Compare quotes for your home in 19147! Compare the best 12 carriers in minutes.
19147 Home Insurance Quotes, Rates & Coverage
Are you looking for the right homeowners insurance policy at an affordable price for your home in 19147? There are over 19,614 occupied homes in the 19147 area. With a population size of 41,096, it's not uncommon for residence of Philadelphia, PA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Pennsylvania is around $736 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 19147 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.
For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Philadelphia, PA Home Insurance Rate Quotes
19147 Home Insurance Average Premiums
$486 /yr.
Shows Zip Code: 19147 lowest rates with discounts applied on average.
For the 19147, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $486 /yr. |
| Average Coverage: | $736 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1036 /yr. |
What is the average home insurance cost for a home in 19147?
- • The average homeowners insurance premium paid annually for a home in 19147 is around $736 per year.
What does it cost on average per month for home insurance in 19147?
- • Homeowners in 19147 pay a monthly average cost per month around $61.00.
What kind of discount could I get if I combine my home and auto insurance together in 19147?
- • Autoowners in 19147 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
You can easily shop and compare home insurance rates within Philadelphia, check out other zip codes nearby 19147.
To review average rates in another zip code, click on a zip code below:
19129 | 19124 | 19131 | 19150 | 19132 | 19137 | 19123 | 19147 | 19140 | 19153 |
Home Replacement Cost Coverage in 19147
Average Building Cost Per Square Foot in 19147: $136
Location: Philadelphia, Pennsylvania (Philadelphia County)Average Square Footage in 19147: 3,272 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 19147 before you start any project. Philadelphia homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19147 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 19147 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,272 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Philadelphia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $136 | 3,272 | $445,000 |
| Additional Upgrades & Added Features | $170 | 3,272 | $556,250 |
| Major Home Updates or Advancements | $204 | 3,272 | $667,500 |
It's important to understand that when you estimate your replacement cost of your home in the 19147 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 19147
Allstate Insurance Company
Address: 128 Lombard Street Philadelphia, PA 19147Phone: (215)413-5800
Website: www.allstate.com
Best Home & Auto Insurance Agencies in 19147
James J Masino Ins Agency Inc - State Farm Insurance Agent
Address: 1529 S 2nd St Philadelphia, PA 19147Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/46267074/philadelphia_pa/james_j_masino_ins_agcy_inc_state_farm_insurance_agent.html
Info:
Nationwide Insurance
Address: 600 Washington Ave, #8 Philadelphia, PA 19147Phone:
Website:
Info:
Bantom-Martin- Erica - State Farm Insurance Agent
Address: 1324 Washington Ave, Fl 2nd Philadelphia, PA 19147Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards
Allstate Insurance Company
Address: 128 Lombard St Philadelphia, PA 19147Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com
Allstate Insurance Company - Michael Lelli
Address: 757 S 8th St Philadelphia, PA 19147Phone:
Website: http://www.philadelphia.citysearch.com/profile/667377520/philadelphia_pa/allstate_insurance_company_michael_lelli.html
Info:
Housing Demographics for 19147
Population Review for 19147 Zip Code
For the city of Philadelphia, the population within 19147 has increased to over 41,202 residents in population size. The current population total is 41,096. We have broken down the population based on race below. In 19147, there are over 20221 in male population and 20875 females.
| Population | Values |
|---|---|
| Total Population | 41,096 |
| White Population | 27765 |
| Black Population | 3485 |
| Hispanic Population | 3969 |
| Asian Population | 4568 |
| Hawaiian Population | 10 |
| Indian Population | 145 |
| Other Population | 2047 |
| Male Population | 20221 |
| Female Population | 20875 |
| Population Estimate | 41202 |
Household Data for 19147
The average number of homes in 19147 is around 19,614, there are an average of 2.09 per household. The average house value according to local real estate values is around $445,000. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 19,614 |
| Persons Per Household | 2.09 |
| Average House Value | $445,000 |
| Income Per Household | $93996 |
| Median Age | 35.1 |
| Median Age Male | 35.3 |
| Median Age Female | 34.9 |
| 19147 Details | Values |
|---|---|
| State | PA |
| State Full Name | Pennsylvania |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 215/267/445 |
| City | Philadelphia |
| City Alias Name | PHILADELPHIA |
| County | Philadelphia |
| County FIPS | 101 |
| State FIPS | 42 |
| Time Zone | 5 |
| Day Light Saving | Y |
| MSA | 6162 |
| PMSA | 6160 |
| CSA | 428 |
| CBSA | 37980 |
| CBSA_DIV | 37964 |
| CBSA_Type | Metro |
| CBSA_Name | Philadelphia-Camden-Wilmington, PA-NJ-DE-MD |
| MSA_Name | Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA |
| PMSA_Name | Philadelphia, PA-NJ PMSA |
| Region | Northeast |
| Division | Middle Atlantic |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 1166 |
| Number Of Employees | 9847 |
| Business First Quarter Payroll | 76171 |
| Business Annual Payroll | 378521 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 5965343 |
| CBSA Division Population | 2084985 |
| Congressional District | 02|03 |
| Congressional LandArea | 74.14|3850.8 |
| Delivery Residential | 19714 |
| Delivery Business | 1585 |
| Delivery Total | 22671 |
| Preferred Last Line Key | X1A496 |
| Classification Code | |
| Multi-County | |
| CSA Name | Philadelphia-Reading-Camden, PA-NJ-DE-MD |
| CBSA_DIV_Name | Philadelphia, PA |
| City State Key | X1A496 |
| Land Area | 1.338000 |
| Water Area | 0.000000 |
| City Alias Code | |
| City Mixed Case | Philadelphia |
| City Alias Mixed Case | Philadelphia |
| Box Count | 395 |
| SFDU | 14624 |
| MFDU | 4581 |
| State ANSI | 42 |
| County ANSI | 101 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 416544 |
| Unique ZIP Name | |
| SSA State County Code | 39620 |
| Medicare CBSA Code | 37964 |
| Medicare CBSA Name | Philadelphia, PA |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 8 |
| County Mixed Case | Philadelphia |
Pennsylvania Homeowners Insurance News & Information
-
Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025
Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025. States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]
-
Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025
As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not. […]
-
2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025
Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance. We thought it might be a good idea to look at some spring cleaning and maintenance […]