Compare 19148 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Philadelphia just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 21,317 neighbors looking to save on their home insurance policy in the local 19148 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 19148. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Pennsylvania rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Philadelphia, PA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Philadelphia, PA

19148 Home Insurance Average Premiums

Local 19148 homeowners insurance quotes comparison

$413 /yr.

Shows Zip Code: 19148 lowest rates with discounts applied on average.

For the 19148, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$413 /yr.
Average Coverage:	$663 /yr.
2600 sq. ft. or higher (all discounts applied)	$963 /yr.

What is the average home insurance cost for a home in 19148?

• The average homeowners insurance premium paid annually for a home in 19148 is around $663 per year.

What does it cost on average per month for home insurance in 19148?

• Homeowners in 19148 pay a monthly average cost per month around $55.00.

What kind of discount could I get if I combine my home and auto insurance together in 19148?

• Autoowners in 19148 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Philadelphia area, check out other zip codes nearby 19148.
Review average rates in another zip code:
19114 homeowners insurance rates
19126 homeowners insurance rates
19144 homeowners insurance rates
19138 homeowners insurance rates
19153 homeowners insurance rates
19141 homeowners insurance rates
19106 homeowners insurance rates
19139 homeowners insurance rates
19113 homeowners insurance rates
19151 homeowners insurance rates

Home Replacement Cost Coverage in 19148

Average Building Cost Per Square Foot in 19148: $136

Location: Philadelphia, Pennsylvania (Philadelphia County)

Average Square Footage in 19148: 1,768 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19148 before you start any project. Philadelphia homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19148 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19148 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,768 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Philadelphia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$136	1,768	$240,500
Additional Upgrades & Added Features	$170	1,768	$300,625
Major Home Updates or Advancements	$204	1,768	$360,750

Calculate Your Dwelling Coverage in 19148

It's important to understand that when you estimate your replacement cost of your home in the 19148 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 19148

Ferullo Insurance Agencies

Address: 1636 South Front Street Philadelphia, PA 19148
Phone:
Website: http://www.ferulloinsurance.com/
Info:

Michael Phillips Insurance

Address: 2507 S Broad St Philadelphia, PA 19148
Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/46300668/philadelphia_pa/michael_phillips_insurance.html
Info:

Bene Rocco Agency Inc - Nationwide Insurance

Address: 2839 S 13th St Philadelphia, PA 19148
Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/8992865/philadelphia_pa/bene_rocco_agency_inc_nationwide_insurance.html
Info:

Allstate Insurance

Address: 1716 East Passyunk Avenue Philadelphia, PA 19148
Phone:
Website: http://www.allstate.com/
Info:

Paul J Hoffman Ins Agency Inc - State Farm Insurance Agent

Address: 2655 S 12th St Philadelphia, PA 19148
Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/625421800/philadelphia_pa/paul_j_hoffman_ins_agcy_inc_state_farm_insurance_agent.html
Info:

Housing Demographics for 19148

Population Review for 19148 Zip Code

For the city of Philadelphia, the population within 19148 has increased to over 54,222 residents in population size. The current population total is 53,976. We have broken down the population based on race below. In 19148, there are over 26696 in male population and 27280 females.

Population	Values
Total Population	53,976
White Population	30575
Black Population	2917
Hispanic Population	8589
Asian Population	11309
Hawaiian Population	16
Indian Population	387
Other Population	5641
Male Population	26696
Female Population	27280
Population Estimate	54222

Household Data for 19148

The average number of homes in 19148 is around 21,317, there are an average of 2.52 per household. The average house value according to local real estate values is around $240,500. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	21,317
Persons Per Household	2.52
Average House Value	$240,500
Income Per Household	$63497
Median Age	35.7
Median Age Male	35.1
Median Age Female	36.7

19148 Details	Values
State	PA
State Full Name	Pennsylvania
City Type	P
City Alias Abbreviation
Area Code	215/267/445
City	Philadelphia
City Alias Name	PHILADELPHIA
County	Philadelphia
County FIPS	101
State FIPS	42
Time Zone	5
Day Light Saving	Y
MSA	6162
PMSA	6160
CSA	428
CBSA	37980
CBSA_DIV	37964
CBSA_Type	Metro
CBSA_Name	Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_Name	Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_Name	Philadelphia, PA-NJ PMSA
Region	Northeast
Division	Middle Atlantic
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	900
Number Of Employees	32024
Business First Quarter Payroll	350921
Business Annual Payroll	1671610
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	5965343
CBSA Division Population	2084985
Congressional District	03\|05
Congressional LandArea	3850.8\|10711.21
Delivery Residential	21517
Delivery Business	1402
Delivery Total	23802
Preferred Last Line Key	X1A496
Classification Code
Multi-County
CSA Name	Philadelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_Name	Philadelphia, PA
City State Key	X1A496
Land Area	4.233000
Water Area	0.610000
City Alias Code
City Mixed Case	Philadelphia
City Alias Mixed Case	Philadelphia
Box Count	304
SFDU	20818
MFDU	550
State ANSI	42
County ANSI	101
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	416544
Unique ZIP Name
SSA State County Code	39620
Medicare CBSA Code	37964
Medicare CBSA Name	Philadelphia, PA
Medicare CBSA Type	Metro
Market Rating Area ID	8
County Mixed Case	Philadelphia

Pennsylvania Homeowners Insurance News & Information

2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024
According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges. Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]
What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024
A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly. The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]
$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

Home Insurance Quotes in 19148!