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19113 Homeowners Insurance Quotes & Rates

Philadelphia residents living within the 4 homes available in the zip code of 19113 are shopping online to compare cheaper and more affordable Philadelphia, PA home insurance rates. In the great city of Philadelphia, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Pennsylvania is around $728 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 19113 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 19113 home insurance rates today! Please give us a call now at 1-855-976-2656. For Philadelphia, PA Homeowners Insurance Quotes, Click to easily get started!

19113 Home Insurance Average Premiums

Local 19113 homeowners insurance quotes comparison

$478 /yr.

Shows Zip Code: 19113 lowest rates with discounts applied on average.

For the 19113, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$478 /yr.
Average Coverage:$728 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1028 /yr.

What is the average home insurance cost for a home in 19113?

  • • The average homeowners insurance premium paid annually for a home in 19113 is around $728 per year.

What does it cost on average per month for home insurance in 19113?

  • • Homeowners in 19113 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 19113?

  • • Autoowners in 19113 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Philadelphia, check out other zip codes nearby 19113.
To review average rates in another zip code, click on a zip code below:
19148  |  19115  |  19151  |  19107  |  19104  |  19153  |  19131  |  19129  |  19145  |  19124  | 

Home Replacement Cost Coverage in 19113

Average Building Cost Per Square Foot in 19113: $136

Location: Philadelphia, Pennsylvania (Delaware County)

Average Square Footage in 19113: 1,213 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19113 before you start any project. Philadelphia homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19113 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19113 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,213 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Philadelphia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,213$165,000
Additional Upgrades & Added Features$1701,213$206,250
Major Home Updates or Advancements$2041,213$247,500

It's important to understand that when you estimate your replacement cost of your home in the 19113 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19113

Best Home & Auto Insurance Agencies in 19113

Housing Demographics for 19113

Population Review for 19113 Zip Code

For the city of Philadelphia, the population within 19113 has increased to over 0 residents in population size. The current population total is 4. We have broken down the population based on race below. In 19113, there are over 2 in male population and 2 females.

PopulationValues
Total Population4
White Population0
Black Population0
Hispanic Population0
Asian Population1
Hawaiian Population0
Indian Population0
Other Population0
Male Population2
Female Population2
Population Estimate0

Household Data for 19113

The average number of homes in 19113 is around 4, there are an average of 1.00 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4
Persons Per Household1.00
Average House Value$165,000
Income Per Household$0
Median Age12.5
Median Age Male6.0
Median Age Female25.0
19113 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code215/445/484
CityPhiladelphia
City Alias NamePHILADELPHIA
CountyDelaware
County FIPS045
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV37964
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses53
Number Of Employees9244
Business First Quarter Payroll217700
Business Annual Payroll697481
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population2084985
Congressional District05
Congressional LandArea10711.21
Delivery Residential0
Delivery Business73
Delivery Total73
Preferred Last Line KeyX1A496
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NamePhiladelphia, PA
City State KeyX1A496
Land Area0.672000
Water Area0.000000
City Alias Code
City Mixed CasePhiladelphia
City Alias Mixed CasePhiladelphia
Box Count0
SFDU0
MFDU0
State ANSI42
County ANSI045
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416544
Unique ZIP Name
SSA State County Code39290
Medicare CBSA Code37964
Medicare CBSA NamePhiladelphia, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseDelaware

Pennsylvania Homeowners Insurance News & Information

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    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]