Get multiple home insurance quotes in 19103. Our licensed 19103, PA agents are ready to serve you.

Homeowners Insurance in 19103

In Philadelphia, PA, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 19103 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 19103 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 19103 should appear in the zip code field ready to go.

19103 Homeowners Insurance Rates Are Considered: Very Low!

If your looking for a standard homeowners policy in Pennsylvania, you are going to see rates around the average home insurance premium per year of $852. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Philadelphia home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 19103 Home Insurance Rates Now!

Best 3 Options to Compare in 19103

If you want homeowners insurance quotes within the city of Philadelphia or in the 19103 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Philadelphia, PA.

19103 Home Insurance Average Premiums

Local 19103 homeowners insurance quotes comparison

$602 /yr.

Shows Zip Code: 19103 lowest rates with discounts applied on average.

For the 19103, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$602 /yr.
Average Coverage:$852 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1152 /yr.

What is the average home insurance cost for a home in 19103?

  • • The average homeowners insurance premium paid annually for a home in 19103 is around $852 per year.

What does it cost on average per month for home insurance in 19103?

  • • Homeowners in 19103 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 19103?

  • • Autoowners in 19103 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Philadelphia area, check out other zip codes nearby 19103.
Review average rates in another zip code:
19103 homeowners insurance rates
19111 homeowners insurance rates
19129 homeowners insurance rates
19119 homeowners insurance rates
19126 homeowners insurance rates
19122 homeowners insurance rates
19124 homeowners insurance rates
19104 homeowners insurance rates
19127 homeowners insurance rates
19140 homeowners insurance rates

Home Replacement Cost Coverage in 19103

Average Building Cost Per Square Foot in 19103: $136

Location: Philadelphia, Pennsylvania (Philadelphia County)

Average Square Footage in 19103: 3,785 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19103 before you start any project. Philadelphia homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19103 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19103 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,785 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Philadelphia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1363,785$514,700
Additional Upgrades & Added Features$1703,785$643,375
Major Home Updates or Advancements$2043,785$772,050

It's important to understand that when you estimate your replacement cost of your home in the 19103 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19103

Commerce National

Address: 2005 Market St Fl 1 Philadelphia, PA 19103
Phone: (215)282-4044
Website:

Allstate Insurance - Thomas Alan Stephenson

Address: 2001 Walnut St Philadelphia, PA 19103
Phone: (215)564-6336
Website:

Best Home & Auto Insurance Agencies in 19103

Andrew J Krouk Insurance

Address: 2201 Spruce St Philadelphia, PA 19103
Phone:
Website: http://www.insurance-directory.biz/Andrew_Krouk
Info:

Blue Cross-Blue Shield - Federal Employee Information & Service- Group S

Address: 1901 Market St Philadelphia, PA 19103
Phone:
Website:
Info:

Aaa Insurance

Address: 2040 Market St, Ste 1 Philadelphia, PA 19103
Phone:
Website: http://www.insurance-directory.biz/Allen_Dewalle
Info:

Commerce National

Address: 2005 Market St, Fl 1 Philadelphia, PA 19103
Phone:
Website:
Info:

Allstate Insurance - Thomas Alan Stephenson

Address: 2001 Walnut St Philadelphia, PA 19103
Phone:
Website:
Info:

Housing Demographics for 19103

Population Review for 19103 Zip Code

For the city of Philadelphia, the population within 19103 has increased to over 30,711 residents in population size. The current population total is 28,717. We have broken down the population based on race below. In 19103, there are over 13224 in male population and 15493 females.

PopulationValues
Total Population28,717
White Population21347
Black Population1340
Hispanic Population1599
Asian Population3749
Hawaiian Population6
Indian Population30
Other Population459
Male Population13224
Female Population15493
Population Estimate30711

Household Data for 19103

The average number of homes in 19103 is around 18,779, there are an average of 1.50 per household. The average house value according to local real estate values is around $514,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode18,779
Persons Per Household1.50
Average House Value$514,700
Income Per Household$83988
Median Age34.5
Median Age Male35.3
Median Age Female33.9
19103 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code215/267/445/484/610
CityPhiladelphia
City Alias NamePHILADELPHIA
CountyPhiladelphia
County FIPS101
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV37964
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses2671
Number Of Employees87409
Business First Quarter Payroll2977349
Business Annual Payroll10755357
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population2084985
Congressional District03
Congressional LandArea3850.8
Delivery Residential20474
Delivery Business2451
Delivery Total23202
Preferred Last Line KeyX1A496
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NamePhiladelphia, PA
City State KeyX1A496
Land Area0.645000
Water Area0.023000
City Alias Code
City Mixed CasePhiladelphia
City Alias Mixed CasePhiladelphia
Box Count167
SFDU1800
MFDU18195
State ANSI42
County ANSI101
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416544
Unique ZIP Name
SSA State County Code39620
Medicare CBSA Code37964
Medicare CBSA NamePhiladelphia, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CasePhiladelphia

Pennsylvania Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]