19116 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 19116? There are over 13,864 occupied homes in the 19116 area. With a population size of 35,610, it's not uncommon for residence of Philadelphia, PA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Pennsylvania is around $746 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 19116 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Philadelphia, PA Home Insurance Rate Quotes

19116 Home Insurance Average Premiums

Local 19116 homeowners insurance quotes comparison

$496 /yr.

Shows Zip Code: 19116 lowest rates with discounts applied on average.

For the 19116, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$496 /yr.
Average Coverage:	$746 /yr.
2600 sq. ft. or higher (all discounts applied)	$1046 /yr.

What is the average home insurance cost for a home in 19116?

• The average homeowners insurance premium paid annually for a home in 19116 is around $746 per year.

What does it cost on average per month for home insurance in 19116?

• Homeowners in 19116 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 19116?

• Autoowners in 19116 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Philadelphia area, check out other zip codes nearby 19116.
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Home Replacement Cost Coverage in 19116

Average Building Cost Per Square Foot in 19116: $136

Location: Philadelphia, Pennsylvania (Philadelphia County)

Average Square Footage in 19116: 1,989 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19116 before you start any project. Philadelphia homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19116 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19116 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,989 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Philadelphia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$136	1,989	$270,500
Additional Upgrades & Added Features	$170	1,989	$338,125
Major Home Updates or Advancements	$204	1,989	$405,750

Calculate Your Dwelling Coverage in 19116

It's important to understand that when you estimate your replacement cost of your home in the 19116 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 19116

Allstate Insurance Company - Daniel Shainheit

Address: 14425 Bustleton Ave Philadelphia, PA 19116
Phone:
Website: http://www.philadelphia.citysearch.com/profile/662418720/philadelphia_pa/allstate_insurance_company_daniel_shainheit.html
Info:

Barlick- James B

Address: 10789 Bustleton Ave Philadelphia, PA 19116
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Gregg Englebreth CLU Chfc State Farm Insurance

Address: 14450 Bustleton Ave Philadelphia, PA 19116
Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/33756915/philadelphia_pa/gregg_englebreth_clu_chfc_state_farm_insurance.html
Info:

NORTHEAST INSURANCE & AUTO TAGS

Address: 12045 Bustleton Ave Philadelphia, PA 19116
Phone:
Website: http://www.cancelledinsurance.com/
Info:

Gregg Englebreth Ins Agcy Inc

Address: 12029 Bustleton Ave Philadelphia, PA 19116
Phone:
Website: http://www.greggenglebreth.com
Info:

Housing Demographics for 19116

Population Review for 19116 Zip Code

For the city of Philadelphia, the population within 19116 has increased to over 34,081 residents in population size. The current population total is 35,610. We have broken down the population based on race below. In 19116, there are over 17321 in male population and 18289 females.

Population	Values
Total Population	35,610
White Population	23789
Black Population	1979
Hispanic Population	1924
Asian Population	6599
Hawaiian Population	12
Indian Population	62
Other Population	958
Male Population	17321
Female Population	18289
Population Estimate	34081

Household Data for 19116

The average number of homes in 19116 is around 13,864, there are an average of 2.53 per household. The average house value according to local real estate values is around $270,500. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	13,864
Persons Per Household	2.53
Average House Value	$270,500
Income Per Household	$59390
Median Age	42.8
Median Age Male	40.9
Median Age Female	44.8

19116 Details	Values
State	PA
State Full Name	Pennsylvania
City Type	P
City Alias Abbreviation
Area Code	267/215/445
City	Philadelphia
City Alias Name	PHILADELPHIA
County	Philadelphia
County FIPS	101
State FIPS	42
Time Zone	5
Day Light Saving	Y
MSA	6162
PMSA	6160
CSA	428
CBSA	37980
CBSA_DIV	37964
CBSA_Type	Metro
CBSA_Name	Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_Name	Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_Name	Philadelphia, PA-NJ PMSA
Region	Northeast
Division	Middle Atlantic
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	967
Number Of Employees	8595
Business First Quarter Payroll	90230
Business Annual Payroll	412919
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	5965343
CBSA Division Population	2084985
Congressional District	02
Congressional LandArea	74.14
Delivery Residential	13471
Delivery Business	678
Delivery Total	14970
Preferred Last Line Key	X1A496
Classification Code
Multi-County
CSA Name	Philadelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_Name	Philadelphia, PA
City State Key	X1A496
Land Area	5.221000
Water Area	0.005000
City Alias Code
City Mixed Case	Philadelphia
City Alias Mixed Case	Philadelphia
Box Count	79
SFDU	10460
MFDU	2109
State ANSI	42
County ANSI	101
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	416544
Unique ZIP Name
SSA State County Code	39620
Medicare CBSA Code	37964
Medicare CBSA Name	Philadelphia, PA
Medicare CBSA Type	Metro
Market Rating Area ID	8
County Mixed Case	Philadelphia

Pennsylvania Homeowners Insurance News & Information

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According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024
According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024
Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]

Home Insurance Quotes in 19116!