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19154 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 19154 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Philadelphia, PA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 19154.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 19154 and start shopping.

Quickly and Easily Compare Average Rates for 19154

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Philadelphia, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 19154

Homeowners in Philadelphia are paying roughly $735 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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19154 Home Insurance Average Premiums

Local 19154 homeowners insurance quotes comparison

$485 /yr.

Shows Zip Code: 19154 lowest rates with discounts applied on average.

For the 19154, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$485 /yr.
Average Coverage:$735 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1035 /yr.

What is the average home insurance cost for a home in 19154?

  • • The average homeowners insurance premium paid annually for a home in 19154 is around $735 per year.

What does it cost on average per month for home insurance in 19154?

  • • Homeowners in 19154 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 19154?

  • • Autoowners in 19154 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Philadelphia area, check out other zip codes nearby 19154.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 19154

Average Building Cost Per Square Foot in 19154: $136

Location: Philadelphia, Pennsylvania (Philadelphia County)

Average Square Footage in 19154: 1,634 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19154 before you start any project. Philadelphia homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19154 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19154 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,634 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Philadelphia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,634$222,200
Additional Upgrades & Added Features$1701,634$277,750
Major Home Updates or Advancements$2041,634$333,300

It's important to understand that when you estimate your replacement cost of your home in the 19154 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19154

Best Home & Auto Insurance Agencies in 19154

Drew W Revak - Nationwide Insurance

Address: 11700 Academy Rd Philadelphia, PA 19154
Phone:
Website: http://www.nationwide.com/agent/Philadelphia-PENNSYLVANIA-insurance-agent/drew-revak/office.html
Info:

Barry Petroziello Agency

Address: 12401 Academy Rd Philadelphia, PA 19154
Phone:
Website:
Info:

Allstate Insurance

Address: 12003 Roosevelt Blvd Philadelphia, PA 19154
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Housing Demographics for 19154

Population Review for 19154 Zip Code

For the city of Philadelphia, the population within 19154 has increased to over 34,415 residents in population size. The current population total is 34,681. We have broken down the population based on race below. In 19154, there are over 16937 in male population and 17744 females.

PopulationValues
Total Population34,681
White Population26494
Black Population2944
Hispanic Population3170
Asian Population1747
Hawaiian Population15
Indian Population82
Other Population1317
Male Population16937
Female Population17744
Population Estimate34415

Household Data for 19154

The average number of homes in 19154 is around 12,975, there are an average of 2.66 per household. The average house value according to local real estate values is around $222,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,975
Persons Per Household2.66
Average House Value$222,200
Income Per Household$79833
Median Age39.3
Median Age Male38.1
Median Age Female40.4
19154 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code215/267/445
CityPhiladelphia
City Alias NamePHILADELPHIA
CountyPhiladelphia
County FIPS101
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV37964
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses590
Number Of Employees13629
Business First Quarter Payroll213288
Business Annual Payroll904332
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population2084985
Congressional District02|03
Congressional LandArea74.14|3850.8
Delivery Residential12938
Delivery Business531
Delivery Total13469
Preferred Last Line KeyX1A496
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NamePhiladelphia, PA
City State KeyX1A496
Land Area6.398000
Water Area0.024000
City Alias Code
City Mixed CasePhiladelphia
City Alias Mixed CasePhiladelphia
Box Count0
SFDU11899
MFDU244
State ANSI42
County ANSI101
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416544
Unique ZIP Name
SSA State County Code39620
Medicare CBSA Code37964
Medicare CBSA NamePhiladelphia, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CasePhiladelphia

Pennsylvania Homeowners Insurance News & Information

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    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]