheaper homeowners insurance rate in 19140? Our rates are very competitive for homeowners living in Philadelphia, PA. Many homeowners located in the 19140 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 19140. To get free 19140 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 19140 zip code should appear in the zip code field ready to go. Shopping Philadelphia, PA Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 19140 to review the best rate coverages.

Your 19140 Home Insurance Costs Is Rated: Very Low!

For the great city of Philadelphia, the average home insurance premium paid annually is around $710 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Pennsylvania specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Philadelphia and need insurance on your home in the 19140 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 19140 Homeowners Insurance Rates Now!

19140 Home Insurance Average Premiums

Local 19140 homeowners insurance quotes comparison

$460 /yr.

Shows Zip Code: 19140 lowest rates with discounts applied on average.

For the 19140, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$460 /yr.
Average Coverage:$710 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1010 /yr.

What is the average home insurance cost for a home in 19140?

  • • The average homeowners insurance premium paid annually for a home in 19140 is around $710 per year.

What does it cost on average per month for home insurance in 19140?

  • • Homeowners in 19140 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 19140?

  • • Autoowners in 19140 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Philadelphia area, check out other zip codes nearby 19140.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 19140

Average Building Cost Per Square Foot in 19140: $136

Location: Philadelphia, Pennsylvania (Philadelphia County)

Average Square Footage in 19140: 557 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19140 before you start any project. Philadelphia homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19140 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19140 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 557 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Philadelphia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136557$75,700
Additional Upgrades & Added Features$170557$94,625
Major Home Updates or Advancements$204557$113,550

It's important to understand that when you estimate your replacement cost of your home in the 19140 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19140

Best Home & Auto Insurance Agencies in 19140

Caribe Roof Inc

Address: 3901 N 5th St Philadelphia, PA 19140
Phone:
Website:
Info:

Ace Cash Express

Address: 4244 N Broad St Philadelphia, PA 19140
Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/8983868/philadelphia_pa/ace_cash_express.html
Info:

Best Way Insurance

Address: 4504 N Front St Philadelphia, PA 19140
Phone:
Website: http://www.bestwayinsurance.net/
Info:

Housing Demographics for 19140

Population Review for 19140 Zip Code

For the city of Philadelphia, the population within 19140 has increased to over 52,425 residents in population size. The current population total is 52,124. We have broken down the population based on race below. In 19140, there are over 24701 in male population and 27423 females.

PopulationValues
Total Population52,124
White Population3727
Black Population28392
Hispanic Population21674
Asian Population696
Hawaiian Population56
Indian Population365
Other Population13660
Male Population24701
Female Population27423
Population Estimate52425

Household Data for 19140

The average number of homes in 19140 is around 19,480, there are an average of 2.64 per household. The average house value according to local real estate values is around $75,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode19,480
Persons Per Household2.64
Average House Value$75,700
Income Per Household$27006
Median Age35.2
Median Age Male33.5
Median Age Female36.6
19140 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code215/445
CityPhiladelphia
City Alias NamePHILADELPHIA
CountyPhiladelphia
County FIPS101
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV37964
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses643
Number Of Employees12832
Business First Quarter Payroll170316
Business Annual Payroll768065
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population2084985
Congressional District02|03
Congressional LandArea74.14|3850.8
Delivery Residential19858
Delivery Business1448
Delivery Total22054
Preferred Last Line KeyX1A496
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NamePhiladelphia, PA
City State KeyX1A496
Land Area3.152000
Water Area0.000000
City Alias Code
City Mixed CasePhiladelphia
City Alias Mixed CasePhiladelphia
Box Count270
SFDU18474
MFDU1203
State ANSI42
County ANSI101
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416544
Unique ZIP Name
SSA State County Code39620
Medicare CBSA Code37964
Medicare CBSA NamePhiladelphia, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CasePhiladelphia

Pennsylvania Homeowners Insurance News & Information

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    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]