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19113 Homeowners Insurance Quotes & Rates
Philadelphia residents living within the 4 homes available in the zip code of 19113 are shopping online to compare cheaper and more affordable Philadelphia, PA home insurance rates. In the great city of Philadelphia, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Pennsylvania is around $728 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 19113 zip code.
With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.
Let us help you shop and compare your 19113 home insurance rates today! Please give us a call now at 1-855-976-2656. For Philadelphia, PA Homeowners Insurance Quotes, Click to easily get started!
19113 Home Insurance Average Premiums
For the 19113, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $478 /yr. |
Average Coverage: | $728 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1028 /yr. |
What is the average home insurance cost for a home in 19113?
- • The average homeowners insurance premium paid annually for a home in 19113 is around $728 per year.
What does it cost on average per month for home insurance in 19113?
- • Homeowners in 19113 pay a monthly average cost per month around $61.00.
What kind of discount could I get if I combine my home and auto insurance together in 19113?
- • Autoowners in 19113 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
You can easily shop and compare home insurance rates within Philadelphia, check out other zip codes nearby 19113.
To review average rates in another zip code, click on a zip code below:
19148 | 19115 | 19151 | 19107 | 19104 | 19153 | 19131 | 19129 | 19145 | 19124 |
Home Replacement Cost Coverage in 19113
Average Building Cost Per Square Foot in 19113: $136
Location: Philadelphia, Pennsylvania (Delaware County)Average Square Footage in 19113: 1,213 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 19113 before you start any project. Philadelphia homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19113 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 19113 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,213 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Philadelphia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $136 | 1,213 | $165,000 |
Additional Upgrades & Added Features | $170 | 1,213 | $206,250 |
Major Home Updates or Advancements | $204 | 1,213 | $247,500 |
It's important to understand that when you estimate your replacement cost of your home in the 19113 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 19113
Best Home & Auto Insurance Agencies in 19113
Housing Demographics for 19113
Population Review for 19113 Zip Code
For the city of Philadelphia, the population within 19113 has increased to over 0 residents in population size. The current population total is 4. We have broken down the population based on race below. In 19113, there are over 2 in male population and 2 females.
Population | Values |
---|---|
Total Population | 4 |
White Population | 0 |
Black Population | 0 |
Hispanic Population | 0 |
Asian Population | 1 |
Hawaiian Population | 0 |
Indian Population | 0 |
Other Population | 0 |
Male Population | 2 |
Female Population | 2 |
Population Estimate | 0 |
Household Data for 19113
The average number of homes in 19113 is around 4, there are an average of 1.00 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 4 |
Persons Per Household | 1.00 |
Average House Value | $165,000 |
Income Per Household | $0 |
Median Age | 12.5 |
Median Age Male | 6.0 |
Median Age Female | 25.0 |
19113 Details | Values |
---|---|
State | PA |
State Full Name | Pennsylvania |
City Type | P |
City Alias Abbreviation | |
Area Code | 215/445/484 |
City | Philadelphia |
City Alias Name | PHILADELPHIA |
County | Delaware |
County FIPS | 045 |
State FIPS | 42 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 6162 |
PMSA | 6160 |
CSA | 428 |
CBSA | 37980 |
CBSA_DIV | 37964 |
CBSA_Type | Metro |
CBSA_Name | Philadelphia-Camden-Wilmington, PA-NJ-DE-MD |
MSA_Name | Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA |
PMSA_Name | Philadelphia, PA-NJ PMSA |
Region | Northeast |
Division | Middle Atlantic |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 53 |
Number Of Employees | 9244 |
Business First Quarter Payroll | 217700 |
Business Annual Payroll | 697481 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 5965343 |
CBSA Division Population | 2084985 |
Congressional District | 05 |
Congressional LandArea | 10711.21 |
Delivery Residential | 0 |
Delivery Business | 73 |
Delivery Total | 73 |
Preferred Last Line Key | X1A496 |
Classification Code | |
Multi-County | |
CSA Name | Philadelphia-Reading-Camden, PA-NJ-DE-MD |
CBSA_DIV_Name | Philadelphia, PA |
City State Key | X1A496 |
Land Area | 0.672000 |
Water Area | 0.000000 |
City Alias Code | |
City Mixed Case | Philadelphia |
City Alias Mixed Case | Philadelphia |
Box Count | 0 |
SFDU | 0 |
MFDU | 0 |
State ANSI | 42 |
County ANSI | 045 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 416544 |
Unique ZIP Name | |
SSA State County Code | 39290 |
Medicare CBSA Code | 37964 |
Medicare CBSA Name | Philadelphia, PA |
Medicare CBSA Type | Metro |
Market Rating Area ID | 8 |
County Mixed Case | Delaware |
Pennsylvania Homeowners Insurance News & Information
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Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025
Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025. States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]
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Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025
As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not. […]
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2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025
Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance. We thought it might be a good idea to look at some spring cleaning and maintenance […]