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19147 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 19147? There are over 19,614 occupied homes in the 19147 area. With a population size of 41,096, it's not uncommon for residence of Philadelphia, PA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Pennsylvania is around $736 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 19147 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Philadelphia, PA Home Insurance Rate Quotes

19147 Home Insurance Average Premiums

Local 19147 homeowners insurance quotes comparison

$486 /yr.

Shows Zip Code: 19147 lowest rates with discounts applied on average.

For the 19147, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$486 /yr.
Average Coverage:$736 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1036 /yr.

What is the average home insurance cost for a home in 19147?

  • • The average homeowners insurance premium paid annually for a home in 19147 is around $736 per year.

What does it cost on average per month for home insurance in 19147?

  • • Homeowners in 19147 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 19147?

  • • Autoowners in 19147 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Philadelphia area, check out other zip codes nearby 19147.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 19147

Average Building Cost Per Square Foot in 19147: $136

Location: Philadelphia, Pennsylvania (Philadelphia County)

Average Square Footage in 19147: 3,272 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19147 before you start any project. Philadelphia homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19147 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19147 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,272 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Philadelphia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1363,272$445,000
Additional Upgrades & Added Features$1703,272$556,250
Major Home Updates or Advancements$2043,272$667,500

It's important to understand that when you estimate your replacement cost of your home in the 19147 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19147

Allstate Insurance Company

Address: 128 Lombard Street Philadelphia, PA 19147
Phone: (215)413-5800
Website: www.allstate.com

Best Home & Auto Insurance Agencies in 19147

Nationwide Insurance

Address: 600 Washington Ave, #8 Philadelphia, PA 19147
Phone:
Website:
Info:

James J Masino Ins Agency Inc - State Farm Insurance Agent

Address: 1529 S 2nd St Philadelphia, PA 19147
Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/46267074/philadelphia_pa/james_j_masino_ins_agcy_inc_state_farm_insurance_agent.html
Info:

Allstate Insurance Company - Michael Lelli

Address: 757 S 8th St Philadelphia, PA 19147
Phone:
Website: http://www.philadelphia.citysearch.com/profile/667377520/philadelphia_pa/allstate_insurance_company_michael_lelli.html
Info:

Allstate Insurance Company

Address: 128 Lombard St Philadelphia, PA 19147
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Bantom-Martin- Erica - State Farm Insurance Agent

Address: 1324 Washington Ave, Fl 2nd Philadelphia, PA 19147
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 19147

Population Review for 19147 Zip Code

For the city of Philadelphia, the population within 19147 has increased to over 41,202 residents in population size. The current population total is 41,096. We have broken down the population based on race below. In 19147, there are over 20221 in male population and 20875 females.

PopulationValues
Total Population41,096
White Population27765
Black Population3485
Hispanic Population3969
Asian Population4568
Hawaiian Population10
Indian Population145
Other Population2047
Male Population20221
Female Population20875
Population Estimate41202

Household Data for 19147

The average number of homes in 19147 is around 19,614, there are an average of 2.09 per household. The average house value according to local real estate values is around $445,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode19,614
Persons Per Household2.09
Average House Value$445,000
Income Per Household$93996
Median Age35.1
Median Age Male35.3
Median Age Female34.9
19147 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code215/267/445
CityPhiladelphia
City Alias NamePHILADELPHIA
CountyPhiladelphia
County FIPS101
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV37964
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1166
Number Of Employees9847
Business First Quarter Payroll76171
Business Annual Payroll378521
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population2084985
Congressional District02|03
Congressional LandArea74.14|3850.8
Delivery Residential19714
Delivery Business1585
Delivery Total22671
Preferred Last Line KeyX1A496
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NamePhiladelphia, PA
City State KeyX1A496
Land Area1.338000
Water Area0.000000
City Alias Code
City Mixed CasePhiladelphia
City Alias Mixed CasePhiladelphia
Box Count395
SFDU14624
MFDU4581
State ANSI42
County ANSI101
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416544
Unique ZIP Name
SSA State County Code39620
Medicare CBSA Code37964
Medicare CBSA NamePhiladelphia, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CasePhiladelphia

Pennsylvania Homeowners Insurance News & Information

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    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]