19124 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 19124 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Philadelphia, PA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 19124.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 19124 and start shopping.

Quickly and Easily Compare Average Rates for 19124

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Philadelphia, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 19124

Homeowners in Philadelphia are paying roughly $741 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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19124 Home Insurance Average Premiums

Local 19124 homeowners insurance quotes comparison

$491 /yr.

Shows Zip Code: 19124 lowest rates with discounts applied on average.

For the 19124, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$491 /yr.
Average Coverage:	$741 /yr.
2600 sq. ft. or higher (all discounts applied)	$1041 /yr.

What is the average home insurance cost for a home in 19124?

• The average homeowners insurance premium paid annually for a home in 19124 is around $741 per year.

What does it cost on average per month for home insurance in 19124?

• Homeowners in 19124 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 19124?

• Autoowners in 19124 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Philadelphia area, check out other zip codes nearby 19124.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 19124

Average Building Cost Per Square Foot in 19124: $136

Location: Philadelphia, Pennsylvania (Philadelphia County)

Average Square Footage in 19124: 823 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19124 before you start any project. Philadelphia homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19124 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19124 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 823 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Philadelphia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$136	823	$111,900
Additional Upgrades & Added Features	$170	823	$139,875
Major Home Updates or Advancements	$204	823	$167,850

Calculate Your Dwelling Coverage in 19124

It's important to understand that when you estimate your replacement cost of your home in the 19124 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 19124

Kevin Lowber Ins Agcy Inc - State Farm Insurance Agent

Address: 1347 E Hunting Park Ave Philadelphia, PA 19124
Phone:
Website: http://www.kevinlowber.com
Info:

PA Auto Insurance Outlet

Address: 4901 Frankford Ave Philadelphia, PA 19124
Phone:
Website: http://www.philaautoinsurance.com/
Info:

LAUGHLIN INC - Progressive Insurance

Address: 4609 Torresdale Ave Philadelphia, PA 19124
Phone:
Website: http://www.philadelphia.citysearch.com/profile/8971431/philadelphia_pa/laughlin_inc_progressive_insurance.html
Info:

Malcolm, Julia - Juniata Ins Agency

Address: 1206 E Hunting Park Ave Philadelphia, PA 19124
Phone:
Website: http://www.progressiveagent.com/juniata-ins-agency-philadelphia
Info:

Vu Agency Llc - Nationwide Insurance

Address: 5520 Whitaker Ave, Ste 6 Philadelphia, PA 19124
Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/40059445/philadelphia_pa/vu_agency_llc_nationwide_insurance.html
Info:

Housing Demographics for 19124

Population Review for 19124 Zip Code

For the city of Philadelphia, the population within 19124 has increased to over 66,394 residents in population size. The current population total is 68,766. We have broken down the population based on race below. In 19124, there are over 32705 in male population and 36061 females.

Population	Values
Total Population	68,766
White Population	12795
Black Population	26192
Hispanic Population	29001
Asian Population	3491
Hawaiian Population	68
Indian Population	504
Other Population	18288
Male Population	32705
Female Population	36061
Population Estimate	66394

Household Data for 19124

The average number of homes in 19124 is around 23,857, there are an average of 2.86 per household. The average house value according to local real estate values is around $111,900. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	23,857
Persons Per Household	2.86
Average House Value	$111,900
Income Per Household	$38293
Median Age	32.7
Median Age Male	31.0
Median Age Female	34.0

19124 Details	Values
State	PA
State Full Name	Pennsylvania
City Type	P
City Alias Abbreviation
Area Code	215/445
City	Philadelphia
City Alias Name	PHILADELPHIA
County	Philadelphia
County FIPS	101
State FIPS	42
Time Zone	5
Day Light Saving	Y
MSA	6162
PMSA	6160
CSA	428
CBSA	37980
CBSA_DIV	37964
CBSA_Type	Metro
CBSA_Name	Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_Name	Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_Name	Philadelphia, PA-NJ PMSA
Region	Northeast
Division	Middle Atlantic
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	925
Number Of Employees	13493
Business First Quarter Payroll	148833
Business Annual Payroll	630062
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	5965343
CBSA Division Population	2084985
Congressional District	02
Congressional LandArea	74.14
Delivery Residential	23215
Delivery Business	1617
Delivery Total	26249
Preferred Last Line Key	X1A496
Classification Code
Multi-County
CSA Name	Philadelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_Name	Philadelphia, PA
City State Key	X1A496
Land Area	5.145000
Water Area	0.039000
City Alias Code
City Mixed Case	Philadelphia
City Alias Mixed Case	Philadelphia
Box Count	295
SFDU	21599
MFDU	1534
State ANSI	42
County ANSI	101
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	416544
Unique ZIP Name
SSA State County Code	39620
Medicare CBSA Code	37964
Medicare CBSA Name	Philadelphia, PA
Medicare CBSA Type	Metro
Market Rating Area ID	8
County Mixed Case	Philadelphia

Pennsylvania Homeowners Insurance News & Information

2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024
According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges. Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]
What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024
A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly. The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]
$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

Home Insurance Quotes in 19124!